Insurance Decisions
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Insurance Decision Making And Market Behavior
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Author : Howard Kunreuther
language : en
Publisher: Now Publishers Inc
Release Date : 2006
Insurance Decision Making And Market Behavior written by Howard Kunreuther and has been published by Now Publishers Inc this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Business & Economics categories.
Considerable evidence suggests that many people for whom insurance is worth purchasing do not have coverage and others who appear not to need financial protection against certain events actually have purchased coverage. There are certain types of events for which one might expect to see insurance widely marketed are now viewed today by insurers as uninsurable and there are other policies one might not expect to be successfully marketed that exist on a relatively large scale. In addition, evidence suggests that cost-effective preventive measures are sometimes rewarded by insurers in ways that could change their clients' behavior. These examples reveal that insurance purchasing and marketing activities do not always produce results that are in the best interest of individuals at risk. Insurance Decision Making and Market Behavior discusses such behavior with the intent of categorizing these insurance "anomalies". It represents a first step in constructing a theory of insurance decision making to explain behavior that does not conform to standard economic models of choice and decision-making. Finally, the authors propose a set of prescriptive solutions for improving insurance decision-making.
Digest Of Insurance Cases
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Author :
language : en
Publisher:
Release Date : 1888
Digest Of Insurance Cases written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1888 with Insurance law categories.
Making Decisions About Liability And Insurance
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Author : Colin F. Camerer
language : en
Publisher: Springer Science & Business Media
Release Date : 2012-12-06
Making Decisions About Liability And Insurance written by Colin F. Camerer and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-06 with Business & Economics categories.
Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the `liability crisis' - the disappearance of liability protection in markets for particularly unpredictable risks. This book examines decisions people make about insurance and liability. An understanding of such decision making may help explain why the insurance crisis resulted from the new interpretations of tort law and what to do about it. The articles cover three kinds of decisions: consumer decisions to purchase insurance; insurer decisions about coverage they offer; and the decisions of the public about the liability rules they prefer, which are reflected in legislation and regulation. For each of these three kinds of decisions, normative theories such as expected utility theory can be used as benchmarks against which actual decisions are judged.
Insurance And Behavioral Economics
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Author : Howard C. Kunreuther
language : en
Publisher: Cambridge University Press
Release Date : 2013-01-28
Insurance And Behavioral Economics written by Howard C. Kunreuther and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-28 with Business & Economics categories.
This book examines the behavior of individuals at risk and insurance industry decision makers involved in selling, buying and regulation. It compares their actions to those predicted by benchmark models of choice derived from classical economic theory. Where actual choices stray from predictions, the behavior is considered to be anomalous. Howard C. Kunreuther, Mark Pauly and Stacey McMorrow attempt to understand why these anomalies occur, in many cases using insights from behavioral economics. The authors then consider if and how such behavioral anomalies could be modified to improve individual and social welfare. This book describes situations in which both public policy and the insurance industry's collective posture need to change. This may require incentives, rules and institutions to help reduce both inefficient and anomalous behavior, thereby encouraging behavior that will improve individual and social welfare.
The Indicator S Digest Of Insurance Decisions
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Author :
language : en
Publisher:
Release Date : 2015-07-13
The Indicator S Digest Of Insurance Decisions written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-07-13 with Law categories.
Excerpt from The Indicator's Digest of Insurance Decisions: Fire, Life, Assessment Life, Accident, Marine and Miscellaneous; Contains a Digest of Over Twenty-Three Hundred Cases, Classified by Topics and Conveniently Indexed for Ready Reference About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Hine Nichols New Digest Of Insurance Decisions Fire And Marine
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Author : Charles Cole Hine
language : en
Publisher:
Release Date : 1882
Hine Nichols New Digest Of Insurance Decisions Fire And Marine written by Charles Cole Hine and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1882 with Fire insurance categories.
Insurance Policy Annotations
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Author : American Bar Association. Section of Insurance, Negligence, and Compensation Law
language : en
Publisher:
Release Date : 1942
Insurance Policy Annotations written by American Bar Association. Section of Insurance, Negligence, and Compensation Law and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1942 with Annotations and citations (Law) categories.
Annual Digest Of Insurance Decisions
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Author : John S. Bloomington
language : en
Publisher:
Release Date : 1889
Annual Digest Of Insurance Decisions written by John S. Bloomington and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1889 with Insurance law categories.
Insurance And Behavioral Economics
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Author : Howard Kunreuther
language : en
Publisher:
Release Date : 2013
Insurance And Behavioral Economics written by Howard Kunreuther and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Consumer behavior categories.
"This book examines the behavior of individuals at risk, insurance industry decision makers and policy makers involved in the selling, buying, and regulating of insurance"--
Policy Wise
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Author : Nancy H. Chasen
language : en
Publisher:
Release Date : 1983
Policy Wise written by Nancy H. Chasen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with Business & Economics categories.