Performance Of Non Banking Financial Companies
DOWNLOAD
Download Performance Of Non Banking Financial Companies PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Performance Of Non Banking Financial Companies book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Performance Of Non Banking Financial Companies
DOWNLOAD
Author : K. Martina Rani
language : en
Publisher: Discovery Publishing House
Release Date : 2009-01-01
Performance Of Non Banking Financial Companies written by K. Martina Rani and has been published by Discovery Publishing House this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-01-01 with Nonbank financial institutions categories.
Study on non-banking financial companies registered with and regulated by Reserve Bank of India.
Financial And Non Financial Determinants Of Business Performance Financial Market And The Real Economy Perspectives
DOWNLOAD
Author : Piotr Łasak
language : en
Publisher: Cognitione Foundation for the Dissemination of Knowledge and Science
Release Date : 2023-11-14
Financial And Non Financial Determinants Of Business Performance Financial Market And The Real Economy Perspectives written by Piotr Łasak and has been published by Cognitione Foundation for the Dissemination of Knowledge and Science this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-11-14 with Business & Economics categories.
Running a business today is becoming more complex than two or three decades ago. The world is becoming increasingly open and globalized, and the production processes of goods and provision of services are inscribed in global supply and value-added chains. Large corporations are doing well in such a market, but small and medium-sized enterprises often find it increasingly difficult to function. In addition, apart from the processes exerting pressure on enterprises operating in the real economy, as a result of financial globalization, the scope of financial entities (banks, investment funds, stock exchanges) was also increasing (Knox-Hayes & Wójcik, 2020). However, this is a phase of the past. Currently, not only crossing borders but, above all, far-reaching digitalization and the development of modern technologies set the main direction for the development of enterprises (Florek-Paszkowska et al., 2021). In order to cope with these changes, both individual companies and entire sectors, public administration, and society, as well as national economies, have to make so-called digital transformation (Gajewski et al., 2016). More profound changes are triggered by sustainability, ecology, and human-oriented goals, leading towards industry 5.0. All these processes exert pressure both on big companies as well as on small- and medium-size enterprises. The ongoing changes related to the digitalization process mean not only incorporating modern technologies into existing entities and structures but are much more critical. They are spiritus movens, leading to the transformation of entire sectors of the real economy and the financial markets (Marszk & Lechman, 2021). We can observe the emergence of ecologies and ecosystems (Gancarczyk & Rodil-Marzábal, 2022; Piątkowski & Urbaniec, 2023), mechanisms leading to the development of sharing economies (Szpringer, 2020), as well as the increasing rooting and linking of traditional financial services with services leading to meeting the needs of society. Financial services are embedded in products and become inseparable from these products, and the traditional division into sectors is gradually disappearing. This is possible thanks to the creation of platforms which connect many market participants (Sironi, 2021). In the context of the abovementioned far-reaching processes, many business entities operate according to traditional principles. The key for them are sales, profit and liquidity, which define the crucial financial performance. Among important aspects are also such issues as maintaining the security of business operations and obtaining the desired market indicators in stock companies. For enterprises from developing countries, the basic problem is access to finance, the market, and advanced technologies (Jalil et al., 2022; Łasak, 2022). In developed countries, enterprises also encounter many challenges related to the traditional corporate finance dimension despite a better situation. The current Issue published in the Journal of Entrepreneurship, Management and Innovation (Volume 19, Issue 4, 2023) is aimed at considering the nexus of topics related to the various aspects of the functioning of financial and non-financial enterprises. The main purpose of the articles is to focus on selected problems related to the financial aspects of business activity. The considered problems were presented in the context of contemporary processes taking place in the environment of enterprises. These include, on the one hand, far-reaching digitalization and the use of advanced technologies and, on the other hand, processes belonging to the Environment, Social, and Governance (ESG) area. A description of the situation faced by many enterprises, including financial institutions, undergoing digital transformation is presented in the article written by Łasak and Wyciślak (2023). Digitalization processes not only lead to far-reaching digitization of enterprises and related dilemmas regarding corporate governance but also the transformation of entire sectors of the industry. The banking sector is the best example of this. The question arises what is the pattern of behavior of digital platform partners in the situation of transformation of this sector and platformization of banking services? The paper aims to present the dynamic pattern of behavior among partners stemming from the tensions between governance costs and co-created value within platforms in banking services. The study provides a taxonomy of digital platforms in banking, highlights the values of the most typical platforms, namely blockchain-based and cloud-based platforms, and discusses the potential implications of the platformization of banking services. One of the key contemporary perspectives of business activity is looking through the prism of the need for a responsible and sustainable approach. This is the perspective embodied in the approach referred to by the term ESG. Sustainable business models, considering the ESG principles in the company’s operation, are based on financial and non-financial reasons. The paper written by Zioło, Szaruga, and Spoz (2023) aims to examine the relationship between financial and non-financial factors in enterprises and indicate for which groups of enterprises the relationship of ESG financial performance is most visible in the context of building sustainable business models and the ability to adapt to sustainability. It was found that large enterprises with a solid financial position simultaneously get better non-financial results. In each of the analyzed aspects, large enterprises with an excellent financial standing did better. The conclusion presented by Zioło, Szaruga, and Spoz (2023) does not change the fact that small and medium-sized enterprises play a key role in the economic growth of emerging economies. The paper by Amoa-Gyarteng and Dhliwayo (2023) examines the impact of capital structure and profitability on the short-term solvency of nascent SMSs in Ghana, building on the liability of the newness framework. The study demonstrates that financing decisions and financial performance are crucial mitigating factors for the potential risks of default and failure faced by nascent SMEs. Notably, the study finds that an appropriate balance between debt and equity financing raises the working capital ratio and thus reduces the liability of newness, which is a major challenge faced by nascent SMEs. The analysis also identifies that return on equity (ROE) is a crucial driver of short-term solvency for nascent SMEs. Declining profitability is manifested by a decrease in operating profits and cash flows. The resulting cash flow shortages can cause the company to fall behind on payments and obligations, leading to short-term insolvency, with all the adverse consequences. All these conclusions might be valuable for enterprises in other developing countries. Operational and financial market performance is a crucial determinant not only for SMEs but also for larger companies. Such type of businesses is presented in the paper by Yaşar and Gerede (2023). The article shows how complex are the processes accompanying the functioning of such enterprises as airlines. This paper refers to the competitiveness of such airline companies and the conditions determining their favorable market position and long-term competitive advantage. The market position of such companies is influenced by such factors like firm maturity, its size, financial resources and some technical dimensions (number of flights, fleet homogeneity). This means that despite the processes taking place today, the business performance of such entities as airlines still depends on the classic factors described in the literature of corporate finance. The contemporary opportunities resulting from the dynamic development of information technology contribute to the development of new forms of financing business activity. One such form is crowdfunding. The paper by Nose and Hosomi (2023) is dedicated to the equity crowdfunding (ECF) issue in the Japanese context. The research provides an answer to the question of what makes equity crowdfunding successful. The “Signaling Hypothesis” and “Lack of Financial Literacy Hypothesis” were tested. Despite the research is focusing more on investors’ side, it also sends an important signal to the business considering crowdfunding as a source of funding. The conclusions can be helpful for start-ups planning ECF campaigns in the future. The company’s position on the market may also depend on factors other than financial performance, and recently, it has depended to an increasing extent on environmental, social, and governance performance (defining corporate sustainability performance). In this context very important research thread is the relationship between corporate sustainability performance and stability of dividend payouts. This topic is presented in the paper by Matuszewska-Pierzynka, Mrzygłód, and Pieloch-Babiarz (2023). The research verifies many detailed interdependencies between the ESG performance of an enterprise and the propensity to pay stable dividends to the enterprise. The possibility of financing business activity is determined by the situation in the banking sector. The conditions of financing provided by banks are of particular importance in the case of developing countries, where other forms of raising capital by enterprises are often limited. Shaikh, Tunio, and Dagar (2023) paper discusses the relationship between banks funding liquidity, capital funds and bankers’ lending activity in emerging markets. This research firstly provides insight into the activity of financial companies in emerging markets, and secondly, informs the public, and especially the business, about the lending practices of the banking sector, and in consequence, on the financing opportunities in these economies. These unique studies presented in this Issue enrich our knowledge about contemporary business activity. The papers contribute to understanding the nature of business performance and link corporate finance issues with other, mainly technological and social aspects. Particular attention, however, is paid to the traditional conditions of operation and financing of enterprises. At the same time, however, efforts were made to combine new business conditions, including digitization. The issues raised also concern processes ensuring sustainable development. We want to express the hope that the papers presented here will be of interest to readers, scholars, and researchers worldwide. They provide theoretical concepts, and quantitative analyses, and indicate pathways for further research. Many of the presented areas require further, in-depth analysis.
The Performance Of Bank Holding Company Affiliated Finance Companies
DOWNLOAD
Author : Stephen A. Rhoades
language : en
Publisher:
Release Date : 1977
The Performance Of Bank Holding Company Affiliated Finance Companies written by Stephen A. Rhoades and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Bank holding companies categories.
Financial Sector Reforms And Soundness Of Non Bank Finance Companies
DOWNLOAD
Author : Azam Ali
language : en
Publisher: LAP Lambert Academic Publishing
Release Date : 2010-08
Financial Sector Reforms And Soundness Of Non Bank Finance Companies written by Azam Ali and has been published by LAP Lambert Academic Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-08 with categories.
This BOOK has research on the analysis of Financial Sector Reforms' impact on the soundness of NBFCs operating in Pakistan. To update the previous work, a latest review has also been included in the book. I have 21-year long successful banking career that includes: one year working experience with Standard Chartered Bank Karachi, two years with Economic Policy and Strategic Planning Department, Islamic Development Bank, Jeddah, KSA. Presently I am supervising units of Monetary and Financial Statistics Division, State Bank of Pakistan, Karachi. My reserach area surrounds Socio-Economic developments, Banking and Finance. Recently, I am analysing Credit Risk Management and Performance of Islamic Banks with special focus on Pakistan's Financial Sector. My future work may focus on the National Accounts and MDGs set by UNO.I have always been open to diversity in ideas, culture and society. I have always maintained that, issues should be resolved through intellectual reasoning. The readers' comments, guidance and criticism will enrich my knowledge and would give me chance to further improve my analysis and ideas. AZAM ALI: [email protected]
Non Banking Financial Companies Nbfcs In India
DOWNLOAD
Author : Jafor Ali Akhan
language : en
Publisher:
Release Date : 2010-01-01
Non Banking Financial Companies Nbfcs In India written by Jafor Ali Akhan and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01-01 with Business & Economics categories.
Non-banking financial companies (NBFCs) constitute a heterogeneous lot of privately-owned, small-sized financial intermediaries which provide a variety of services including equipment leasing, hire purchase, loans, investments and chit fund activities. These companies play an important role in providing credit to the unorganised sector and to the small borrowers at the local level. Hire purchase finance is by far the largest activity of NBFCs. NBFCs have been the subject of focussed attention since the early 1990s. The rapid growth of NBFCs has led to a gradual blurring of dividing lines between banks and NBFCs, with the exception of the exclusive privilege that commercial banks exercise in the issuance of cheques. NBFCs are widely dispersed across the country and their management exhibits varied degrees of professionalism. Furthermore, the depositors have varied degrees of perceptions regarding safety of their deposits while making an investment decision. This book provides an exhaustive account of the functioning of and recent reforms pertaining to NBFCs in India. It also includes an all-India list (as on January 15, 2010) of 314 NBFCs which have been issued certificates of registration by the Reserve Bank of India to hold/accept deposits from public.
Performance Of Some Select Gold Exchange Traded Funds Of Banks And Non Banking Financial Companies In India
DOWNLOAD
Author : Bhaskar Biswas
language : en
Publisher:
Release Date : 2018
Performance Of Some Select Gold Exchange Traded Funds Of Banks And Non Banking Financial Companies In India written by Bhaskar Biswas and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
Stock markets worldwide had passed through a very hard time from 2008 to 2012. During this time the yellow metal, i.e., gold (physical gold, gold Exchange Traded Fund (ETF)) had given very handsome returns to their investors, more than any other option of investments. This memorable past encouraged the investors to select the gold as safest and indispensable part of their investment portfolio. In this paper, an attempt has been made to evaluate the performance of ten select gold ETFs (five banking gold ETFs and five non-banking financing companies' gold ETFs) by analyzing their returns, total risk, systematic risk and risk return relationship to meet the expectation of investors by providing handsome returns in recent times. It may be concluded from the study that the comparative performance of gold ETFs of non-banking financing companies are better than their counterpart.
Global Financial Stability Report October 2016
DOWNLOAD
Author : International Monetary Fund. Monetary and Capital Markets Department
language : en
Publisher: INTERNATIONAL MONETARY FUND
Release Date : 2016-10-05
Global Financial Stability Report October 2016 written by International Monetary Fund. Monetary and Capital Markets Department and has been published by INTERNATIONAL MONETARY FUND this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-10-05 with Business & Economics categories.
The current report finds that short-term risks to global financial stability have abated since April 2016, but that medium-term risks continue to build. Financial institutions in advanced economies face a number of cyclical and structural challenges and need to adapt to low growth and low interest rates, as well as to an evolving market and regulatory environment. Weak profitability could erode banks’ buffers over time and undermine their ability to support growth. A cyclical recovery will not resolve the problem of low profitability. More deep-rooted reforms and systemic management are needed, especially for European banks. The solvency of many life insurance companies and pension funds is threatened by a prolonged period of low interest rates. Corporate leverage in emerging market economies remains elevated in some countries, but the current favorable external environment presents an opportunity for overly indebted firms to restructure their balance sheets. The political climate is unsettled in many countries. A lack of income growth and a rise in inequality have opened the door for populist, inward-looking policies. These factors make it even harder to tackle legacy problems and further expose economies and markets to shocks. A potent and more balanced policy mix is needed to deliver a stronger path for growth and financial stability, and avoid slipping into a state of financial and economic stagnation. The report also examines how the rise of nonbank financing has altered the impact of monetary policy and finds that fears of a decline in the effectiveness of monetary policy are unfounded. It appears that the transmission of monetary policy is, if anything, stronger in economies with larger nonbank financial sectors. Finally, the report examines the link between corporate governance, investor protection, and financial stability in emerging market economies. It finds that the improvements over the past two decades have helped bolster the resilience of their financial systems. These benefits strengthen the case for further reform.
Report Of The Working Group On Financial Companies
DOWNLOAD
Author : Reserve Bank of India. Working Group on Financial Companies
language : en
Publisher:
Release Date : 1992
Report Of The Working Group On Financial Companies written by Reserve Bank of India. Working Group on Financial Companies and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Financial institutions categories.
Strengthening The Governance And Performance Of State Owned Financial Institutions
DOWNLOAD
Author : David H. Scott
language : en
Publisher: World Bank Publications
Release Date : 2007
Strengthening The Governance And Performance Of State Owned Financial Institutions written by David H. Scott and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Banks and Banking Reform categories.
Abstract: Corporate governance arrangements define the responsibilities, authorities and accountabilities of owners, boards of directors, and executive managers of a company. Good corporate governance is as important for state financial institutions as for private sector companies. Many of the problems that commonly afflict state financial institutions can be associated with, if not attributed directly to, weaknesses in corporate governance. This note draws on guidelines recently published by the OECD and the Basel Committee for Banking Supervision to compile a comprehensive corporate governance evaluation framework relevant to state-owned commercial and development finance institutions. It highlights aspects of this framework that are considered to be of particular importance to state financial institutions by citing innovative practices in a number of countries. Finally, it presents a detailed case study of the governance arrangements in place at the Development Bank of Southern Africa.
The Complementary Role Of Non Bank Financial Institutions Nbfis In Sierra Leone Financial Intermediation Space
DOWNLOAD
Author : Allieu Kabia
language : en
Publisher:
Release Date : 2016
The Complementary Role Of Non Bank Financial Institutions Nbfis In Sierra Leone Financial Intermediation Space written by Allieu Kabia and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with categories.
In the past, little or no attention was directed to the informal sector in the development agenda in Sierra Leone. The inability of the formal sector to absorb all the available resources in the country has led to the rapid growth of the neglected informal sector. The aim of this research is to assess and evaluate the role played by the National Cooperative Development Bank as a Non-Bank Financial Microfinance Institution in providing financial services to class of economically poor people in the Western Area whom hitherto were been neglected by the formal sector. A sample of 30 “Barrays” with each constituting 5 members totaling to 150 respondents were thoroughly investigated 2001 to 2005. The OLS econometrics estimation technique was used to analyse the data employing a Probit Regression model. The result reveals that the probability of access to credit is increased if the individual is a; trader, self employed, widow and with increases in the initial amount deposited which was used as a proxy variable for cash collateral. However, the probability of access to credit is reduced if the individual"s education is primary. The Probability value of the Wald Test(chi^2=0.0991) also indicates that the overall regression is significant at 10%.The research has proven that NCDB is vital and this understanding is important for academics and policy makers in shaping the future performance of the Non-Bank Financial Institutions.