Microfinance And The Mechanics Of Solidarity Lending
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Microfinance And The Mechanics Of Solidarity Lending
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Author : Jameel Jaffer
language : en
Publisher:
Release Date : 1999
Microfinance And The Mechanics Of Solidarity Lending written by Jameel Jaffer and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Microfinance categories.
Relationships Between Microfinance Solidarity Groups And Informal Lending In Developing Countries
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Author : Adam Brown
language : en
Publisher:
Release Date : 2010
Relationships Between Microfinance Solidarity Groups And Informal Lending In Developing Countries written by Adam Brown and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
In developing countries, prospective entrepreneurs have a very difficult time gaining access to capital. Formal lending sometimes works for solidarity groups of small business owners who approach microfinance institutions (MFIs) to access capital for expanding their businesses. However, MFIs are not lending money to entrepreneurs interested in starting new businesses. In order to create an environment where startup business and entrepreneurship thrives, it is crucial to meet the needs of the clients being marginalized. As a response to this trend, the informal lending and credit market in rural Kenya is growing fast and little research is available regarding the mechanics of this system. Instead of decomposing the microfinance industry into a binary relationship between MFIs and their clients, our research views the microfinance industry as a multi-actor system (MFIs, solidarity groups, and informal lenders) and how their success is mutually dependent. This paper will discuss the dynamics between these actors, the role of trust and social capital in these complex relationships, and the potential role of WishVast to help individuals gain better access to capital.
Principled Practices In Microfinance
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Author : Kim Wilson
language : en
Publisher: Catholic Relief Services
Release Date : 2001
Principled Practices In Microfinance written by Kim Wilson and has been published by Catholic Relief Services this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with categories.
Principled Practices In Microfinance
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Author :
language : en
Publisher: Catholic Relief Services
Release Date : 2001
Principled Practices In Microfinance written by and has been published by Catholic Relief Services this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Microfinance categories.
The Solidarity Group Experience Worldwide
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Author : Shari Berenbach
language : en
Publisher:
Release Date : 1992
The Solidarity Group Experience Worldwide written by Shari Berenbach and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Microfinance categories.
Due Diligence
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Author : David Roodman
language : en
Publisher: CGD Books
Release Date : 2012
Due Diligence written by David Roodman and has been published by CGD Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Business & Economics categories.
The idea that small loans can help poor families build businesses and exit poverty has blossomed into a global movement. The concept has captured the public imagination, drawn in billions of dollars, reached millions of customers, and garnered a Nobel Prize. Radical in its suggestion that the poor are creditworthy and conservative in its insistence on individual accountability, the idea has expanded beyond credit into savings, insurance, and money transfers, earning the name microfinance. But is it the boon so many think it is? Readers of David Roodman's openbook blog will immediately recognize his thorough, straightforward, and trenchant analysis. Due Diligence, written entirely in public with input from readers, probes the truth about microfinance to guide governments, foundations, investors, and private citizens who support financial services for poor people. In particular, it explains the need to deemphasize microcredit in favor of other financial services for the poor.
Introduction To Microfinance
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Author : Todd A Watkins
language : en
Publisher: World Scientific Publishing Company
Release Date : 2018-04-09
Introduction To Microfinance written by Todd A Watkins and has been published by World Scientific Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-04-09 with Business & Economics categories.
Social Collateral
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Author : Caroline E. Schuster
language : en
Publisher: University of California Press
Release Date : 2015-10-06
Social Collateral written by Caroline E. Schuster and has been published by University of California Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-10-06 with Social Science categories.
Microcredit is part of a global trend of financial inclusion that brings banking services, especially small loans, to the world’s poor. In this book, Caroline Schuster explores Paraguayan solidarity lending as a window into the tensions between social development and global finance. Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border by examining group loans made to women by nonprofit development programs. These highly regulated loans are secured through mutual support and peer pressure—social collateral—rather than through physical collateral. This story of social collateral necessarily includes an interwoven account about the feminization of solidarity lending. At its core is an economy of gender—from pink-collar financial work, to men’s committees, to women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and global opportunity.
Financial Performance And Outreach
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Author : Robert J. Cull
language : en
Publisher: World Bank Publications
Release Date : 2006
Financial Performance And Outreach written by Robert J. Cull and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Bank loans categories.
Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy. The authors examine why this promise remains unmet for most institutions. Using a data set with unusually high quality financial information on 124 institutions in 49 countries, they explore the patterns of profitability, loan repayment, and cost reduction. The authors find that institutional design and orientation matter substantially. Lenders that do not use group-based methods to overcome incentive problems experience weaker portfolio quality and lower profit rates when interest rates are raised substantially. For these individual-based lenders, one key to achieving profitability is investing more heavily in staff costs-a finding consistent with the economics of information but contrary to the conventional wisdom that profitability is largely a function of minimizing cost.
Small Money Big Impact
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Author : Peter A. Fanconi
language : en
Publisher: John Wiley & Sons
Release Date : 2017-05-01
Small Money Big Impact written by Peter A. Fanconi and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-05-01 with Business & Economics categories.
Make your money make a difference—and enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money— expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world.