No Fault Insurance
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The U S Experience With No Fault Automobile Insurance
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Author : James M. Anderson
language : en
Publisher: Rand Corporation
Release Date : 2010
The U S Experience With No Fault Automobile Insurance written by James M. Anderson and has been published by Rand Corporation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
The Economics And Politics Of Choice No Fault Insurance
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Author : Edward L. Jr. Lascher
language : en
Publisher: Springer Science & Business Media
Release Date : 2012-12-06
The Economics And Politics Of Choice No Fault Insurance written by Edward L. Jr. Lascher and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-06 with Business & Economics categories.
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
The Law Of No Fault Insurance
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Author : Margaret C. Jasper
language : en
Publisher: Oxford University Press, USA
Release Date : 2002
The Law Of No Fault Insurance written by Margaret C. Jasper and has been published by Oxford University Press, USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business & Economics categories.
This almanac sets forth a discussion of motor vehicle no-fault insurance law with a focus on the history and development of the no-fault system and recent trends. The appendix provides sample documents, applicable statutes and other pertinent information and data. A glossary is included. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.
The Injury Industry And The Remedy Of No Fault Insurance
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Author : Jeffrey O'Connell
language : en
Publisher: University of Illinois Press
Release Date : 1971
The Injury Industry And The Remedy Of No Fault Insurance written by Jeffrey O'Connell and has been published by University of Illinois Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1971 with Business & Economics categories.
Ending Insult To Injury
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Author : Jeffrey O'Connell
language : en
Publisher: Urbana : University of Illinois Press
Release Date : 1975
Ending Insult To Injury written by Jeffrey O'Connell and has been published by Urbana : University of Illinois Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1975 with Business & Economics categories.
Who Pays For Car Accidents
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Author : Estate of Jerry J. Phillips
language : en
Publisher: Georgetown University Press
Release Date : 2001-12-18
Who Pays For Car Accidents written by Estate of Jerry J. Phillips and has been published by Georgetown University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-12-18 with Political Science categories.
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
The Effect Of The No Fault Automobile Insurance Law On Vehicles And Equipment
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Author : Hal C. Carroll
language : en
Publisher:
Release Date : 1979
The Effect Of The No Fault Automobile Insurance Law On Vehicles And Equipment written by Hal C. Carroll and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1979 with categories.
Automobile No Fault Insurance
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Author : American Bar Association. Special Committee on Automobile Insurance Legislation
language : en
Publisher:
Release Date : 1978
Automobile No Fault Insurance written by American Bar Association. Special Committee on Automobile Insurance Legislation and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1978 with Insurance, No-fault automobile categories.
State No Fault Automobile Insurance Experience 1971 1977
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Author : United States. Department of Transportation
language : en
Publisher:
Release Date : 1977
State No Fault Automobile Insurance Experience 1971 1977 written by United States. Department of Transportation and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Insurance, No-fault automobile categories.
No Fault Automobile Insurance And Accident Severity
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Author : Rose Anne Devlin
language : en
Publisher:
Release Date : 1997
No Fault Automobile Insurance And Accident Severity written by Rose Anne Devlin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.