Merchant Acceptance Costs And Perceptions Of Retail Payments
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Merchant Acceptance Costs And Perceptions Of Retail Payments
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Author : Carlos Arango
language : en
Publisher:
Release Date : 2008
Merchant Acceptance Costs And Perceptions Of Retail Payments written by Carlos Arango and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
Merchant Acceptance Costs And Perceptions Of Retail Payments A Canadian Survey August 2008
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Author : Bank of Canada
language : en
Publisher:
Release Date : 2008
Merchant Acceptance Costs And Perceptions Of Retail Payments A Canadian Survey August 2008 written by Bank of Canada and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
Retail Payments In Selected Countries
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Author :
language : en
Publisher:
Release Date : 1999
Retail Payments In Selected Countries written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Credit cards categories.
Explaining The Interplay Between Merchant Acceptance And Consumer Adoption In Two Sided Markets For Payment Methods
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Author : Kim P. Huynh
language : en
Publisher:
Release Date : 2019
Explaining The Interplay Between Merchant Acceptance And Consumer Adoption In Two Sided Markets For Payment Methods written by Kim P. Huynh and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with Cash transactions categories.
Explaining The Interplay Between Merchant Acceptance And Consumer Adoption In Two Sided Markets For Payment Adoption
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Author :
language : en
Publisher:
Release Date : 2019
Explaining The Interplay Between Merchant Acceptance And Consumer Adoption In Two Sided Markets For Payment Adoption written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with categories.
"The market for payment cards is inherently two sided. Consumers benefit from increased merchant acceptance of payment cards and vice versa. To quantify the interdependence of consumer and merchants or network externalities, we construct and estimate a structural two-sided model of a payment choice. We exploit a unique dataset consisting of the Bank of Canada's consumer methods-of-payment survey diaries and the Retailer Survey on the Cost of Payment Methods. We find that consumer adoption of payment cards is inelastic. When merchants face an increase in the usage cost of credit cards, they reduce their acceptance of credit cards in favor of debit cards, and there is a small increase in the share of cash-only businesses"--Abstract.
Consumer Choice And Merchant Acceptance Of Payment Media
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Author : Wilko Bolt
language : en
Publisher:
Release Date : 2011
Consumer Choice And Merchant Acceptance Of Payment Media written by Wilko Bolt and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with categories.
We study the ability of banks and merchants to influence the consumer's payment instrument choice. Consumers participate in payment card networks to insure themselves against three types of shocks - income, theft, and their merchant match. Merchants choose which payment instruments to accept based on their production costs and increased profit opportunities. Our key results can be summarized as follows. The structure of prices is determined by the level of the bank's cost to provide payment services including the level of aggregate credit loss, the probability of theft, and the timing of income flows. We also identify equilibria where the bank finds it profitable to offer one or both payment cards. Our model predicts that when merchants are restricted to charging a uniform price for goods that they sell, the bank benefits while consumers and merchants are worse off. Finally, we compare welfare-maximizing price structures to those that result from the bank's profit-maximizing price structure.
The Econometrics Of Complex Survey Data
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Author : Kim P. Huynh
language : en
Publisher: Emerald Group Publishing
Release Date : 2019-04-10
The Econometrics Of Complex Survey Data written by Kim P. Huynh and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-04-10 with Business & Economics categories.
This volume of Advances in Econometrics contains a selection of papers presented at the 'Econometrics of Complex Survey Data: Theory and Applications' conference organized by the Bank of Canada, Ottawa, Canada, from October 19-20, 2017.
Consumer Choice And Merchant Acceptance Of Payment Media
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Author : Wilko Bolt
language : en
Publisher:
Release Date : 2008
Consumer Choice And Merchant Acceptance Of Payment Media written by Wilko Bolt and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
Transforming Payment Systems In Europe
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Author : Jakub Górka
language : en
Publisher: Springer
Release Date : 2016-04-08
Transforming Payment Systems In Europe written by Jakub Górka and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-04-08 with Business & Economics categories.
The European payment market has undergone rapid transformation in recent years due to changes in payment habits, new business rules and new legal frameworks and regulation. There has also been an advent of new technologies and payment solutions which has altered the European payments landscape drastically. This book provides an overview of the fundamental issues involved in this new payments landscape. The authors discuss fundamental problems such as substitution between cash and non-cash payment instruments, payment costs, the economics of fees, and the demand for cash and deposit money. They also analyse issues such as two-sided markets, business platforms and the problem of critical mass. Other chapters focus on new phenomena in payments such as mobile payments, multi-sided platforms, electronic wallets, virtual currencies, decentralised ledgers, private digital currencies, blockchain and instant payments. The authors also review existing regulation for the topic including the revised Payment Services Directive (PSD2), Interchange Fee Regulation (IF/MIF Reg), and the Single Euro Payments Area (SEPA) project. Transforming Payment Systems in Europe offers insight into changing payment culture and the ways in which new payment systems can create a single digital market to foster further integration in Europe.
The Book Of Payments
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Author : Bernardo Batiz-Lazo
language : en
Publisher: Springer
Release Date : 2016-12-04
The Book Of Payments written by Bernardo Batiz-Lazo and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-12-04 with Business & Economics categories.
This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.