A Framework For Evaluating Consumer Information Regulation
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A Framework For Evaluating Consumer Information Regulation
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Author : Michael B. Mazis
language : en
Publisher:
Release Date : 1980
A Framework For Evaluating Consumer Information Regulation written by Michael B. Mazis and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with Advertising laws categories.
A Framework For Evaluating Consumer Information Regulation
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Author : United States. Federal Trade Commission
language : en
Publisher:
Release Date : 1980
A Framework For Evaluating Consumer Information Regulation written by United States. Federal Trade Commission and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with categories.
The Law And Consumer Credit Information In The European Community
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Author : Federico Ferretti
language : en
Publisher: Routledge
Release Date : 2008-05-13
The Law And Consumer Credit Information In The European Community written by Federico Ferretti and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-05-13 with Business & Economics categories.
Consumer credit information systems are the tools used by the majority of lenders to manage credit risk, with lenders accessing credit reference databases managed by third party providers to evaluate a consumer‘s credit application. So far, the subject of consumer credit reporting has been left to the predominant attention of the economic and busin
Evaluation Of The Regulation Review Process In The Consumer Products Area
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Author :
language : en
Publisher:
Release Date : 1986
Evaluation Of The Regulation Review Process In The Consumer Products Area written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with Consumer protection categories.
No Consumer Is An Island Relational Disclosure As A Regulatory Strategy To Advance Consumers Protection Against Microtargeting
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Author : Antonio Davola
language : en
Publisher:
Release Date : 2022
No Consumer Is An Island Relational Disclosure As A Regulatory Strategy To Advance Consumers Protection Against Microtargeting written by Antonio Davola and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022 with categories.
Nowadays, it is vastly acknowledged that the majority of business-to-consumer (B2C) interaction is based on consumer profiling, and that individuals' data is increasingly used as a tool to elaborate and deliver personalized products and services. Risks related to unregulated abuse of personalized commercial practices are present and significant: using personalizing technologies to match individual users to target audiences and even to create predictive profiles might result inter alia in violation of users' data protection and privacy, unjust discrimination based on the analysis of protected factors, and manipulation of consumers' decision-making in detriment of their competitors. It is no surprise, therefore, that in recent times profiling and micro-targeting came at the centre of the scholarly and regulatory debate. In the European framework, the capability of the General Data Protection Regulation (GDPR) to provide effective regulation of the data management and processing methods implemented in profiling algorithms has been thoroughly inspected; also, competition law was identified as a tool potentially able to tackle the structural distortions caused by personalized practices occurring at market level. Personalized practices are taken into major consideration also in currently in-development regulatory projects, such as the Proposal for a Regulation on Artificial Intelligence. Lastly, a substantive body of literature focused on the role that consumer and private law can play in empowering individuals against these phenomena. Within such a heterogeneous framework, a common perspective across the different viewpoints seems nevertheless to be found: given the capacity of microtargeting to potentially undermine users' autonomy, the success of the regulatory intervention depends primarily on people being aware of the personality dimension being targeted and on the modes of disclosure. Yet, all the attempts to rethink disclosure across regulations are still based on the individualized-format of the model, focusing on the sole relationship between the professional operator and its counterparty, that characterizes existing rules. A consideration of a “relational dimension” of decision-making is largely absent in the current framework for consumer protection, and is missing in the debate on regulating personalization as well. In light of these aspects, the article defends that consumers' awareness and understanding of personalization and its consequences could be improved significantly if information were to be offered according to a relational format. The article reports the result of a study conducted in the streaming service market, in which we show that when information is presented in a relational format, people's knowledge and awareness about profiling and microtargeting is significantly increased, and consumers understand with better clarity what these techniques are, how they function, and are consequently more open to evaluating if they want their information to be acquired.
Evaluation Of The Regulation Review And Amendment Process In The Consumer Products Area
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Author :
language : en
Publisher:
Release Date : 1986
Evaluation Of The Regulation Review And Amendment Process In The Consumer Products Area written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with Consumer protection categories.
Early Decisions
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Author : John Beshears
language : en
Publisher:
Release Date : 2010
Early Decisions written by John Beshears and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
We describe a regulatory framework that helps consumers who have difficulty sticking to their own long-run plans. Early Decision regulations help long-run preferences prevail by allowing consumers to partially commit to their long-run goals, making it harder for a momentary impulse to reverse past decisions. In the cigarette market, examples of Early Decision regulations include restricting the locations or times at which cigarettes are sold, delaying the receipt of cigarettes following purchase, and allowing a consumer to choose in advance the legal restrictions on her own cigarette purchases. A formal model of Early Decision regulations demonstrates that Early Decisions are optimal when consumer preferences are heterogeneous. Intuitively, each consumer knows his own preferences, so self-rationing - which is what Early Decisions enable - is better than a one-size-fits-all regulation like a sin tax. Of course, Early Decision regulations incur social costs and therefore require empirical evaluation to determine their net social value.
Early Decisions
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Author : John Beshears
language : en
Publisher:
Release Date : 2006
Early Decisions written by John Beshears and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Consumer behavior categories.
Abstract: We describe a regulatory framework that helps consumers who have difficulty sticking to their own long-run plans. Early Decision regulations help long-run preferences prevail by allowing consumers to partially commit to their long-run goals, making it harder for a momentary impulse to reverse past decisions. In the cigarette market, examples of Early Decision regulations include restricting the locations or times at which cigarettes are sold, delaying the receipt of cigarettes following purchase, and allowing a consumer to choose in advance the legal restrictions on her own cigarette purchases. A formal model of Early Decision regulations demonstrates that Early Decisions are optimal when consumer preferences are heterogeneous. Intuitively, each consumer knows his own preferences, so self-rationing - which is what Early Decisions enable - is better than a one-size-fits-all regulation like a sin tax. Of course, Early Decision regulations incur social costs and therefore require empirical evaluation to determine their net social value.
Handbook For Evaluating Infrastructure Regulatory Systems
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Author : Ashley C. Brown
language : en
Publisher: World Bank Publications
Release Date : 2006-01-01
Handbook For Evaluating Infrastructure Regulatory Systems written by Ashley C. Brown and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-01-01 with Business & Economics categories.
More than 200 new infrastructure regulators have been created around the world in the last 15 years. They were established to encourage clear and sustainable long-term economic and legal commitments by governments and investors to encourage new investment to benefit existing and new customers. There is now considerable evidence that both investors and consumers-the two groups that were supposed to have benefited from these new regulatory systems-have often been disappointed with their performance. The fundamental premise of this book is that regulatory systems can be successfully reformed only if there are independent, objective and public evaluations of their performance. Just as one goes to a medical doctor for a regular health checkup, it is clear that infrastructure regulation would also benefit from periodic checkups. This book provides a general framework as well as detailed practical guidance on how to perform such "regulatory checkups."
Study On Federal Regulation Framework For Regulation
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Author : United States. Congress. Senate. Committee on Government Operations
language : en
Publisher:
Release Date : 1977
Study On Federal Regulation Framework For Regulation written by United States. Congress. Senate. Committee on Government Operations and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Administrative law categories.