Impact Of Individual S Preference Structure On The Information Search Pattern In Choosing A Health Care Plan
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Impact Of Individual S Preference Structure On The Information Search Pattern In Choosing A Health Care Plan
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Author : Barbara B. Butaeva
language : en
Publisher:
Release Date : 1996
Impact Of Individual S Preference Structure On The Information Search Pattern In Choosing A Health Care Plan written by Barbara B. Butaeva and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with categories.
Health Care Financing Review
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Author :
language : en
Publisher:
Release Date : 1996
Health Care Financing Review written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Medical care categories.
Consumer Information In A Changing Health Care System
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Author : Judith A. Sangl
language : en
Publisher: DIANE Publishing
Release Date : 1996
Consumer Information In A Changing Health Care System written by Judith A. Sangl and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Health care reform categories.
Describes several trends promoting more active consumer participation in health decisions & how consumer info. facilitates that role. Major issues in developing consumer info. are presented, stressing how orientation to consumer needs & use of social marketing techniques can yield improvement. Discusses different aspects of info. for choice of health plan, ranging form consumer perspectives on their info. needs & their comprehension of quality indicators, to methods used for providing such info., such as direct counseling & comparative health plan performance data. Charts, tables & graphs.
Consumer Use Of External Information In Choosing Health Plans
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Author : Ellen S. Schwalenstocker
language : en
Publisher:
Release Date : 2006
Consumer Use Of External Information In Choosing Health Plans written by Ellen S. Schwalenstocker and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with categories.
Investigating Social Learning Effects In The Consumer Choice Of Health Care Plan Adoption
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Author : Johanna Sussman Ilfeld
language : en
Publisher:
Release Date : 2004
Investigating Social Learning Effects In The Consumer Choice Of Health Care Plan Adoption written by Johanna Sussman Ilfeld and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with categories.
Health Insurance For Humans
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Author : Benjamin R. Handel
language : en
Publisher:
Release Date : 2013
Health Insurance For Humans written by Benjamin R. Handel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Choice (Psychology) categories.
Traditional models of insurance choice are predicated on fully informed and rational consumers protecting themselves from exposure to financial risk. In practice, choosing an insurance plan from a set of complex non-linear contracts is a complicated decision often made without full information on several potentially important dimensions. In this paper we combine new administrative data on health plan choices and claims with unique survey data on consumer information and other typically unobserved preference factors in order to separately identify risk preferences, information frictions, and perceived plan hassle costs. The administrative and survey data are linked at the individual level, allowing in-depth investigations of the links between these micro- foundations in both descriptive and choice-model based analyses. We find that consumers lack information on many important dimensions that they are typically assumed to understand, perceive high plan hassle costs, and make choices that depend on these frictions. Moreover, in the context of an expected utility model, including the additional frictions that we measure has direct implications for risk preference estimates, which are typically assumed to be the only source of persistent unobserved preference heterogeneity in such models. In our setting, we show that incorporating measures of these frictions leads to meaningful reductions in estimated consumer risk aversion. This result has both positive and normative implications since risk aversion generally has different welfare implications than information frictions. We assess the welfare impact of a counterfactual menu design and find that the welfare loss from risk exposure when additional frictions are not taken into account is more than double that when they are, illustrating the potential importance of our analysis for policy decisions.
Do Individuals Make Sensible Health Insurance Decisions
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Author : Saurabh Bhargava
language : en
Publisher:
Release Date : 2015
Do Individuals Make Sensible Health Insurance Decisions written by Saurabh Bhargava and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Choice (Psychology) categories.
The recent expansion of health-plan choice has been touted as increasing competition and enabling people to choose plans that fit their needs. This study provides new evidence challenging these proposed benefits of expanded health-insurance choice. We examine health-insurance decisions of employees at a large U.S. firm where a new plan menu included a large share of financially dominated options. This menu offers a unique litmus test for evaluating choice quality since standard risk preferences and beliefs about one's health cannot rationalize enrollment into the dominated plans. We find that a majority of employees - and in particular, older workers, women, and low earners - chose dominated options, resulting in substantial excess spending. Most employees would have fared better had they instead been enrolled in the single actuarially-best plan. In follow-up hypothetical-choice experiments, we observe similar choices despite far simpler menus. We find these choices reflect a severe deficit in health insurance literacy and naïve considerations of health risk and price, rather than a sensible comparison of plan value. Our results challenge the standard practice of inferring risk attitudes and assessing welfare from insurance choices, and raise doubts whether recent health reforms will deliver their promised benefits.
Information Preference Information Gathering And Decision Making Preference Regarding Health Issues
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Author : Mitesh S. Naidu
language : en
Publisher:
Release Date : 2011
Information Preference Information Gathering And Decision Making Preference Regarding Health Issues written by Mitesh S. Naidu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Medical care categories.
This research examines the translation of preference for health related information into information gathering from other sources other than immediate medical care. Demographic, dispositional and an attitudinal characteristic trust were utilised to predict this translation. In addition, the research also utilised these antecedents and attitudinal characteristics to predict the discrepancy in information preference/gathering and medical decision-making-preference. An online, cross-sectional survey was designed. 250 students registered on the University of Auckland's Center for Continuing Education (CCE) were used as study participants. The two dimensions of information preference/gathering and decision-making preference are separate and this is not predicted by respondents' demographic characteristics. The relationship between information preference/gathering and decision-making preference is conditional according to individuals' dispositional attribution. This is because PHLOC is a significant and negative predictor of decision-making preference. This means that the patients prefer their physician to make medical decisions for them. Given that, trust is also a significant and negative predictor of decision-making preference, the study adds that the relationship is also conditional according to the trust patients have in their physicians. In addition, since the study's respondents trust their physician to make the medical decisions, this study suggests that a model that leans more towards the paternalistic communication style may be more conducive. Strengths and limitations and practical implications of the research are considered along with ideas for future research.
Household Bundling To Reduce Adverse Selection
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Author : Anh Nguyen
language : en
Publisher:
Release Date : 2018
Household Bundling To Reduce Adverse Selection written by Anh Nguyen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
This paper explores the use of bundling to reduce adverse selection in insurance mar-kets and its application to social health insurance programs. When the choice to buy health insurance is made at the household level, bundling the insurance policies of household mem-bers eliminates the effect of adverse selection within a household since the household can no longer select only sick members to enroll. However, this can exacerbate adverse selection across households, as healthier households might choose to drop out of the insurance market. The net effect of this trade-off depends on the characteristics of the household demand for medical care and risk preferences. I explore this issue using individual survey data on insur-ance enrollment and medical spending in Vietnam that contain detailed information about the structure of the household. The reduced-form evidence suggests that income, own-price and cross-member substitution effects play important roles in the demand for medical care, which affects a household's selection of members into insurance. I then develop and estimate a model of household insurance bundle choice and medical utilization that accounts for these features. The results suggest that much of the adverse selection is concentrated within the household. Counterfactual analysis reveals that under optimal pricing, household bundling yields significantly higher consumer surplus and insurance enrollment than individual pur-chase. Furthermore, the insurance market is less susceptible to complete unraveling under household bundling.
Digital And Social Media Marketing
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Author : Nripendra P. Rana
language : en
Publisher: Springer Nature
Release Date : 2019-11-11
Digital And Social Media Marketing written by Nripendra P. Rana and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-11-11 with Business & Economics categories.
This book examines issues and implications of digital and social media marketing for emerging markets. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. The book investigates problems specific to emerging markets, while identifying new theoretical constructs and practical applications of digital marketing. It addresses topics such as electronic word of mouth (eWOM), demographic differences in digital marketing, mobile marketing, search engine advertising, among others. A radical increase in both temporal and geographical reach is empowering consumers to exert influence on brands, products, and services. Information and Communication Technologies (ICTs) and digital media are having a significant impact on the way people communicate and fulfil their socio-economic, emotional and material needs. These technologies are also being harnessed by businesses for various purposes including distribution and selling of goods, retailing of consumer services, customer relationship management, and influencing consumer behaviour by employing digital marketing practices. This book considers this, as it examines the practice and research related to digital and social media marketing.