College Credit Card Agreements
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College Credit Card Agreements
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Author : Consumer Financial Protection Bureau (CFPB)
language : en
Publisher: CreateSpace
Release Date : 2015-03-23
College Credit Card Agreements written by Consumer Financial Protection Bureau (CFPB) and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-03-23 with categories.
The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires the Consumer Financial Protection Bureau (CFPB) to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions. This report refers to these agreements as "college credit card agreements" or simply "agreements." Affiliated organizations include fraternities, sororities, alumni associations, or foundations affiliated with or related to an institution of higher education. Title III of the CARD Act contains a number of provisions designed to provide protections to college students and younger consumers. For example, the Act restricts the marketing of credit cards to college students on or near college campuses or at school-sponsored events by prohibiting the use of gifts or any tangible items to induce students to apply for credit cards. Section 305 of the CARD Act was intended to bring greater transparency to the college and university credit card market. Implementing regulations require that credit card issuers submit to the Bureau each year the terms and conditions of any college credit card agreement that was in effect at any time during the preceding calendar year between an issuer and an institution of higher education. This report is based on the information and agreements submitted to the Bureau by credit card issuers. The information is current as of the end of 2013.
College Credit Card Agreements Electronic Resource
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Author : Board of Governors of the Federal Reserve System (U.S.). Consumer Financial Protection Bureau
language : en
Publisher:
Release Date : 2012
College Credit Card Agreements Electronic Resource written by Board of Governors of the Federal Reserve System (U.S.). Consumer Financial Protection Bureau and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with College students categories.
College Credit Card Agreements
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Author : Ben S. Bernanke
language : en
Publisher: DIANE Publishing
Release Date : 2011
College Credit Card Agreements written by Ben S. Bernanke and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Business & Economics categories.
College Credit Card Agreements
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Author : Barry Leonard
language : en
Publisher: DIANE Publishing
Release Date : 2011-04
College Credit Card Agreements written by Barry Leonard and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-04 with Education categories.
College Credit And Debit Cards
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Author : Evalyn Linette Trent
language : en
Publisher: Nova Science Publishers
Release Date : 2014
College Credit And Debit Cards written by Evalyn Linette Trent and has been published by Nova Science Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with College students as consumers categories.
A growing number of colleges and universities have entered into agreements with financial firms to provide debit and prepaid card services for students. As the number of agreements has grown, questions have arisen over fees and issues such as student choice. This book examines trends associated with and characteristics of college affinity card agreements; the extent of marketing for college affinity cards and college student credit cards; what is known about the effect of use of these cards on student credit card debt; the functions of college cards and the characteristics of schools and card providers offering the cards; and benefits and concerns regarding these cards.
College Credit And Debit Cards
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Author : Evalyn Linette Trent
language : en
Publisher:
Release Date : 2014-06-14
College Credit And Debit Cards written by Evalyn Linette Trent and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-06-14 with Credit categories.
A growing number of colleges and universities have entered into agreements with financial firms to provide debit and prepaid card services for students. As the number of agreements has grown, questions have arisen over fees and issues such as student choice. This book examines trends associated with and characteristics of college affinity card agreements; the extent of marketing for college affinity cards and college student credit cards; what is known about the effect of use of these cards on student credit card debt; the functions of college cards and the characteristics of schools and card providers offering the cards; and benefits and concerns regarding these cards.
Credit Cards
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Author : Alicia Puente Cackley
language : en
Publisher:
Release Date : 2014-03-27
Credit Cards written by Alicia Puente Cackley and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-03-27 with categories.
Institutions of higher education, alumni groups, and other affiliated organizations may enter into agreements with credit card issuers for "college affinity cards," in which issuers use the institution's name or logo in exchange for payments. Separately, some credit card issuers offer "college student credit cards," which are expressly targeted to students. Partly in response to concerns about card issuer practices and rising student credit card debt, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009. The act includes consumer protections and requires disclosures specifically for consumers under the age of 21, including limits to on-campus credit card marketing and requirements for public disclosure of affinity card agreements. This report examines (1) trends associated with and characteristics of college affinity card agreements; (2) the extent of marketing for college affinity cards and college student credit cards; and (3) what is known about the effect of use of these cards on student credit card debt. Tables and figures. This is a print on demand report.
Credit Cards Marketing To College Students Appears To Have Declined
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Author : U.s. Government Accountability Office
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2017-07-27
Credit Cards Marketing To College Students Appears To Have Declined written by U.s. Government Accountability Office and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-27 with categories.
" Institutions of higher education, alumni groups, and other affiliated organizations may enter into agreements with credit card issuers for "college affinity cards," in which issuers use the institution's name or logo in exchange for payments. Separately, some credit card issuers offer "college student credit cards," which are expressly targeted to students. Partly in response to concerns about card issuer practices and rising student credit card debt, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009. The act includes consumer protections and requires disclosures specifically for consumers under the age of 21, including limits to on-campus credit card marketing and requirements for public disclosure of affinity card agreements. The act mandates that GAO review these agreements and assess their effect on student credit card debt. This report examines (1) trends associated with and characteristics of college affinity card agreements, (2) the extent of marketing for college affinity cards and college student credit cards, and (3) what is known about the effect of use of these cards on student credit card debt. GAO analyzed data from the Federal Reserve and CFPB, including a sample of 39 affinity agreements filed by the issuers.
Code Of Federal Regulations
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Author :
language : en
Publisher:
Release Date : 2017
Code Of Federal Regulations written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with Administrative law categories.
Special edition of the Federal Register, containing a codification of documents of general applicability and future effect ... with ancillaries.
Comprehensive Commercial Law 2023 Statutory Supplement
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Author : Ronald J. Mann
language : en
Publisher: Aspen Publishing
Release Date : 2023-08-12
Comprehensive Commercial Law 2023 Statutory Supplement written by Ronald J. Mann and has been published by Aspen Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-08-12 with Law categories.
The Supplement includes the entire Uniform Commercial Code as of May 2023, excluding Article 6, and also includes a selection of other federal statutes and regulations, uniform state laws, and Restatement provisions, aiming to include those items most commonly used in commercial law courses. This leads, among other things, to the inclusion of the Truth in Lending Act, Electronic Funds Transfer Act, the Federal Tax Lien Act, the Uniform Electronic Transactions Act, excerpts from the CISG, and from the ICC’s uniform rules for letters of credit. The Bankruptcy Code, as of April 1, 2023, is reproduced in full. Unlike the UCC, there are no official comments for the Bankruptcy Code, and the legislative history is spotty at best. As a result, only the Code is offered here. In addition, selections from Title 18 and Title 28 of the United States Code that are relevant to bankruptcy law are included.