This eBook gives you the tools to get rid of your debt as quickly as possible. Don’t spend a lot of money on systems that make bloated promises. There’s only one right way to get rid of the debt monster, there’s only one real program that works. It’s called Programmed Debt Reduction. It’s easy to do and this book tells you what you need to know to do it. Start getting rid of your…
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : David Graeber
Genre : Business & Economics
Summary : Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Atif Mian
Genre : Business & Economics
Summary : “A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : David Henley
Genre : Credit
Summary : Credit and debt are practical concerns of all times and places. They are also increasingly important topics in economic history and the social sciences, from Marcel Mauss and the anthropology of the gift to the urgent quest for understanding of today's global credit crunch. This volume brings together eight essays on credit and debt in the history of Indonesia, where for centuries debt and debt bondage played central roles in the organization of society, and where efforts to combat 'usury' an...
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Gregory Smith
Genre : Business & Economics
Summary : Borrowing is a crucial source of financing for governments all over the world. If they get it wrong, then debt crises can bring progress to a halt. But if it's done right, investment happens and conditions improve. African countries are seeking calmer capital, to raise living standards and give their economies a competitive edge. The African debt landscape has changed radically in the first two decades of the twenty-first century. Since the clean slate of extensive debt relief, states have sought new borrowing opportunities from international capital markets and emerging global powers like China. The new debt composition has increased risk, exacerbated by the 2020 coronavirus pandemic: richer countries borrowed at rock-bottom interest rates, while Africa faced an expensive jump in indebtedness. The escalating debt burden has provoked calls by the G20 for suspension of debt payments. But Africa's debt today is highly complex, and owed to a wider range of lenders. A new approach is needed, and could turn crisis into opportunity. Urgent action by both lenders and borrowers can reduce risk, while carefully preserving market access; and smart deployment of private finance can provide the scale of investment needed to achieve development goals and tackle the climate emergency.
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Chamber of Commerce of the United States of America. Economic Research Department
Genre : Debt
Summary :
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Kola Adedokun MBA ACIB
Genre : Education
Summary : The Power of Borrowed Money was born out of practical banking and finance experience, especially in the area of borrowing and lending. It is the summary of interactions with people across the globe in respect of the individuals experience in growing credit and debt problems. The book was written in simple words to gain maximum insight into lending and borrowing methods with optimal benefits for both the lender and the borrower in the formal and informal sectors. It provided sound knowledge on how to safe breath on the darts of unnecessary debts emanating from all angles in the present time. The methods of settling overdue loan and raising cheap funds to cushion the effects of hard times and solve the problem of cash flow were discussed. It supported the wisdom in taking credit to increase investment assets. It also exposed the risks involved in increasing debt to acquire liability assets. The book clearly highlighted the humbling and easy ways to break the yoke of debt before it breaks those who are entangled in it. The self-explanatory action points at the end of each chapter are to safeguard everyone from unnecessary debts and its negative effects.
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : S. Ali Abbas
Genre : Business & Economics
Summary : This book is an attempt to build some structure around the issues of sovereign debt to help guide economists, practitioners, and policymakers through this complicated, but not intractable, subject.
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : James M. Buchanan
Genre : Debts, Public
Summary :
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Kunibert Raffer
Genre : Business & Economics
Summary : This book exposes intolerable global double standards in the treatment of debtors and argues that fairness, economic efficiency and principles common to all civilized legal systems, must and can be applied to so-called 'developing countries', or Southern sovereign debtors.
Please Disable Adblock to Show Download Link
DOWNLOAD eBooks
Author : Tony Melvin
Genre : Business & Economics
Summary : This book is a MUST for anyone who is in debt and wants to get out of it for good! The ability of making money and controlling money are two very different skills. Tony Melvin had mastered the skill of making money at an early age, yet despite this ability he found himself in massive debt. At the age of 28, after selling all of his assets, he was still $300,000 in the red. This book shows you how he got out of debt, avoided bankruptcy and mastered the art of controlling money. Here’s a taste of what’s inside: How to maintain a good credit rating How to control your money How to communicate with creditors (with example letters) How to deal with legal firms How to avoid going bankrupt How to organize your life and minimize stress How to achieve your financial goals How to develop successful money habits How to play the Game of Investing and WIN!