The No Spend Year
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The No Spend Year
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Author : Michelle McGagh
language : en
Publisher: Hachette UK
Release Date : 2017-01-12
The No Spend Year written by Michelle McGagh and has been published by Hachette UK this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-01-12 with Business & Economics categories.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
The No Spend Year
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Author : Michelle McGagh
language : en
Publisher: Coronet
Release Date : 2018-01-11
The No Spend Year written by Michelle McGagh and has been published by Coronet this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-11 with Finance, Personal categories.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
The No Spend Year
DOWNLOAD eBooks
Author : Michelle McGagh
language : en
Publisher: Coronet
Release Date : 2017-01-12
The No Spend Year written by Michelle McGagh and has been published by Coronet this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-01-12 with Business & Economics categories.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
The No Spend Challenge Guide
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Author : Jen Smith
language : en
Publisher:
Release Date : 2017-11-08
The No Spend Challenge Guide written by Jen Smith and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-11-08 with Debt categories.
In this book you'll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you'll discover: - Why budgeting alone isn't working - The psychology behind your impulsive spending - How to pay off debt fast while still having fun - Ways to do for free what you've probably been wasting money on - Ways to save money on your financial obligations - How to make the most of your time without spending money - Discover what you valueYou'll also get a free resource guide with every recommendation in the book in one place.Whether you're paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you'll return to again and again. Scroll up and Buy Now to start mastering your budget!
The Year Of Less
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Author : Cait Flanders
language : en
Publisher: Hay House, Inc
Release Date : 2019-01-15
The Year Of Less written by Cait Flanders and has been published by Hay House, Inc this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-01-15 with Self-Help categories.
The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.
The Year Without A Purchase
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Author : Scott Dannemiller
language : en
Publisher: Presbyterian Publishing Corp
Release Date : 2015-08-04
The Year Without A Purchase written by Scott Dannemiller and has been published by Presbyterian Publishing Corp this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-08-04 with Religion categories.
The Year without a Purchase is the story of one family's quest to stop shopping and start connecting. Scott Dannemiller and his wife, Gabby, are former missionaries who served in Guatemala. Ten years removed from their vow of simple living, they found themselves on a never-ending treadmill of consumption where each purchase created a desire for more and never led to true satisfaction. The difference between needs and wants had grown very fuzzy, and making that distinction clear again would require drastic action: no nonessential purchases for a whole year. No clothes, no books, no new toys for the kids. If they couldn't eat it or use it up within a year (toilet paper and shampoo, for example), they wouldn't buy it. Filled with humorous wit, curious statistics, and poignant conclusions, the book examines modern America's spending habits and chronicles the highs and lows of dropping out of our consumer culture. As the family bypasses the checkout line to wrestle with the challenges of gift giving, child rearing, and keeping up with the Joneses, they discover important truths about human nature and the secret to finding true joy. The Year without a Purchase offers valuable food for thought for anyone who has ever wanted to reduce stress by shopping less and living more.
Mindful Money
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Author : Kel Galavan
language : en
Publisher: Orpen Press
Release Date : 2021-02-04
Mindful Money written by Kel Galavan and has been published by Orpen Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-02-04 with Business & Economics categories.
Does thinking about money stress you out? Does the concept of ‘having it all’ seemed more like a taunt than an aspiration? Do you want to make your money work for you, rather than the other way around? Has the Covid lockdown forced you to reconsider how you live your life and awakened a desire to develop a better work–life balance? In 2018 Kel Galavan was living and working at breakneck speed, spending endless hours commuting, and felt like she saw more of her children asleep than awake. Realising this wasn’t the life she wanted for herself or her family, she quit her job, and with the family income reduced, embarked on a No-Spend Year in January 2019. Her journey through self-doubt and hard-won life lessons culminated in savings of over €27,000 and changed the life of her family for the better in ways she could never have imagined. Now she wants to bring these lessons to you as we adjust to the post-Covid world and hopefully an understanding of the importance of family and health above the consumer-driven rat-run of life in the twenty-first century. Mindful Money is about building good spending habits and a positive money mindset to build a fulfilling, happy life no matter what the income. Part personal story, part how-to guide, Mindful Money provides deep insight into the emotional journey of Kel’s own experience, along with a background on how money works, and details the seven habits of mindful spending so that anyone can build a life of their own design on their own terms. Mindful Money is more than a journey; it is a transformation in mindset that allows for more money, more freedom and more happiness in all our lives. Kel Galavan is a well-known blogger and Instagram influencer, known as Mrs Smart Money. She has appeared on RTE Radio One, 2FM, Today FM and Virgin Media One.
You Re Not Broke You Re Pre Rich
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Author : Emilie Bellet
language : en
Publisher: Hachette UK
Release Date : 2021-09-02
You Re Not Broke You Re Pre Rich written by Emilie Bellet and has been published by Hachette UK this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-09-02 with Business & Economics categories.
*** REVISED AND UPDATED EDITION *** "This book is a wise investment" Financial Times "A marvellous money manifesto" Helena Morrissey DBE, financier & founder of 30% club One out of three millennials today will never be able to buy their own house. Does it have to be like this? You're Not Broke You're Pre-Rich will tell you that it really doesn't; you can have your avocado on toast and stop renting and start saving too. In this book you will learn how to : Rent smart Buy a home Get a better salary Manage a credit card Understand your net worth / credit score Save more money Live within your budget Build a pension Invest Pay off your debt forever This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no-nonsense practical advice, You're Not Broke You're Pre-Rich will teach you how to make your savings work for you, how you could invest your money, why you need to understand your pension and why your financial health is just as important as your mental and physical health. This updated and market-leading manual will be your comprehensive guide to financial freedom, giving you the confidence and conviction to regain control of your bank balance and live a happier, richer life.
Clever Girl Finance
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Author : Bola Sokunbi
language : en
Publisher: John Wiley & Sons
Release Date : 2019-06-25
Clever Girl Finance written by Bola Sokunbi and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-06-25 with Business & Economics categories.
Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
How Not To Spend Your Senior Year
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Author : Cameron Dokey
language : en
Publisher: Simon and Schuster
Release Date : 2012-09-25
How Not To Spend Your Senior Year written by Cameron Dokey and has been published by Simon and Schuster this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-09-25 with Juvenile Fiction categories.
Rule #1: If at all possible, don’t pretend to be something you’re not. Specifically, don’t play dead. Trust me on this one. I did it, so I should know. Jo O’Connor has spent her whole life moving around. When it comes to new schools, there’s not a trick in the book about starting over that Jo doesn’t know. But life is about to teach her a new trick: how to disappear entirely. Rule #2: Always expect the Spanish Inquisition, no matter what anyone else does. They have to move again. Now. This very night. Jo knows better than to argue. Her dad is the key witness in a major case against a big-time bad guy. But Jo just can’t resist one last visit to the school where she’s been so happy. All she wants is to say good-bye. That can’t cause any problems, can it? Rule #3: Never assume you can predict the future. Now Jo’s one last visit has landed her smack in the middle of a ghost story. Specifically, her own. By the time it’s over, she’ll have a whole new set of rules about what’s real, what’s make-believe, and—most of all—what’s important.