Mortgaging The Future
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Mortgaging The Future
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Author : Vivencio R. Jose
language : en
Publisher:
Release Date : 1984
Mortgaging The Future written by Vivencio R. Jose and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with International finance categories.
Are We Mortgaging Our Future Too Much
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Author : John Stephens Sinclair
language : en
Publisher:
Release Date : 1956
Are We Mortgaging Our Future Too Much written by John Stephens Sinclair and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1956 with Debt categories.
Mortgaging The Future
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Author : Karen M. Moore
language : en
Publisher:
Release Date : 2003
Mortgaging The Future written by Karen M. Moore and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with categories.
The Future Of Housing Finance
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Author : Martin Neil Baily
language : en
Publisher: Rowman & Littlefield
Release Date : 2011-09-30
The Future Of Housing Finance written by Martin Neil Baily and has been published by Rowman & Littlefield this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-09-30 with Business & Economics categories.
Fannie Mae and Freddie Mac, government-sponsored enterprises that played a prominent role in the financial crisis of 2008, and the federal government have come to a crossroads. The government must make key decisions about their structure, and indeed, their very existence. The government has played an important role in the American housing market since the early 1930s, when the Great Depression ushered in housing programs to promote a stable society. The government's role expanded further during the recent housing and financial crisis—Fannie Mae and Freddie Mac now dominate the American housing market, backing more than 62 percent of new mortgages and holding more than $5 trillion in accumulated mortgage risk. In The Future of Housing Finance Martin Baily and his associates discuss the issues and options that policymakers face as they reassess the government's role in the U.S. residential mortgage market. While presenting diverse analytical perspectives, including a contribution from former chairman of the Federal Reserve Alan Greenspan, all contributors agree that the government's support for mortgage financing in the recent past was too broad and deep but some role is necessary to maintain the stability of the housing finance market. The Obama administration has recommended reducing the role of Fannie and Freddie while replacing them with a private market approach, but continuing federal support for worthy borrowers. But what will Congress agree to? And how fast will it move on any initiative? Specific topics include: • Introduction of a new system to reduce incentives that encourage excessive risk taking. • Gradual withdrawal of Fannie and Freddie from the housing finance system. • New approaches to regulating mortgage securitization, with financial stability as a primary goal. • Use of government-backed guarantees through institutional structures designed to limit moral hazard.
Mortgaging The Future
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Author : Vivencio R. Jose
language : en
Publisher:
Release Date : 1983
Mortgaging The Future written by Vivencio R. Jose and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with categories.
Mortgaging The Future
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Author : Harvey H. Kaiser
language : en
Publisher:
Release Date : 1979
Mortgaging The Future written by Harvey H. Kaiser and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1979 with College buildings categories.
Moving Forward
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Author : Nicolas P. Retsinas
language : en
Publisher: Brookings Institution Press
Release Date : 2011-01-01
Moving Forward written by Nicolas P. Retsinas and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-01 with Business & Economics categories.
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system's structure, conduct, and regulation. The time has come for a clear-eyed assessment of what happened and how the system should be strengthened and restructured. Such reform will have a profound and lasting impact on the capacity of Americans to use credit to build assets and finance consumption. Moving Forward explores what caused the crisis and, more important, focuses on the path ahead. The challenge remains the same as ever: protect consumers, ensure fairness, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice. Nicolas Retsinas, Eric Belsky, and their colleagues aim to stimulate debate based on analysis of the opportunities and challenges presented by the various components of global capital markets: financial engineering, risk assessment and management, specialization of financial intermediation, and marketing methods. The contributors—leaders in business, government, academia, and the nonprofit sector—discuss new research and ideas about the future of credit markets, including how improvements might be shaped by industry leaders. Contributors: John Y. Campbell, Harvard University; Marsha J. Courchane, Charles River Associates; Ren Essene, Federal Reserve Board; Allen Fishbein, Federal Reserve Board; Howell E. Jackson, Harvard Law School; Melissa Koide, Center for Financial Services Innovation; Michael Lea, San Diego State University; Eugene Ludwig, Promontory Financial Group; Brigitte C. Madrian, Harvard Kennedy School; Nela Richardson, Joint Center for Housing Studies of Harvard University; Rachel Schneider, Center for Financial Services Innovation; Peter Tufano, Harvard Business School; Peter M. Zorn, Freddie Mac
Mortgaging The Future
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Author : John B. Sandusky
language : en
Publisher:
Release Date : 1984
Mortgaging The Future written by John B. Sandusky and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with Housing policy categories.
Fixing The Housing Market
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Author : Franklin Allen
language : en
Publisher: Pearson Prentice Hall
Release Date : 2012
Fixing The Housing Market written by Franklin Allen and has been published by Pearson Prentice Hall this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Business & Economics categories.
Explains the financial history leading to the mortgage meltdown and assesses today's housing finance systems in the United States and abroad.
Preventing The Next Mortgage Crisis
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Author : Dan Immergluck
language : en
Publisher: Rowman & Littlefield
Release Date : 2015-08-20
Preventing The Next Mortgage Crisis written by Dan Immergluck and has been published by Rowman & Littlefield this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-08-20 with Political Science categories.
The great U.S. mortgage crisis was a transformative event that will reverberate for decades across families, neighborhoods, and cities. After years of research on various aspects of the crisis, Dan Immergluck examines what went wrong, identifying the factors that created the fragile housing finance system, which provided fertile ground for calamity. He also examines the federal response to the crisis, including who benefitted most from the response, and how a more effective and fair response could have been formulated. To reduce the incidence of future crises, Immergluck provides a pathway for building a more stable and fair housing finance system that would be less vulnerable to the booms and busts of global finance. Housing finance helps determine access to stable, decent-quality, affordable housing and also affects the geography of housing and educational opportunities. Thus, housing markets shape our communities, our neighborhoods, and our social and economic opportunities. Immergluck’s analysis and formulation of a way forward will be of particular interest to those concerned with urban form, neighborhood change and stability, and urban planning and policy, as well as those interested in housing and mortgage markets more generally.