Consumers Mortgage Shopping Experience
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Consumers Mortgage Shopping Experience
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Author :
language : en
Publisher:
Release Date : 2015
Consumers Mortgage Shopping Experience written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Mortgage loans categories.
Consumers Mortgage Shopping Experience
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Author : Consumer Financial Protection Bureau (CFPB)
language : en
Publisher: CreateSpace
Release Date : 2015-03-22
Consumers Mortgage Shopping Experience written by Consumer Financial Protection Bureau (CFPB) and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-03-22 with categories.
In the wake of the Great Recession, Congress created the Consumer Financial Protection Bureau (CFPB or Bureau) to protect consumers and help avoid any repeat of the conditions that had led to the financial crisis. It has been widely recognized that dramatic deterioration in underwriting standards led to severe dislocations in the mortgage market, which were transmitted through various mechanisms, including mortgage securitization, into extensive damage to the broader economy. This report examines information related to consumers' mortgage shopping experience, using responses from the National Survey of Mortgage Borrowers. Our focus is on what the data tell us about the early stages of getting a mortgage, particularly the extent to which consumers shopped for mortgages, their knowledge of the mortgage process when they began, and the sources of information they relied on.
Consumers Mortgage Shopping Experience
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Author :
language : en
Publisher:
Release Date : 2015
Consumers Mortgage Shopping Experience written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Mortgage loans categories.
Protecting Main Street
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Author : Paul C. Lubin
language : en
Publisher: Routledge
Release Date : 2010-09-13
Protecting Main Street written by Paul C. Lubin and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-09-13 with Business & Economics categories.
First Published in 2010. Routledge is an imprint of Taylor & Francis, an informa company.
Diagnosing Consumer Confusion And Sub Optimal Shopping Effort Theory And Mortgage Market Evidence
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Author :
language : en
Publisher:
Release Date : 2010
Diagnosing Consumer Confusion And Sub Optimal Shopping Effort Theory And Mortgage Market Evidence written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
What Consumers Need To Know About Mortgages
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Author : Dan Melson
language : en
Publisher: CreateSpace
Release Date : 2015-01-22
What Consumers Need To Know About Mortgages written by Dan Melson and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-01-22 with Reference categories.
A step by step guider that prepares you with what you need to know about mortgages as a consumer, tells you how to cut through the nonsense, what is important and what is not Written by a working loan officer with wide-ranging experience and a decade of running a consumer education website, What Consumers Need To Know About Mortgages draws from a depth of experience dealing first-hand with issues that actual consumers have brought to the author for examination, together with common sense solutions that consumers can understand. For the numerically inclined, calculations are included but not required for understanding.
Diagnosing Consumer Confusion And Sub Optimal Shopping Effort Theory And Mortgage Market Evidence
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Author : Susan E. Woodward
language : en
Publisher:
Release Date : 2010
Diagnosing Consumer Confusion And Sub Optimal Shopping Effort Theory And Mortgage Market Evidence written by Susan E. Woodward and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Economics categories.
Mortgage loans are leading examples of transactions where experts on one side of the market take advantage of consumers' lack of knowledge and experience. We study the compensation that borrowers pay to mortgage brokers for assistance from application to closing. Two findings support the conclusion that confused borrowers overpay for brokers' services: (1) A model of effective shopping shows that borrowers sacrifice at least $1,000 by shopping from too few brokers. (2) Borrowers who compensate their brokers with both cash and a commission from the lender pay twice as much as similar borrowers who pay no cash.
Ending Mortgage Abuse
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
language : en
Publisher:
Release Date : 2009
Ending Mortgage Abuse written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Business & Economics categories.
Legislative And Regulatory Options For Minimizing And Mitigating Mortgage Foreclosures
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2007
Legislative And Regulatory Options For Minimizing And Mitigating Mortgage Foreclosures written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Electronic government information categories.
The Consumer Financial Protection Bureau S Semiannual Report To Congress
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
language : en
Publisher:
Release Date : 2014
The Consumer Financial Protection Bureau S Semiannual Report To Congress written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Consumer protection categories.