Enhancing Retirement Security
DOWNLOAD
Download Enhancing Retirement Security PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Enhancing Retirement Security book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Enhancing Retirement Security H R 10 The Comprehensive Hearing Serial No 107 12 Committee On Education The Workforce House
DOWNLOAD
Author :
language : en
Publisher:
Release Date : 2002*
Enhancing Retirement Security H R 10 The Comprehensive Hearing Serial No 107 12 Committee On Education The Workforce House written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002* with categories.
Reshaping Retirement Security
DOWNLOAD
Author : Raimond Maurer
language : en
Publisher: Oxford University Press
Release Date : 2012-09-27
Reshaping Retirement Security written by Raimond Maurer and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-09-27 with Business & Economics categories.
The worldwide financial crisis has wrought deep changes in capital and labor markets, old-age retirement systems, and household retirement and consumption patterns. Confidence has been shaken in both the traditional defined benefit and defined contribution plans. Around the world, plan sponsors, fiduciaries, policymakers, and households have gained a new awareness of retirement risk. When pressed to reform post-crisis, many would recommend enhancing financial advice for plan participants, emphasizing flexibility and the positive effect of working another one or two years to make up for investment losses in the downturn. Adding to this is the continuing need for financial education, essential as the retirement system moves increasingly toward personal account pensions. Perhaps most important of all is the need for greater understanding of risk throughout the retirement security system, along with new approaches to re-engineering retirement pensions. This volume explores the lessons to be learnt for retirement planning and long-term financial security in view of the massive shocks to stock markets, labour markets, and pension plans resulting from the financial crisis. It aims to rethink retirement in the new economic era, including the resilience of defined contribution plans and how defined benefit plans reacted to the financial crisis.
Wealth After Work
DOWNLOAD
Author : William G. Gale
language : en
Publisher: Brookings Institution Press
Release Date : 2021-07-27
Wealth After Work written by William G. Gale and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-07-27 with Business & Economics categories.
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
Enhancing Retirement Security
DOWNLOAD
Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
language : en
Publisher:
Release Date : 2002
Enhancing Retirement Security written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Old age pensions categories.
Enhancing Retirement Security
DOWNLOAD
Author : United States House of Representatives
language : en
Publisher:
Release Date : 2020-03-09
Enhancing Retirement Security written by United States House of Representatives and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-03-09 with categories.
Enhancing retirement security: H.R. 10, the Comprehensive Retirement Security and Pension Reform Act of 2001: hearing before the Subcommittee on Employer-Employee Relations of the Committee on Education and the Workforce, House of Representatives, One H
Enhancing Women S Retirement Security
DOWNLOAD
Author : United States. Congress. Senate. Special Committee on Aging
language : en
Publisher:
Release Date : 2012
Enhancing Women S Retirement Security written by United States. Congress. Senate. Special Committee on Aging and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Financial security categories.
Improving U S Retirement Security And National Saving By Enhancing Employer Based Pension Plans
DOWNLOAD
Author : Sylvester J. Schieber
language : en
Publisher:
Release Date : 1999
Improving U S Retirement Security And National Saving By Enhancing Employer Based Pension Plans written by Sylvester J. Schieber and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Pensions categories.
Enron And Beyond
DOWNLOAD
Author : Jack VanDerhei
language : en
Publisher:
Release Date : 2008
Enron And Beyond written by Jack VanDerhei and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
The Enron situation has caused the retirement income policy community to focus increased attention on the desirability of current law and practices regarding company stock in 401(k) plans. Several proposals have been advanced to limit the exposure of 401(k) participants to company stock. I suggest that, contrary to conventional wisdom, the introduction of company stock into 401(k) plans is not simply more risk for no additional (expected) return. Rather, the introduction of this asset class into the 401(k) participant's portfolio may have beneficial influences via the differential asset allocation. I create a model to simulate the likely financial impact of prospectively eliminating company stock from 401(k) plans and find that average balances are expected to be between 4.0 and 7.8 percent larger if company stock is retained.
Enron And Beyond
DOWNLOAD
Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
language : en
Publisher:
Release Date : 2002
Enron And Beyond written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with 401(k) plans categories.
The Pension Challenge
DOWNLOAD
Author : Olivia S. Mitchell
language : en
Publisher: OUP Oxford
Release Date : 2003-11-13
The Pension Challenge written by Olivia S. Mitchell and has been published by OUP Oxford this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-11-13 with Business & Economics categories.
This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment. Mitchell and Smetters begin by assessing the myriad retirement risks confronting employees, retirees, employers, and governments, and it shows how stakeholders can work to reinvent pensions that perform well in a competitive global setting. Contributors then indicate how pension systems can be better designed to help protect against these risks. Of special interest is a discussion of new financial products and structures to meet and manage challenges to old-age security. Examples considered include pension investment guarantees and hedges, adapting catastrophe bonds to the pension context, and key regulatory structures and portfolio requirements designed to protect unwary or unwitting pension participants. The contributors draw important lessons for a wide range of countries, drawing from both developed and developing market experiences. Contributors include world-famous finance experts and risk management faculty, development economists, pension regulators, and pension consultants.