Borrowing To Live
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Borrowing To Live
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Author : Nicolas P. Retsinas
language : en
Publisher: Brookings Institution Press
Release Date : 2009-10-01
Borrowing To Live written by Nicolas P. Retsinas and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-10-01 with Political Science categories.
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Americans are awash in debt, and the U.S. economy is in trouble. Credit undergirds daily life more than ever—it has become one of the defining aspects of American life, and the ramifications are becoming clearer by the day. The already considerable damage from a depressed housing market has been exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and government at all levels. Most low- or moderate-income people borrow, but that should not be construed as uniformly poor judgment or lack of disciplines—Americans are not borrowing merely to keep up with the Joneses, but too often simply to stay afloat. In Borrowing to Live, the Joint Center for Housing Studies of Harvard University brings together a group of experts drawn from the best of academia, research, and public services. Together with editors Nicolas Retsinas and Eric Belsky, they dissect the worrisome current state of consumer and mortgage credit in the United States and help point the way out of the current struggles. Contributors: Michael S. Barr, Eric S. Belsky, Raphael W. Bostic, Shawn Cole, Amy Crews Cutts, Kathleen C. Engel, Ren S. Essene, Elaine Kempson, Patricia A. McCoy, William A. Merrill, Sendhil Mullainathan, Anthony Pennington-Cross, Elizabeth Renuart, Eldar Shafir, Edna R. Sawady, Jennifer Tescher, John Thompson, Peter Tufano, Susan M. Wachter
Borrowing To Live
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Author : Nicolas Paul Retsinas
language : en
Publisher: Brookings Inst. Press/Harvard Jchs
Release Date : 2008
Borrowing To Live written by Nicolas Paul Retsinas and has been published by Brookings Inst. Press/Harvard Jchs this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Consumer credit categories.
"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
Living A Life On Loan International Version
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Author : Rick Rusaw
language : en
Publisher:
Release Date : 2006
Living A Life On Loan International Version written by Rick Rusaw and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with categories.
Master Your Debt
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Author : Jordan E. Goodman
language : en
Publisher: John Wiley & Sons
Release Date : 2010-01-26
Master Your Debt written by Jordan E. Goodman and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01-26 with Business & Economics categories.
Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.
Smart Debt
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Author : Jason R. Rich
language : en
Publisher: Entrepreneur Press
Release Date : 2006-10-18
Smart Debt written by Jason R. Rich and has been published by Entrepreneur Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-10-18 with Business & Economics categories.
How the Rich Get Richer If you're like most Americans, debt is a way of life. So what separates the rich from the poor? The wealthy use debt to improve their financial situation—we call that “Smart Debt”-and the poor use debt for instant gratification and just keep getting deeper in the hole. Smart Debt is getting the best interest rate, budgeting the right amount of your income to pay off debt, and borrowing only what you can afford. Smart Debt puts your money to work for you. In this book, you'll discover money-saving strategies for every type of debt: Mortgages Education loans Auto loans Business loans Credit cards And more We'll transform the way you look at debt and let you in on the best-kept secret of America's wealthy: how to borrow money to make money.
Fast Track Your Mortgage
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Author : Lorraine Graham
language : en
Publisher: Allen & Unwin
Release Date : 2002-08-01
Fast Track Your Mortgage written by Lorraine Graham and has been published by Allen & Unwin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-08-01 with Business & Economics categories.
It's no secret that you can save thousands of dollars by paying off your mortgage faster. But which mortgages allow you to do this? And where do you find the extra money to make the additional repayments? In this practical guide, Lorraine Graham takes you through the key steps to paying off your mortgage in a realistic timeframe. Lorraine explains the different types of mortgages available and shows how to calculate the one which best suits you. This is not just a book about throwing everything you can spare into your mortgage, but a whole new way of managing your finances so your money works for you. But it doesn't end there. Once you've paid off your mortgage, Lorraine shows you how you can use the money you saved to invest for a secure financial retirement - and ensure you enjoy the lifestyle you want. An extra $45 a week on a loan of $100 000 could save you $50 000 and ten years of payments. An extra $75 a week could allow you to pay off your loan in twelve years and retire with nearly a million dollars Whether you are single, a young family buying your first home, or an older family with an established mortgage, this book will show you how you can save ten of thousands of dollars on your mortgage without compromising your lifestyle.
The Relationship Between Reverse Mortgage Borrowing Domain And Life Satisfaction
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Author : Cäzilia Loibl
language : en
Publisher:
Release Date : 2018
The Relationship Between Reverse Mortgage Borrowing Domain And Life Satisfaction written by Cäzilia Loibl and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
Objectives: Reverse mortgages allow adults aged 62 and older to borrow against the equity in their homes without incurring monthly loan repayments. This study examines the relationship of reverse mortgage borrowing with older adults' satisfaction with their financial situation, housing, health, and daily life/leisure as well as with life as a whole.Method: A new national data set of 1,088 older adults, comprised of loan data, credit histories, and responses to a phone survey, was created. Our estimation strategy compares reverse mortgage borrowers to older adults who obtained mandatory counseling but not a reverse mortgage.Results: Reverse mortgage borrowers have significantly higher financial and housing satisfaction compared to non-borrowers; no differences were found for health, daily life/leisure, and general satisfaction. These satisfaction domains contribute differently to general satisfaction for reverse mortgage borrowers relative to non-borrowers: housing satisfaction has a greater influence for borrowers and health a greater influence for non-borrowers. Discussion: Our study provides new knowledge about the longer-term outcomes of reverse mortgage borrowers. The positive association of reverse mortgage borrowing for housing and financial satisfaction and, in turn, general satisfaction, provides insights regarding borrower experiences with this controversial financial tool.
Debt Free For Life
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Author : David Bach
language : en
Publisher: Currency
Release Date : 2010-12-28
Debt Free For Life written by David Bach and has been published by Currency this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-12-28 with Business & Economics categories.
GOODBYE DEBT—HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive—if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt. And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
Live Loan Checks
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Author : United States. General Accounting Office
language : en
Publisher:
Release Date : 1998
Live Loan Checks written by United States. General Accounting Office and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Checks categories.
Bequeathing Our Debts
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Author : Association of Life Insurance Presidents (New York, N.Y.)
language : en
Publisher:
Release Date : 1914
Bequeathing Our Debts written by Association of Life Insurance Presidents (New York, N.Y.) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1914 with Insurance, Life categories.