Household Saving Behavior Portfolio Choice And Children
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Household Saving Behavior Portfolio Choice And Children
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Author : Tansel Yilmazer
language : en
Publisher:
Release Date : 2002
Household Saving Behavior Portfolio Choice And Children written by Tansel Yilmazer and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with categories.
The Saving Behavior Of Two Person Households
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Author : Rob Euwals
language : en
Publisher:
Release Date : 2000
The Saving Behavior Of Two Person Households written by Rob Euwals and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000 with categories.
Household Saving Portfolio Choice And The Rate Of Interest
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Author : Anne-Marie Pålsson
language : en
Publisher:
Release Date : 1989
Household Saving Portfolio Choice And The Rate Of Interest written by Anne-Marie Pålsson and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with categories.
Saving Behavior Of U S Households
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Author : Patricia Jo Fisher
language : en
Publisher:
Release Date : 2006
Saving Behavior Of U S Households written by Patricia Jo Fisher and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Loss aversion categories.
Abstract: The main purpose of this dissertation is to explore household saving using a prospect theory approach through the use of the loss aversion model and behavioral portfolio theory. The research begins by investigating the effect of having expected per-period income above or below the reference level as well as the effect of uncertainty on the likelihood of saving based on the loss aversion model. The focus then moves to saving motives based on the ideas of behavioral portfolio theory. The direct measure of saving available in the dataset is saving over the previous year. Saving horizon is also investigated since the saving measure is a short-term measure and some regular savers may not have saved during the past year. The dataset used is the 2004 Survey of Consumer Finances. The sample excludes retired U.S. households for a final number of 3,694 households. Having expected per-period income above the reference level increases the likelihood of saving. Having expected per-period income below the reference level is significantly and negatively related to the likelihood of saving, and has a greater effect on the likelihood of saving than having expected per-period income above the reference. The group of uncertainty variables is significant in explaining the likelihood of saving. In contrast to the theories reviewed, most of the uncertainty variables are not found to increase the likelihood of saving. Saving motives and saving horizon are significant in explaining the likelihood of saving. Saving for a foreseeable expense significantly increases the likelihood of saving in both the models with and without interaction terms. Having a motive to save for the education of children or grandchildren significantly decreases the likelihood of saving in the model without interactions, while this variable is not significant when interactions are added. Inclusion of interactions of saving horizon variables with the saving motive variables is found to be significant in explaining the likelihood of saving, indicating that saving motives do differ by saving horizon.
Children S Saving
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Author : Edmund J. S. Sonuga-Barke
language : en
Publisher: Psychology Press
Release Date : 1993
Children S Saving written by Edmund J. S. Sonuga-Barke and has been published by Psychology Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Business & Economics categories.
"In order to highlight this "child-centred" approach, the authors studied the way children tackle the particular problems posed by limitations of income. How do children learn (a) the relationship between choices available in the present and the future, (b) to spread their limited financial resources over time into the future and (c) about the strategies, such as banking, that allow them to protect those resources from threats and temptations? In short, how do children learn to save?" "This volume goes some way to answering these and related questions and in so doing sets up an alternative framework for the study of the emergence of economic awareness. In addition, commentaries by Anna E. Berti (Chapter 7) and Sharone L. Maital and Shlomo Maital (Chapter 8) explore these issues further."--BOOK JACKET.
Social Dynamics In Swiss Society
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Author : Robin Tillmann
language : en
Publisher: Springer
Release Date : 2018-06-13
Social Dynamics In Swiss Society written by Robin Tillmann and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-06-13 with Social Science categories.
Using longitudinal data from the Swiss Household Panel to zoom in on continuity and change in the life course, this open access book describes how the lives of the Swiss population have changed in terms of health, family circumstances, work, political participation, and migration over the last sixteen years. What are the different trajectories in terms of mobility, health, wealth, and family constellations? What are the drivers behind all these changes over time and in the life course? And what are the implications for inequality in society and for social policy? The Swiss Household Panel is a unique ongoing longitudinal survey that has followed a large sample of Swiss households since 1999. The data provide the rare opportunity to go beyond a snapshot of contemporary Swiss society and give insight into the processes in people’s lives and in society that lie behind recent developments.
The Saving Behaviour Of A Two Person Household
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Author : Martin Browning
language : en
Publisher:
Release Date : 2001
The Saving Behaviour Of A Two Person Household written by Martin Browning and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with categories.
The facts that wives are typically younger than their husbands and that women typically live longer than men imply that wives may have more incentive to save for old age than do husbands. A theoretical model of the determination of household saving and portfolio choice is introduced which takes into account differences in preferences for saving. The most important result is that the level and the composition (portfolio) of saving and the time path of consumption are dependent on the distribution of income within the household.
Household Savings And Portfolio Choice
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Author : Sean Patrick Klein
language : en
Publisher:
Release Date : 2010
Household Savings And Portfolio Choice written by Sean Patrick Klein and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
This thesis consists of three essays that examine household savings and portfolio choice behavior. Chapter One analyses the effects of employer matching contributions and tax incentives on participation and contribution behavior in employer-sponsored 401(k) savings plans. Employer sponsored retirement savings plans consist of several different incentives designed to increase employee savings, including matching contributions, tax deductibility, and tax free compounding. There is a substantial literature on the effects of match rates on retirement savings, but little on the effects of preferential tax treatment. This chapter provides estimates of the impact of employer matching and tax deductibility on retirement savings using a uniquely suited dataset from a large United States Corporation. I estimate that the effect of a one percentage point change in the match rate corresponds to a 0.06 percentage point increase in savings plan participation rates, while a similar one percentage point increase in marginal tax rates increases participation by 1.35 percentage points. Changes in the match rate have an insignificant effect on contribution rates (conditional on participation), though a one percentage point change in marginal tax rates tends to increase contribution rates by 0.16 percentage points. The effects of the match rate and marginal tax rate are transformed into changes in the annualized rate of return of the savings plan and this disparity remains.
Essays In Household Savings And Portfolio Choice
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Author : Mariela Dal Borgo
language : en
Publisher:
Release Date : 2015
Essays In Household Savings And Portfolio Choice written by Mariela Dal Borgo and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with categories.
Investor Behavior
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Author : H. Kent Baker
language : en
Publisher: John Wiley & Sons
Release Date : 2014-02-06
Investor Behavior written by H. Kent Baker and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-06 with Business & Economics categories.
WINNER, Business: Personal Finance/Investing, 2015 USA Best Book Awards FINALIST, Business: Reference, 2015 USA Best Book Awards Investor Behavior provides readers with a comprehensive understanding and the latest research in the area of behavioral finance and investor decision making. Blending contributions from noted academics and experienced practitioners, this 30-chapter book will provide investment professionals with insights on how to understand and manage client behavior; a framework for interpreting financial market activity; and an in-depth understanding of this important new field of investment research. The book should also be of interest to academics, investors, and students. The book will cover the major principles of investor psychology, including heuristics, bounded rationality, regret theory, mental accounting, framing, prospect theory, and loss aversion. Specific sections of the book will delve into the role of personality traits, financial therapy, retirement planning, financial coaching, and emotions in investment decisions. Other topics covered include risk perception and tolerance, asset allocation decisions under inertia and inattention bias; evidenced based financial planning, motivation and satisfaction, behavioral investment management, and neurofinance. Contributions will delve into the behavioral underpinnings of various trading and investment topics including trader psychology, stock momentum, earnings surprises, and anomalies. The final chapters of the book examine new research on socially responsible investing, mutual funds, and real estate investing from a behavioral perspective. Empirical evidence and current literature about each type of investment issue are featured. Cited research studies are presented in a straightforward manner focusing on the comprehension of study findings, rather than on the details of mathematical frameworks.