Anticipation Of Savings Behavior
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Anticipation Of Savings Behavior
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Author : Inter-University Committee for Research on Consumer Behavior
language : en
Publisher:
Release Date : 1960
Anticipation Of Savings Behavior written by Inter-University Committee for Research on Consumer Behavior and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1960 with Consumers categories.
Designing For Policy Effectiveness
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Author : B. Guy Peters
language : en
Publisher: Elements in Public Policy
Release Date : 2018-03-22
Designing For Policy Effectiveness written by B. Guy Peters and has been published by Elements in Public Policy this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-03-22 with Political Science categories.
Argues that the central goal of policy design is effectiveness.
Locus Of Control And Savings
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Author : Deborah A. Cobb-Clark
language : en
Publisher:
Release Date : 2013
Locus Of Control And Savings written by Deborah A. Cobb-Clark and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with categories.
Education Income And Human Behavior
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Author : Francis T. Juster
language : en
Publisher:
Release Date : 1974
Education Income And Human Behavior written by Francis T. Juster and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1974 with College graduates categories.
Save More Tomorrow
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Author : Shlomo Benartzi
language : en
Publisher: Penguin
Release Date : 2012-04-12
Save More Tomorrow written by Shlomo Benartzi and has been published by Penguin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-04-12 with Business & Economics categories.
One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
The Psychology Of Saving
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Author : Karl Erik Wärneryd
language : en
Publisher: Edward Elgar Publishing
Release Date : 1999
The Psychology Of Saving written by Karl Erik Wärneryd and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.
Provides an assessment of factors accounting for differences between people who save and people who do not save money, summarizes theories and behavioral research in saving, and explores psychological insights and findings of economists, interpreting them in terms of modern psychology. Offers a historical perspective on the psychology of saving, looks into the psychology of saving in modern economic theories of saving, and discusses the use of cognitive and psychological variables in the study of saving. Gives an integrative framework for the psychology of saving, and discusses implications for studying and influencing the consumer. Annotation copyrighted by Book News, Inc., Portland, OR
Aging And The Macroeconomy
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Author : National Research Council
language : en
Publisher: National Academies Press
Release Date : 2013-01-10
Aging And The Macroeconomy written by National Research Council and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-10 with Social Science categories.
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
The Spatial Dimension Of Risk
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Author : Hans-Detlef M?ller-Mahn
language : en
Publisher: Routledge
Release Date : 2013
The Spatial Dimension Of Risk written by Hans-Detlef M?ller-Mahn and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Business & Economics categories.
Through its exploration of the spatial dimension of risk, this book offers a brand new approach to theorizing risk, and significant improvements in how to manage, tolerate and take risks. A broad range of risks are examined, including natural hazards, climate change, political violence, and state failure. Case studies range from the Congo to Central Asia, from tsunami in Japan and civil war affected areas in Sri Lanka to avalanche hazards in Austria. In each of these cases, the authors examine the importance and role of space in the causes and differentiation of risk, in how we can conceptualize risk from a spatial perspective and in the relevance of space and locality for risk governance. This new approach - endorsed by Ragnar Löfstedt and Ortwin Renn, two of the world's leading and most prolific risk analysts - is essential reading for those charged with studying, anticipating and managing risks.
Anticipation And Medicine
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Author : Mihai Nadin
language : en
Publisher: Springer
Release Date : 2016-10-22
Anticipation And Medicine written by Mihai Nadin and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-10-22 with Technology & Engineering categories.
In this book, practicing physicians and experts in anticipation present arguments for a new understanding of medicine. Their contributions make it clear that medicine is the decisive test for anticipation. The reader is presented with a provocative hypothesis: If medicine will align itself with the anticipatory condition of life, it can prompt the most important revolution in our time. To this end, all stakeholders—medical practitioners, patients, scientists, and technology developers—will have to engage in the conversation. The book makes the case for the transition from expensive, and only marginally effective, reactive treatment through “spare parts” (joint replacements, organ transplants) and reliance on pharmaceuticals (antibiotics, opiates) to anticipation-informed healthcare. Readers will understand why the current premise of treating various behavioral conditions (attention deficit disorder, hyperactivity, schizophrenia) through drugs has to be re-evaluated from the perspective of anticipation. In the manner practiced today, medicine generates dependence and long-lasting damage to those it is paid to help. As we better understand the nature of the living, the proactive view of healthcare, within which the science and art of healing fuse, becomes a social and political mandate.
Choice Over Time
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Author : George Loewenstein
language : en
Publisher: Russell Sage Foundation
Release Date : 1992-10-27
Choice Over Time written by George Loewenstein and has been published by Russell Sage Foundation this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992-10-27 with Business & Economics categories.
Many of our most urgent national problems suggest a widespread lack of concern for the future. Alarming economic conditions, such as low national savings rates, declining corporate investment in long-term capital projects, and ballooning private and public debt are matched by such social ills as diminished educational achievement, environmental degradation, and high rates of infant mortality, crime, and teenage pregnancy. At the heart of all these troubles lies an important behavioral phenomenon: in the role of consumer, manager, voter, student, or parent, many Americans choose inferior but immediate rewards over greater long-term benefits. Choice Over Time offers a rich sampling of original research on intertemporal choice—how and why people decide between immediate and delayed consequences—from a broad range of theoretical and methodological perspectives in philosophy, political science, psychology, and economics. George Loewenstein, Jon Elster, and their distinguished colleagues review existing theories and forge new approaches to understanding significant questions: Why do people seem to "discount" future benefits? Do individuals use the same decision-making strategy in all aspects of their lives? What part is played by situational factors such as the certainty of delayed consequences? How are decisions affected by personal factors such as willpower and taste? In addressing these issues, the contributors to Choice Over Time address many social, economic, psychological, and personal time problems. Their work demonstrates the predictive power of short-term preferences in behavior as varied as addiction and phobia, the effect of prices on consumption, and the dramatic rise in debt and decline in savings. Choice Over Time provides an essential source for the most recent research and theory on intertemporal choice, offering new models for time preference patterns—and their aberrations—and presenting a diversity of potential solutions to the problem of "temporal myopia."