Options For Health Insurance
DOWNLOAD
Download Options For Health Insurance PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Options For Health Insurance book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Bonus Options In Health Insurance
DOWNLOAD
Author : Peter Zweifel
language : en
Publisher: Springer Science & Business Media
Release Date : 2012-12-06
Bonus Options In Health Insurance written by Peter Zweifel and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-06 with Business & Economics categories.
Confronted with the continuing cost expansion in the health care sector, policy makers face a dilemma: limiting moral hazard in medical care requires that consumers participate in the cost, yet copayment is strongly resisted by today's socially insured. Thus, the experiences of three private German health insurers will be of interest to physicians, social scientists, and policy makers. Insurer A writes conventional plans with deductibles and coinsurance; B pays back three-monthly premiums as a fixed rebate for no claims; while C runs an experience-rated bonus system starting with a rebate of three-monthly premiums for the first year without a claim, reaching a maximum of five after three years. While both rebates and bonuses are quite popular among insureds, this study shows that bonus options are particularly effective in limiting the demand for ambulatory and even hospital care. But what about adverse effects on health caused by the desire to save one's bonus? On this issue, there is some surprising evidence.
Decoding Health Insurance And The Alternatives
DOWNLOAD
Author : Lauren Jahnke
language : en
Publisher:
Release Date : 2020-06-25
Decoding Health Insurance And The Alternatives written by Lauren Jahnke and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-06-25 with categories.
Are you paying too much for health care or do you not understand all your options?The price of health care and health insurance is increasing faster than the general economy and wages, putting many people in a bind. This straightforward, non-partisan book examines various healthcare options and their pros and cons in light of continually rising costs, helping consumers to make informed choices on health insurance and ways to save money (with and without insurance). This book contains useful information and money-saving tips that everyone should know in order to understand their options and make their health care more affordable.
Health Care Financing And Insurance
DOWNLOAD
Author : Francesco Paolucci
language : en
Publisher: Springer Science & Business Media
Release Date : 2010-10-28
Health Care Financing And Insurance written by Francesco Paolucci and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-10-28 with Medical categories.
As a contribution to the search for suitable and sustainable solutions to finance rising medical care expenditures, the book proposes a typology of healthcare financing and insurance schemes, based on the dimensions of basic vs. supplementary services and mandatory vs. voluntary coverage, to analyse the design and the complex interactions between various financing and insurance arrangements in several OECD countries. This study provides a better understanding of the strengths and weaknesses of the financial and organisational structures of different countries’ healthcare financing and insurance schemes. Its main contributions are the development of a novel and rigorous theoretical framework analysing the economic rationales for the optimal design of healthcare financing and insurance schemes, and an empirical and institutional analysis investigating the consequences for efficiency and affordability of the complex interactions between basic and supplementary sources of financing.
Health Insurance Options
DOWNLOAD
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
language : en
Publisher:
Release Date : 1990
Health Insurance Options written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with Compulsory health insurance categories.
Bonus Options In Health Insurance
DOWNLOAD
Author : Otto Waser
language : en
Publisher:
Release Date : 1992-05-31
Bonus Options In Health Insurance written by Otto Waser and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992-05-31 with categories.
Selected Options For Expanding Health Insurance Coverage
DOWNLOAD
Author : Laban Jackson Rodgers
language : en
Publisher:
Release Date : 1991
Selected Options For Expanding Health Insurance Coverage written by Laban Jackson Rodgers and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1991 with Government publications categories.
Selected Options For Expanding Health Insurance Coverage
DOWNLOAD
Author : Jack Rodgers
language : en
Publisher: DIANE Publishing
Release Date : 1994
Selected Options For Expanding Health Insurance Coverage written by Jack Rodgers and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with categories.
Analyzes two major approaches for substantially reducing the number of uninsured people. One would expand employment-based coverage, while the other would cover more people under Medicaid. A third approach would be a combination of the two. Covers: advantages and disadvantages of each plan, alternative specifications, and illustrations of each plan. Charts and tables.
Care Without Coverage
DOWNLOAD
Author : Institute of Medicine
language : en
Publisher: National Academies Press
Release Date : 2002-06-20
Care Without Coverage written by Institute of Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-06-20 with Medical categories.
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Dominated Options In Health Insurance Plans
DOWNLOAD
Author : Chenyuan Liu
language : en
Publisher:
Release Date : 2018
Dominated Options In Health Insurance Plans written by Chenyuan Liu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with Choice (Psychology) categories.
Recent studies have found that many people select into health plans with higher coverage (e.g., lower deductibles) even when those plans are financially dominated by other options. We explore whether having dominated options is common by analyzing data on plan designs from the Kaiser Family Foundation Employer Health Benefits Survey for firms that offered employees both a high-deductible (HD) health plan and a lower-deductible (LD) option. In 65% of firms the high-deductible option would result in lower maximum possible health spending for the employee for the year. We estimate that the HD plan financially dominates the LD plan at roughly half of firms across a wide range of possible health spending needs employees might anticipate. The expected savings from selecting the HD plan are typically over $500 per year, often with no increase in financial risk. We present evidence that these patterns may arise naturally from employers passing through large average-cost differences between HD and LD plans to their employees. We discuss the implications of those dynamics for the nature of transfers between employees and the efficiency of health spending.
Options For Health Insurance
DOWNLOAD
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
language : en
Publisher:
Release Date : 1992
Options For Health Insurance written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Business & Economics categories.