Die Notwendigkeit Des Verbraucherschutzes F R Versicherungen Nach Der Eu Liberalisierung
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Die Notwendigkeit Des Verbraucherschutzes F R Versicherungen Nach Der Eu Liberalisierung
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Author : Sandra Flemming
language : de
Publisher: diplom.de
Release Date : 1999-04-01
Die Notwendigkeit Des Verbraucherschutzes F R Versicherungen Nach Der Eu Liberalisierung written by Sandra Flemming and has been published by diplom.de this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999-04-01 with Business & Economics categories.
Inhaltsangabe:Gang der Untersuchung: Die Arbeit beginnt mit einer allgemeinen Einführung, in der die Stellung des Verbrauchers im Wirtschaftsprozeß geschildert wird. Aufbauend auf diesen theoretischen Grundlagen wird gefragt, warum gerade der Verbraucher im Lebensversicherungsbereich besonders schutzbedürftig ist. Hier wird Bezug darauf genommen, wie sich die besondere Ausgestaltung des Versicherungsproduktes auf die Schutzbedürftigkeit des Versicherungsnehmers auswirkt und welche Konsequenzen die Struktur der Versicherungsnachfrage für den Verbraucherschutz hat. Die Kapitel 2 und 3 bilden den Grundlagenteil der Arbeit. An die Vermittlung des theoretischen Hintergrundwissens schließt sich in Kapitel 4 eine Darstellung an, wie der nationale Gesetzgeber vor Umsetzung der Dritten Richtlinien den Schutz des Verbrauchers durch eine umfassende Aufsicht gewährleistete, um im Anschluß daran im 5. Kapitel das von der EU jetzt verfolgte System zum Schutze des Verbrauchers in der Lebensversicherung zu erläutern. Die Auswirkungen der aufsichtsrechtlichen Veränderungen auf den Verbraucherschutz werden in Gliederungspunkt 6 aus der Sichtweise der Versicherungsunternehmen und der Verbraucher herausgearbeitet. Es wird ferner dazu Stellung genommen, inwieweit die neuen Informationspflichten der Versicherer einen Beitrag zur Stärkung des Verbraucherschutzes in der Lebensversicherung leisten. Abschließend sollen im 7. Kapitel noch drei weitere ausgewählte Konzepte zur Verbesserung des Verbraucherschutzes aufgezeigt und kritisch beurteilt werden, bevor die Arbeit mit einer Schlußbetrachtung und einem Ausblick beendet wird. Inhaltsverzeichnis:Inhaltsverzeichnis: Inhaltsverzeichnis1 AbkürzungsverzeichnisIV 1.Problemstellung1 2.Theorie des Verbraucherschutzes3 2.1Wesen des Verbraucherschutzes in der Volkswirtschaftslehre3 2.2Modelle der Verbraucherpolitik und Instrumente4 2.2.1Wettbewerbsmodell4 2.2.2Informationsmodell5 2.2.3Verbraucherschutzmodell6 2.2.4Gegenmachtmodell7 2.3Abgrenzung der Begriffe 'Verbraucher' und 'Verbraucherschutz'7 3.Ursachen für die Erforderlichkeit des Verbraucherschutzes im Versicherungswesen10 3.1Besonderheiten des Lebensversicherungsproduktes10 3.2Struktur der Versicherungsnachfrage: Asymmetrische Informationsverteilung15 3.3Verbraucherschutzbereiche im Versicherungswesen1 S 4.Verbraucherschutz als Aufgabe der Versicherungsaufsicht vor der EU-Liberalisierung20 4.1Vorbemerkungen zur [...]
Europe In Figures
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Author : Eurostat
language : en
Publisher: Unipub.
Release Date : 2005
Europe In Figures written by Eurostat and has been published by Unipub. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Political Science categories.
This publication contains a wide range of comparable and up-to-date data for the European Union and its Member States, euro-zone countries, the European Economic Area and other global key players. Chapters cover: social statistics relating to population, health, education, the labour market, household and welfare issues; the economy including national accounts, prices and wages, balance of payments and international trade; the environment, including water resources and supply, waste treatment, air pollution and climate change; science and technology issues such as research and development, and the growth of the information society; business sectors and enterprises, including industry and construction, tourism, transport and energy; agriculture, forestry and fisheries. The yearbook contains all Structural indicators the European Commission and national governments have agreed to use to evaluate progress in the EU.
Conflicts Of Rights In The European Union
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Author : Aida Torres Pérez
language : en
Publisher:
Release Date : 2009
Conflicts Of Rights In The European Union written by Aida Torres Pérez and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Law categories.
Underlying the protection of human rights in Europe is a complex network of overlapping legal systems - domestic, EU, and ECHR. This book focuses on the potential for conflict to emerge between the systems where rights overlap and interpretations in different courts begin to diverge. From the perspective of EU law, where the interpretation of rights differs national courts are asked to renounce the constitutional scope of protection in favour of the scope defined by the European Court of Justice. This work presents a theory of supranational judicial authority to confront this problem, grounded in an ideal of judicial dialogue. It represents the first attempt to provide a thorough theoretical account of the value of judicial dialogue, and its potential for legitimating judicial decision-making at a supranational level. Combining theoretical rigour with attention to the practicalities of European human rights law, the book will be accessible to a broad readership of legal theorists, EU lawyers and judges involved in building inter-judicial dialogue.
Debtor Nation
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Author : Louis Hyman
language : en
Publisher: Princeton University Press
Release Date : 2011-01-03
Debtor Nation written by Louis Hyman and has been published by Princeton University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-03 with History categories.
The story of personal debt in modern America Before the twentieth century, personal debt resided on the fringes of the American economy, the province of small-time criminals and struggling merchants. By the end of the century, however, the most profitable corporations and banks in the country lent money to millions of American debtors. How did this happen? The first book to follow the history of personal debt in modern America, Debtor Nation traces the evolution of debt over the course of the twentieth century, following its transformation from fringe to mainstream—thanks to federal policy, financial innovation, and retail competition. How did banks begin making personal loans to consumers during the Great Depression? Why did the government invent mortgage-backed securities? Why was all consumer credit, not just mortgages, tax deductible until 1986? Who invented the credit card? Examining the intersection of government and business in everyday life, Louis Hyman takes the reader behind the scenes of the institutions that made modern lending possible: the halls of Congress, the boardrooms of multinationals, and the back rooms of loan sharks. America's newfound indebtedness resulted not from a culture in decline, but from changes in the larger structure of American capitalism that were created, in part, by the choices of the powerful—choices that made lending money to facilitate consumption more profitable than lending to invest in expanded production. From the origins of car financing to the creation of subprime lending, Debtor Nation presents a nuanced history of consumer credit practices in the United States and shows how little loans became big business.
The Balkans
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Author : Robert Bideleux
language : en
Publisher: Routledge
Release Date : 2007-01-24
The Balkans written by Robert Bideleux and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-01-24 with History categories.
An excellent companion volume to the successful A History of Eastern Europe, this is a country-by-country treatment of the contemporary history of each of the Balkan states: Albania, Bulgaria, Romania, Croatia, Serbia, Bosnia and Herzegovina, Macedonia, Montenegro and Kosova. With a distinctive conceptual framework for explaining divergent patterns of historical change, the book shifts the emphasis away from traditional cultural explanations and concentrates on the pervasive influence of strongly entrenched vertical power-structures and power-relations. Focusing on political and economic continuities and changes since the 1980s, The Balkans includes brief overviews of the history of each state prior to the 1980s to provide the background to enable all students of Eastern European history to make sense of the more recent developments.
Yearbook 2004
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Author : International Tribunal for the Law of the Sea
language : en
Publisher: Martinus Nijhoff Publishers
Release Date : 2004
Yearbook 2004 written by International Tribunal for the Law of the Sea and has been published by Martinus Nijhoff Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Reference categories.
The International Tribunal for the Law of the Sea is an independent judicial body established by the United Nations Convention on the Law of the Sea to adjudicate disputes arising out of the interpretation and application of the Convention. The Tribunal is open to States Parties to the Convention. It is also open to entities other than States Parties (States and international organizations non-parties to the Convention and natural or juridical persons) in cases provided for in the Convention or other agreements conferring jurisdiction on the Tribunal. The Yearbook will give lawyers, scholars, students as well as the general public easy access to information about the jurisdiction, procedure and organization of the Tribunal and also about its composition and activities in 2004. The Yearbook is prepared by the Registry of the Tribunal and is also available in French (Annuaire 2004).
Eu Counter Terrorist Policies And Fundamental Rights
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Author : Christina Eckes
language : en
Publisher: Oxford University Press
Release Date : 2009-12-10
Eu Counter Terrorist Policies And Fundamental Rights written by Christina Eckes and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-12-10 with Law categories.
Of individual sanctions could comply with general principles of EU law. Readership: Academics, graduate students, and practitioners interested in sanctions against individuals.
From Dual To Cooperative Federalism
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Author : Robert Schütze
language : en
Publisher: Oxford University Press, USA
Release Date : 2009-10-15
From Dual To Cooperative Federalism written by Robert Schütze and has been published by Oxford University Press, USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-10-15 with Law categories.
What is the federal philosophy underlying the law-making function in the European Union? Which federal model best characterizes the European Union? This book analyses and demonstrates how the European legal order evolved from a dual federalism towards a cooperative federalist philosophy.
Principles Of European Contract Law
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Author : Commission on European Contract Law
language : en
Publisher: Kluwer Law International B.V.
Release Date : 2000-01-01
Principles Of European Contract Law written by Commission on European Contract Law and has been published by Kluwer Law International B.V. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-01-01 with Law categories.
This text provides a comprehensive guide to the principles of European contract law. They have been drawn up by an independent body of experts from each Member State of the EU, under a project supported by the European Commission and many other organizations. The principles are stated in the form of articles, with a detailed commentary explaining the purpose and operation of each article and its relation to the remainder. Each article also has extensive comparative notes surveying the national laws and other international provisions on the topic.
Towards A European Contract Law
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Author : Reiner Schulze
language : en
Publisher: Walter de Gruyter
Release Date : 2011-08-29
Towards A European Contract Law written by Reiner Schulze and has been published by Walter de Gruyter this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-08-29 with Law categories.