Deposit Insurance Schemes
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Deposit Insurance
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Author : Rita Carisano
language : en
Publisher: Dartmouth Publishing Company
Release Date : 1992
Deposit Insurance written by Rita Carisano and has been published by Dartmouth Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Business & Economics categories.
The salience of deposit insurance has increased enormously in recent years as a result of the thrifts crisis in the USA and its proposed introduction to the European Community.
Deposit Insurance Database
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Author : Asli Demirgüç-Kunt
language : en
Publisher: International Monetary Fund
Release Date : 2014-07-03
Deposit Insurance Database written by Asli Demirgüç-Kunt and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-07-03 with Business & Economics categories.
This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.
Modis
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Author : Ms.Edda Zoli
language : en
Publisher: International Monetary Fund
Release Date : 2002-12-01
Modis written by Ms.Edda Zoli and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-12-01 with Business & Economics categories.
This paper argues that an optimal deposit insurance scheme would allow the level of insurance coverage to be determined by the market. Based on this principle, the paper proposes an insurance scheme that minimizes distortions and embodies fairness and credibility, two essential characteristics of a viable and effective deposit insurance scheme. Using a simple model for the determination of the optimal level of insurance coverage, it is shown that the optimal coverage is higher for developing compared to developed countries; a condition that is broadly satisfied by prevailing deposit insurance practices around the world.
Deposit Insurance And Financial Development
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Author : Robert J. Cull
language : en
Publisher: World Bank Publications
Release Date : 2001
Deposit Insurance And Financial Development written by Robert J. Cull and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Banking law categories.
Do deposit insurance programs contribute to financial developmen? Yes, but only if the regulatory environment is sound.
Pricing Of Deposit Insurance
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Author : Luc Laeven
language : en
Publisher: World Bank Publications
Release Date : 1983
Pricing Of Deposit Insurance written by Luc Laeven and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with Bank deposits categories.
Deposit Insurance
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Author : Ms.G. G. Garcia
language : en
Publisher: International Monetary Fund
Release Date : 1999-04-01
Deposit Insurance written by Ms.G. G. Garcia and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999-04-01 with Business & Economics categories.
The paper surveys the characteristics of explicit systems of deposit insurance in 68 countries. It compares these actual practices with a set of best practices that has been adopted by IMF staff for their advice to member countries. These best practices seek to establish a system of deposit insurance that provides incentives for all parties—whether they are directly or indirectly affected by the guarantee—to keep the financial system sound. The paper discerns some convergence toward best practices in recent years, but notes several areas where improvements in the incentive structure are still necessary.
The German Deposit Insurance System Under Scrutiny
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Author : Armand Zorn
language : en
Publisher: GRIN Verlag
Release Date : 2015-08-07
The German Deposit Insurance System Under Scrutiny written by Armand Zorn and has been published by GRIN Verlag this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-08-07 with Law categories.
Essay from the year 2015 in the subject Law - Civil / Private, Trade, Anti Trust Law, Business Law, grade: A-, Johns Hopkins University (SAIS), course: European Financial Markets, language: English, abstract: The financial crisis has highlighted the importance of deposit protection and has brought this neglected topic to the core of the debate on financial stability (Zimmermann, 2013). Germany was hit harder than most experts and politicians expected. The federal government was forced to take unprecedented steps, including the nationalization of banks and providing an unlimited guarantee on savings deposits. These actions illustrated the necessity to reform the German deposit system, opening a controversial debate on both, the national and European level. Deposit protection schemes serve two main functions. First, they provide security to depositors and should help to prevent bank runs. Second, they should facilitate bank resolution, shielding depositors from losses. Together with financial regulation and supervision and lenders of last resort, deposit protection represents a key component of financial safety nets, which aim at reducing the occurrence of financial crises and limiting their effects if they do occur. Accordingly, deposit insurance schemes play an important role for individual market participants as well as for the entire economy. This paper examines the German deposit insurance system before, during, and after the financial crisis. It answers three main questions: First, what was the state of the deposit insurance system before the financial crisis? Second, how did the deposit schemes fared during the crisis? Third, what reforms have been introduced and what is the current state of the system?
Deposit Insurance Schemes
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Author : Djurdjica Ognjenovic
language : en
Publisher: Springer
Release Date : 2017-03-13
Deposit Insurance Schemes written by Djurdjica Ognjenovic and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-03-13 with Business & Economics categories.
This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding. Coverage includes: the role that modern deposit insurance schemes play in ensuring financial stability how to design the main deposit insurance features in order to maximize compliance with international standards the different types of funding and financial planning for deposit insurance methods for setting the target fund size level optimal deposit insurance funding challenges faced by the European Union members following new deposit insurance and bank resolution directives. The book concludes by providing a comprehensive overview of funding issues and recommendations for deposit insurance schemes in the European Union.
Deposit Insurance
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Author : G. G. Garcia
language : en
Publisher: International Monetary Fund
Release Date : 1996-08
Deposit Insurance written by G. G. Garcia and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-08 with Business & Economics categories.
The paper contrasts deposit protection with other forms of insurance, examines why goods and services of all kinds receive warranties and guarantees, and explores the particular characteristics of deposits and banks that merit deposit insurance. It examines a variety of reasons why countries choose to adopt systems of deposit insurance, the pitfalls that can arise from poorly designed schemes, and the features of a scheme that successfully avoids these pitfalls.
Design Structure And Implementation Of A Modern Deposit Insurance Scheme
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Author : Beat Bernet
language : en
Publisher:
Release Date : 2009
Design Structure And Implementation Of A Modern Deposit Insurance Scheme written by Beat Bernet and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with categories.