Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture

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Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture

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Author : World Bank Group
language : en
Publisher:
Release Date : 2017

Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture written by World Bank Group and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with categories.

The evidence that women both drive agricultural production and rely on it for their livelihoods means that greater financial and informational service provision to women, especially through digital channels, could increase the efficiency and effectiveness of their labor. While the numerous barriers to women's access to Digital financial Services (DFS) are clear, clarifying the best methodologies by which to overcome these is both dependent on situational context and still subject to research and testing. This report provides the state of play of current and promising efforts that use mobile technology and digitized data to close the gap in access to finance for women in agriculture. It includes three components: 1) a review of the financial characteristics and needs of women in agriculture, based on an extensive literature review; 2) a stock taking of initiatives that use mobile technologies and digitized data for agricultural finance and women's financial inclusion; and 3) an analysis of gaps in existing initiatives that would increase access to DFS by women farmers, laborers and women-owned agricultural MSMEs. The report also examines the regulatory environment around DFS and ways that regulators are working to increase responsible access to women.

Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture

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Author : Weltbankgruppe
language : en
Publisher:
Release Date : 2017

Mobile Technologies And Digitized Data To Promote Access To Finance For Women In Agriculture written by Weltbankgruppe and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with categories.

The evidence that women both drive agricultural production and rely on it for their livelihoods means that greater financial and informational service provision to women, especially through digital channels, could increase the efficiency and effectiveness of their labor. While the numerous barriers to women's access to Digital financial Services (DFS) are clear, clarifying the best methodologies by which to overcome these is both dependent on situational context and still subject to research and testing. This report provides the state of play of current and promising efforts that use mobile technology and digitized data to close the gap in access to finance for women in agriculture. It includes three components: 1) a review of the financial characteristics and needs of women in agriculture, based on an extensive literature review; 2) a stock taking of initiatives that use mobile technologies and digitized data for agricultural finance and women's financial inclusion; and 3) an analysis of gaps in existing initiatives that would increase access to DFS by women farmers, laborers and women-owned agricultural MSMEs. The report also examines the regulatory environment around DFS and ways that regulators are working to increase responsible access to women.

Digital Technologies For Financial Inclusion Of Smallholder Farmers Needs Assessment In Three States Of India

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Author : Ceballos, Francisco
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2019-12-20

Digital Technologies For Financial Inclusion Of Smallholder Farmers Needs Assessment In Three States Of India written by Ceballos, Francisco and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-12-20 with Political Science categories.

Financial instruments such as savings, loans, and insurance are critical tools in managing risk for smallholder farmers across the developing world. Although smallholder farmers are disproportionately affected by adverse events, they are the least likely to have access to formal loans, insurance, or bank accounts, leaving them less prepared to manage weather and disaster risk. As the effects of climate change intensify, building resilience—the ability to mitigate, cope, and recover from shocks and stresses without compromising future welfare—is essential for reducing rural poverty and improving food and nutrition security.

The Global Findex Database 2017

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Author : Asli Demirguc-Kunt
language : en
Publisher: World Bank Publications
Release Date : 2018-04-19

The Global Findex Database 2017 written by Asli Demirguc-Kunt and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-04-19 with Business & Economics categories.

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

E Agriculture In Action Blockchain For Agriculture

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Author : Food and Agriculture Organization of the United Nations
language : en
Publisher: Food & Agriculture Org.
Release Date : 2019-02-15

E Agriculture In Action Blockchain For Agriculture written by Food and Agriculture Organization of the United Nations and has been published by Food & Agriculture Org. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-02-15 with Technology & Engineering categories.

The growth of ICT in the last decade has provided many opportunities to overcome some of the challenges faced by the agriculture sector. Recent developments such as the increase in the use of mobile-broadband access devices, the Internet of things (IoT), drones, smart networks, capacity for big data analytics, and artificial intelligence have provided agriculture stakeholders with some key tools and technologies to improve production and marketing processes, for example, in agriculture and allied fields. One of the most discussed technologies of late is Distributed Ledger Technology (DLT); Blockchain is one implementation of DLTs. This publication aims to demystify the technology, provide some thoughts on the opportunities and challenges in implementing blockchain-based systems as well as document some case studies on the use of blockchain for agriculture.

Innovations In Rural And Agriculture Finance

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Author : Kloeppinger-Todd, Renate
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2010-07-21

Innovations In Rural And Agriculture Finance written by Kloeppinger-Todd, Renate and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-07-21 with Social Science categories.

Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”

Digital Technologies In Agriculture And Rural Areas

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Author : Food and Agriculture Organization of the United Nations
language : en
Publisher: Food & Agriculture Org.
Release Date : 2019-06-01

Digital Technologies In Agriculture And Rural Areas written by Food and Agriculture Organization of the United Nations and has been published by Food & Agriculture Org. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-06-01 with Social Science categories.

This report aims to identify the different scenarios where the process of digital transformation is taking place in agriculture. This identifies those aspects of basic conditions, such as those of infrastructure and networks, affordability, education and institutional support. In addition, enablers are identified, which are the factors that allow adopting and integrating changes in the production and decision-making processes. Finally identify through cases, existing literature and reports how substantive changes are taking place in the adoption of digital technologies in agriculture.

The Potential For Mobile Money Services To Promote Financial Inclusion Among Rural Farmers In Manica Province Mozambique

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Author : Berno Verwey
language : en
Publisher:
Release Date : 2018

The Potential For Mobile Money Services To Promote Financial Inclusion Among Rural Farmers In Manica Province Mozambique written by Berno Verwey and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.

The lack of financial inclusion among rural, smallholder farmers in the developing world remains widespread, and particular so in sub-Saharan Africa, where as little as four percent of the population have access to a personal bank account. In most cases, banking institutions primarily focus their financing operations on commercial farming operations, despite the fact that the majority of the population is involved in smallholder farming operations. As a result, these aÌ22́Ơ¿3unbankedaÌ22́Ơ℗+ smallholder farmers lack the ability to grow their farming operations, which prevents these economies from obtaining sufficient growth. The inability of traditional financial services to address smallholder farmersaÌ22́Ơ4́Ø needs stems from, amongst other reasons, the remoteness of such farmer operations, which is associated with substantially high transaction costs and per-client operational costs. Moreover, rural farmers typically lack sufficient collateral, making such financing unfeasible from a financial institution perspective. Nonetheless, there does exist great potential to reverse such low productivity trends through the provision of services which can adequately serve these unbanked smallholder farmers. Such services should address aspects of extension services, marketing services and specifically financial services. Such services which are suitable for attempting to service rural farmers must take into account the ubiquitous nature of mobile phone technology in sub-Saharan Africa. While most individuals who are involved in smallholder agriculture lack access to a personal bank account, the opposite is true regarding the utilisation of mobile phones. It is this mobile platform which presents the greatest opportunity to increase the proportion of the smallholder farmer population which finds benefit from financial services. There are success stories from numerous developing countries which have aggressively pursued mobile money services, which are aimed at servicing the unbanked proportion of the population, as an avenue to increase financial inclusion for its people aÌ22́Ơ0́− KenyaaÌ22́Ơ4́Øs M-Pesa being the most notable example. While lessons can be learnt from the M-Pesa model in Kenya, the potential for such a service must be evaluated in Mozambique where a mere four percent of farmers have access to formal financial services. In order to evaluate the potential of mobile money services in Mozambique, a sample population was selected in the province of Manica, in central Mozambique. This sample population was surveyed with the intent to establish: i. The extent to which farmers are included in the formal financial sector. ii. Whether rural farmers in Mozambique have in fact adopted mobile technology services to the same extent as most of its sub-Saharan counterparts, and the extent to which rural farmers are willing to utilise such technology in order to enhance their levels of financial inclusion. iii. If farmers are willing and able to adopt mobile money services, where the farmers see that they could benefit the most from such services. Do farmers have enough knowledge on such services to encourage the adoption of such services? If not, what kind of farmer training is needed on the concepts of mobile money services? The survey did indicate that Mozambique has followed a similar path to much of its sub-Saharan African counterparts with respect to mobile phone technology adoption, with most farmers owning a mobile phone. Furthermore, the survey established that there is a lack of financial inclusion among rural farmers which emphasises the need for alternative methods of financial services provision. The survey respondents indicated that they are aware of mobile money services; however, they lack sufficient knowledge on such services, which deters the respondents from adopting such services. While the majority of the rural farmers who took part in the survey indicated that they do not currently utilise a mobile money service, the farmers that are making use of such services have come to terms with the various benefits that mobile money services present, as much of these respondents utilise their mobile money service on a frequent basis in order to execute financial transactions. In order to enhance the adoption of mobile money services, a structured introductory and roll-out process is required whereby rural farmers are introduced to mobile money services and their various benefits and functionalities. Given the general lack of knowledge on mobile money services among rural farmers, and in line with the results obtained from the survey, a structured training regime is is needed which addresses the various knowledge gaps identified by the survey, while simultaneously demonstrating the various benefits of such services, as well as how basic mobile money transactions can be executed. Such areas of farmer training are likely to promote the adoption of mobile money services, bringing rural farmers closer to the formal financial system and allowing such farmers to transact in a way previously not possible.

Farm Data Management Sharing And Services For Agriculture Development

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Author : Food and Agriculture Organization of the United Nations
language : en
Publisher: Food & Agriculture Org.
Release Date : 2021-02-26

Farm Data Management Sharing And Services For Agriculture Development written by Food and Agriculture Organization of the United Nations and has been published by Food & Agriculture Org. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-02-26 with Technology & Engineering categories.

This book aims to strengthen the skills of professionals who use, manage data for the benefit of farmers and farmers organizations by exposing them to the topics of importance of data in the agriculture value chain and how new and existing technologies, products and services can leverage farm level and global data to improve yield, reduce loss, add value and increase profitability and resilience.

Working With Smallholders

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Author : International Finance Corporation
language : en
Publisher: World Bank Publications
Release Date : 2023-11-01

Working With Smallholders written by International Finance Corporation and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-11-01 with Business & Economics categories.

Smallholder farmers are the stewards of more than 80 percent of the world’s farms. These small family businesses produce about one-third of the world’s food. In Africa and Asia, smallholders dominate the production of food crops, as well as export commodities such as cocoa, coffee, and cotton. However, smallholders and farm workers remain among the poorest segments of the population, and they are on the frontline of climate change. Smallholder farmers face constraints in accessing inputs, finance, knowledge, technology, labor, and markets. Raising farm-level productivity in a sustainable way is a key development priority. Agribusinesses are increasingly working with smallholder farmers in low- and middle-income countries to secure agricultural commodities. More productive smallholders boost rural incomes and economic growth, as well as reduce poverty. Smallholders also represent a growing underserved market for farm inputs, information, and financial services. Working with Smallholders: A Handbook for Firms Building Sustainable Supply Chains (third edition) shows agribusinesses how to engage more effectively with smallholders and to develop sustainable, resilient, and productive supply chains. The book compiles practical solutions and cutting-edge ideas to overcome the challenges facing smallholders. This third edition is substantially revised from the second edition and incorporates new material on the potential for digital technologies and sustainable farming. This handbook is written principally to outline opportunities for the private sector. The content may also be useful to the staffs of governmental or nongovernmental development programs working with smallholders, as well as to academic and research institutions.