Financial Literacy And Intra Household Decision Making
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Financial Literacy And Intra Household Decision Making
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Author : Antonia Grohmann
language : en
Publisher:
Release Date : 2019
Financial Literacy And Intra Household Decision Making written by Antonia Grohmann and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with categories.
Research has consistently shown that women's involvement in household decision making positively affects household outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial literacy are more involved in financial and expenditure decisions. Instrumental Variable estimations confirm a causal link. For this reason, we perform a decomposition analysis breaking down the gender gap in financial literacy into differences based on observed sociodemographic and psychological characteristics and differences in returns on these characteristics. Our results show high explanatory power by education, happiness, symptoms of depression, and openness, but also suggest that a substantial fraction can be explained by differences in returns. We argue that this results from a strong role of society and culture.
Gender Differences In Intra Household Financial Decision Making
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Author : Alwina Weckerle
language : en
Publisher:
Release Date : 2018
Gender Differences In Intra Household Financial Decision Making written by Alwina Weckerle and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
Using data from the 2017 DNB Household Survey, this research focuses on the effect of gender, income and financial literacy on financial decision-making power in Dutch couples. In accordance with the bargaining model, income and financial literacy enhance own decision-making power in financial matters. Male partners have found to have significantly more financial decision-making power than women. However, this effect weakens when taking the interaction of gender and financial literacy into account. This research further investigates how gender and financial decision-making power are related to household ownership of risky assets. Men have found to be significantly more likely than women to be the investor in households. Additionally, when male partners have financial decision-making power, the household is more likely to invest in risky assets, but not on a significant basis.
Is It Money Or Brains The Determinants Of Intra Family Decision Power
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Author : Graziella Bertocchi
language : en
Publisher:
Release Date : 2012
Is It Money Or Brains The Determinants Of Intra Family Decision Power written by Graziella Bertocchi and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Families categories.
Power Rights And Poverty
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Author : Ruth Alsop
language : en
Publisher: World Bank Publications
Release Date : 2005-01-01
Power Rights And Poverty written by Ruth Alsop and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-01-01 with Social Science categories.
This publication contains a number of essays and supplementary materials based on a two-day working meeting, held in Washington D.C. in March 2004 and organised jointly by the World Bank and the UK Department for International Development, to consider the relationships between power, rights and poverty reduction issues in theory and practice. Issues addressed include: competing definitions and concepts of power and rights, using experiences drawn from different countries; ways of helping development practitioners to apply these concepts to their work; a summary of the major theoretical conceptualisations of power and a literature review on power and rights.
Household Financial Decision Making
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Author : Philip W. S. Newall
language : en
Publisher:
Release Date : 2016
Household Financial Decision Making written by Philip W. S. Newall and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with categories.
The Impact Of Economic And Financial Literacy On Individual Decision Making Knowledge Acquisition And Application In Different Contexts
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Author : Michael Goedde-Menke
language : en
Publisher:
Release Date : 2013
The Impact Of Economic And Financial Literacy On Individual Decision Making Knowledge Acquisition And Application In Different Contexts written by Michael Goedde-Menke and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with categories.
Household Saving Behavior
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Author : Annamaria Lusardi
language : en
Publisher:
Release Date : 2008
Household Saving Behavior written by Annamaria Lusardi and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Finance, Personal categories.
Individuals are increasingly in charge of their own financial security after retirement. But how well-equipped are individuals to make saving decisions; do they possess adequate financial literacy, are they informed about the most important components of saving plans, do they even plan for retirement? This paper shows that financial illiteracy is widespread among the U.S. population and particularly acute among specific demographic groups, such as those with low education, women, African-Americans, and Hispanics. Moreover, close to half of older workers do not know which type of pensions they have and the large majority of workers know little about the rules governing Social Security benefits. Notwithstanding the low levels of literacy that many individuals display, very few rely on the help of experts or financial advisors to make saving and investment decisions. Low literacy and lack of information affect the ability to save and to secure a comfortable retirement; ignorance about basic financial concepts can be linked to lack of retirement planning and lack of wealth. Financial education programs can help improve saving and financial decision-making, but much more can be done to improve the effectiveness of these programs
Measurement Of Intra Household Resource Control Exploring The Validity Of Experimental Measures
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Author : Ambler, Kate
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2020-12-17
Measurement Of Intra Household Resource Control Exploring The Validity Of Experimental Measures written by Ambler, Kate and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-12-17 with Political Science categories.
We study the validity of experimental methods designed to measure preferences for intra-household resource control among spouses in Ghana and Uganda. We implement two incentivized tasks; (1) a game that measures willingness to pay to control resources, and (2) private and joint dictator games that measure preferences for resource allocation and the extent to which those preferences are reflected in joint decisions. Behavior in the two tasks is correlated, suggesting that they describe similar underlying latent variables. In Uganda the experimental measures are robustly correlated with a range of household survey measures of resource control and women’s empowerment and suggest that simple private dictator games may be as informative as more sophisticated tasks. In Ghana, the experimental measures are not predictive of survey indicators, suggesting that context may be an important element of whether experimental measures are informative.
Understanding Women S Empowerment
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Author : Sunita Kishor
language : en
Publisher:
Release Date : 2008
Understanding Women S Empowerment written by Sunita Kishor and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Control (Psychology) categories.
"This report examines the distribution and correlates of two different dimensions of the empowerment of currently married women age 15-49 in 23 developing countries"-- P. xv.
Essays In Financial Literacy Decision Making
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Author : Jörg Weber
language : en
Publisher:
Release Date : 2015
Essays In Financial Literacy Decision Making written by Jörg Weber and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Consumer behavior categories.