La Probl Matique Du Financement Bancaire Des Pme Au Congo Le Cas De Uba
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La Probl Matique Du Financement Bancaire Des Pme Au Congo Le Cas De Uba
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Author : Mathieu Thusma Wellcome Ibovy
language : fr
Publisher: GRIN Verlag
Release Date : 2020-10-20
La Probl Matique Du Financement Bancaire Des Pme Au Congo Le Cas De Uba written by Mathieu Thusma Wellcome Ibovy and has been published by GRIN Verlag this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-10-20 with Business & Economics categories.
Mémoire (de fin d'études) de l’année 2019 dans le domaine Gestion d'entreprise - Banque, Bourse, Assurance, , langue: Français, résumé: Malgré l’importance du rôle des PME (Petites et moyennes entreprises), pour le développement économique, cette frange des entreprises à du mal a accède au financement bancaire. Au regard de nombreuses réformes du système bancaire, celui-ci n’arrive pas à répondre aux attentes des dirigeants des PME. Voilà pourquoi nous avons choisi de travailler sur le thème suivant. À travers cette étude, nous visons comme objectif, d’identifier les facteurs qui expliquent le non-accès au financement bancaire des PME. Pour atteindre cet objectif nous avons fait une analyse documentaire puis une étude mixte. De notre étude, il en ressort que pour les banques, le non-accès au financement bancaire des PME s’explique entre autre, par la faiblesse des fonds propres, la non-fiabilité des états financiers, l’inexistence des garanties fiables, etc. Tandis que, pour les dirigeants des PME, le non-accès au financement bancaire s’explique par l’exigence des garanties non raisonnables de la part des banques, les taux d’intérêts élevés, etc. Au regard de ces difficultés, nous formulons les recommandations suivantes : La création d’un fonds de garantie par l’Etat pour soutenir le besoin en financement des PME au près des Banques, l’allègement des garanties exigées par les banques, le renforcement des capitaux propres des PME par le réinvestissement des bénéfices, etc.
Entreprises Et Entrepreneurs Africains
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Author : Stephen Ellis
language : fr
Publisher: KARTHALA Editions
Release Date : 1995-01-01
Entreprises Et Entrepreneurs Africains written by Stephen Ellis and has been published by KARTHALA Editions this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995-01-01 with Africa categories.
In 43 chapters, this book provides an overview of entrepreneurship in Africa. It combines theoretical analysis and empirical descriptions and provides an in-depth analysis of how its economic capabilities can be restored.
The Visible Hand
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Author : Alfred D. Chandler Jr.
language : en
Publisher: Harvard University Press
Release Date : 1993-01-01
The Visible Hand written by Alfred D. Chandler Jr. and has been published by Harvard University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993-01-01 with Business & Economics categories.
The role of large-scale business enterprise—big business and its managers—during the formative years of modern capitalism (from the 1850s until the 1920s) is delineated in this pathmarking book. Alfred Chandler, Jr., the distinguished business historian, sets forth the reasons for the dominance of big business in American transportation, communications, and the central sectors of production and distribution.
Southeast Asian Perspectives On Power
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Author : Liana Chua
language : en
Publisher: Routledge
Release Date : 2012
Southeast Asian Perspectives On Power written by Liana Chua and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Philosophy categories.
Over the last half-century, Southeast Asia has undergone innumerable, far-reaching changes that have consequences not only for large-scale institutions and processes, but also for everyday life. This book focuses on the topic of power in relation to these transformations, and looks at its various social, cultural, religious, economic and political forms. Consisting of empirically rich case studies, the book works from the ground up, seeking to capture Southeast Asians' own perspectives, conceptualizations and experiences of power.
Ability Of Banks To Lend To Informationally Opaque Small Businesses
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Author : N. Allen Berger
language : en
Publisher:
Release Date : 1999
Ability Of Banks To Lend To Informationally Opaque Small Businesses written by N. Allen Berger and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with categories.
August 2001 Large and foreign-owned institutions may have difficulty extending relationship loans to informationally opaque small firms. Bank distress does not appear to affect small business lending, although even small firms may react to bank distress by borrowing from multiple banks. Consolidation of the banking industry is shifting assets into larger institutions that often operate in many nations. Large international financial institutions are geared toward serving large wholesale customers. How does this affect the banking system's ability to lend to informationally opaque small businesses? Berger, Klapper, and Udell test hypotheses about the effects of bank size, foreign ownership, and distress on lending to informationally opaque small firms, using a rich new data set on Argentinean banks, firms, and loans. They also test hypotheses about borrowing from a single bank versus borrowing from several banks. Their results suggest that large and foreign-owned institutions may have difficulty extending relationship loans to opaque small firms, especially if small businesses are delinquent in repaying their loans. Bank distress resulting from lax prudential supervision and regulation appears to have no greater effect on small borrowers than on large borrowers, although even small firms may react to bank distress by borrowing from multiple banks, despite raising borrowing costs and destroying some of the benefits of exclusive lending relationships. This paper--a product of Finance, Development Research Group--is part of a larger effort in the group to study small and medium size firm financing. The authors may be contacted at [email protected], [email protected], or [email protected].
Communicating Science In Social Contexts
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Author : Donghong Cheng
language : en
Publisher: Springer Science & Business Media
Release Date : 2008-07-15
Communicating Science In Social Contexts written by Donghong Cheng and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-07-15 with Language Arts & Disciplines categories.
Science communication, as a multidisciplinary field, has developed remarkably in recent years. It is now a distinct and exceedingly dynamic science that melds theoretical approaches with practical experience. Formerly well-established theoretical models now seem out of step with the social reality of the sciences, and the previously clear-cut delineations and interacting domains between cultural fields have blurred. Communicating Science in Social Contexts examines that shift, which itself depicts a profound recomposition of knowledge fields, activities and dissemination practices, and the value accorded to science and technology. Communicating Science in Social Contexts is the product of long-term effort that would not have been possible without the research and expertise of the Public Communication of Science and Technology (PCST) Network and the editors. For nearly 20 years, this informal, international network has been organizing events and forums for discussion of the public communication of science.
Introduction To Public Librarianship Third Edition
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Author : Kathleen de la Pena McCook
language : en
Publisher: American Library Association
Release Date : 2018-12-18
Introduction To Public Librarianship Third Edition written by Kathleen de la Pena McCook and has been published by American Library Association this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-12-18 with Language Arts & Disciplines categories.
Put simply, there is no text about public librarianship more rigorous or comprehensive than McCook's survey. Now, the REFORMA Lifetime Achievement Award-winning author has teamed up with noted public library scholar and advocate Bossaller to update and expand her work to incorporate the field's renewed emphasis on outcomes and transformation. This "essential tool" (Library Journal) remains the definitive handbook on this branch of the profession. It covers every aspect of the public library, from its earliest history through its current incarnation on the cutting edge of the information environment, including statistics, standards, planning, evaluations, and results;legal issues, funding, and politics;organization, administration, and staffing;all aspects of library technology, from structure and infrastructure to websites and makerspaces;adult services, youth services, and children's services;associations, state library agencies, and other professional organizations;global perspectives on public libraries; andadvocacy, outreach, and human rights. Exhaustively researched and expansive in its scope, this benchmark text continues to serve both LIS students and working professionals.
The Handbook Of Media Education Research
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Author : Divina Frau-Meigs
language : en
Publisher: John Wiley & Sons
Release Date : 2020-09-04
The Handbook Of Media Education Research written by Divina Frau-Meigs and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-09-04 with Social Science categories.
Over the past forty years, media education research has emerged as a historical, epistemological and practical field of study. Shifts in the field—along with radical transformations in media technologies, aesthetic forms, ownership models, and audience participation practices—have driven the application of new concepts and theories across a range of both school and non-school settings. The Handbook on Media Education Research is a unique exploration of the complex set of practices, theories, and tools of media research. Featuring contributions from a diverse range of internationally recognized experts and practitioners, this timely volume discusses recent developments in the field in the context of related scholarship, public policy, formal and non-formal teaching and learning, and DIY and community practice. Offering a truly global perspective, the Handbook focuses on empirical work from Media and Information Literacy (MIL) practitioners from around the world. The book’s five parts explore global youth cultures and the media, trans-media learning, media literacy and scientific controversies, varying national approaches to media research, media education policies, and much more. A ground breaking resource on the concepts and theories of media research, this important book: Provides a diversity of views and experiences relevant to media literacy education research Features contributions from experts from a wide-range of countries including South Africa, Finland, India, Italy, Brazil, and many more Examines the history and future of media education in various international contexts Discusses the development and current state of media literacy education institutions and policies Addresses important contemporary issues such as social media use; datafication; digital privacy, rights, and divides; and global cultural practices. The Handbook of Media Education Research is an invaluable guide for researchers in the field, undergraduate and graduate students in media studies, policy makers, and MIL practitioners.
Banking Systems
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Author : Center for Financial Training
language : en
Publisher: Cengage Learning
Release Date : 2010
Banking Systems written by Center for Financial Training and has been published by Cengage Learning this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Banks and banking categories.
Get started on the fast track today. BANKING SYSTEMS 2E, International Edition, lets you explore the principles and practices of banking and credit in the United States through learning by doing and clear explanations. Whether it's financial services, human resources, marketing, or ethics, BANKING SYSTEMS 2E, International Edition, makes concepts easy to understand. Success tomorrow starts today with BANKING SYSTEMS 2E, International Edition.
The New International Relations
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Author : Marie-Claude Smouts
language : en
Publisher: C. HURST & CO. PUBLISHERS
Release Date : 2001
The New International Relations written by Marie-Claude Smouts and has been published by C. HURST & CO. PUBLISHERS this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Political Science categories.
Are international relations as we have known them coming to an end, to be replaced by a global politics in which inter-power rivalry and the exercise of authority are not longer to be defined within national boundaries, and the distinction between states and non-state actors will beome irrelevant?