Policies And Perceptions Of Insurance

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Policies And Perceptions Of Insurance

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Author : Malcolm Alistair Clarke
language : en
Publisher: Oxford University Press, USA
Release Date : 1997

Policies And Perceptions Of Insurance written by Malcolm Alistair Clarke and has been published by Oxford University Press, USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Insurance law categories.

Policies and Perceptions of Insurance offers an introduction to insurance contract law in the United Kingdom today. Malcolm Clarke provides students with a clear outline of insurance law, while alerting them to the social and theoretical issues arising out of the law and practice of insurance.The framework for discussion is the tracing of the life of an insurance contract from purchase to claim, which is used to summarize settled and satisfactory legal rules, but also highlight more controversial matters and invite reflection on the objectives of insurance law and whether theseobjectives have been achieved.

Policies And Perceptions Of Insurance Law In The Twenty First Century

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Author : Malcolm Alistair Clarke
language : en
Publisher: Oxford University Press, USA
Release Date : 2007

Policies And Perceptions Of Insurance Law In The Twenty First Century written by Malcolm Alistair Clarke and has been published by Oxford University Press, USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Law categories.

In this book, Professor Malcolm Clarke provides a stimulating, critical introduction to the English law of insurance contracts, presenting the rules in both their legal and socio-economic contexts. He sets out the principles behind the law in a clear manner, moving on to explore theimplications of certain rules in order to examine the importance of effective insurance and effective insurance law in modern society.Comparative reference is made to the corresponding rules in common law countries and also in major jurisdictions in western Europe, providing a thought-provoking wider view of the relevant law.The book illustrates the different perceptions of insurance and of insurance law that are to be found amongst lawyers, insurers, and policy-holders. In particular, it argues that the perception of many people, and also not least of many judges, is that if any dispute arises with insurers, insurershave an unfair advantage under the law. Moreover, this is in fact usually the case, if insurers choose to use their advantage.By presenting the rules of insurance contract law in the wider context of contract law at large, the book seeks to demystify them and to challenge the assumption that insurance law is or ought to be greatly different from other parts of the law. In particular, he argues that insurance contract lawshould be available and intelligible to serious enquirers, lawyers, and non-lawyers alike.

Life Insurance Products In Rural Markets Customer Perceptions And Attitudes

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Author : P Rajavardhan Reddy
language : en
Publisher: Archers & Elevators Publishing House
Release Date :

Life Insurance Products In Rural Markets Customer Perceptions And Attitudes written by P Rajavardhan Reddy and has been published by Archers & Elevators Publishing House this book supported file pdf, txt, epub, kindle and other format this book has been release on with Antiques & Collectibles categories.

Consumers Knowledge About Their Health Insurance Coverage

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Author : M. Susan Marquis
language : en
Publisher:
Release Date : 1981-01-01

Consumers Knowledge About Their Health Insurance Coverage written by M. Susan Marquis and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981-01-01 with Consumers categories.

This report describes how much families know about their health insurance coverage and investigates whether consumer education and simplified benefit structures would improve knowledge. Families' perceptions about their insurance benefits were measured in two household surveys administered in six sites. Knowledge was assessed by comparing families' responses with policy data collected from the carrier. The vast majority of families understand insurance policies that specify one or two parameters in their benefit provisions. However, more complex payment structures are not well understood. Increased exposure to the plans' information leads to increased knowledge, suggesting that education programs could improve the general level of knowledge. The author concludes that if market strategies for allocating medical resources are pursued, simplifying insurance benefit structures and consumer education would aid consumers in making more informed economic choices about medical care.

The Insurance Policy As Social Instrument And Social Institution

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Author : Jeffrey W. Stempel
language : en
Publisher:
Release Date : 2010

The Insurance Policy As Social Instrument And Social Institution written by Jeffrey W. Stempel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.

Insurance policies are classified as a species of contract. Although this characterization is correct, it is unduly narrow if used as the exclusive lens for assessing insurance policies, which are not merely contracts but also are designed to perform particular risk management, deterrence, and compensation functions important to economic and social ordering. Recognizing this has significant implications regarding the manner in which insurance policies are construed in coverage disputes and suggests that policy construction can be improved by not only performing traditional contract analysis of disputed policies but also by appreciating the particular function of the insurance policy in question as part of the insurance product's larger role as a social and economic instrument or institution. This insight is in some tension with the predominately text-centered approach to insurance policy construction and suggests that much of the contract-based resolution of insurance policy disputes is based on an unduly crabbed view of contract law as well as an impoverished view of the degree to which the insurance policy is not only a contract and not only a product or a type of private legislation but also part of a web of socioeconomic organization that attempts to manage risk in prudent ways. Appreciating the social instrument status of insurance vindicates some judicial decisions while exposing the shortcomings of others.

Infereing Risk Perceptions And Preferences Using Choice From Insurance Menus

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Author :
language : en
Publisher:
Release Date : 2015

Infereing Risk Perceptions And Preferences Using Choice From Insurance Menus written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with categories.

Government Sponsored Health Insurance In India

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Author : Gerard La Forgia
language : en
Publisher: World Bank Publications
Release Date : 2012-09-14

Government Sponsored Health Insurance In India written by Gerard La Forgia and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-09-14 with Business & Economics categories.

This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.

Consumer Risk Perceptions And Information In Insurance Markets With Adverse Selection

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Author : James A. Ligon
language : en
Publisher:
Release Date : 2008

Consumer Risk Perceptions And Information In Insurance Markets With Adverse Selection written by James A. Ligon and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.

Standard models of adverse selection in insurance markets assume policyholders know their loss distributions. This study examines the nature of equilibrium and the equilibrium value of information in competitive insurance markets where consumers lack complete information regarding their loss probabilities. We show that additional private information is privately and socially valuable. When the equilibrium policies separate types, policyholders can deduce the underlying probabilities from the contracts, so it is information on risk type, rather than loss probability per se, that is valuable. We show that the equilibrium is quot;as ifquot; policyholders were endowed with complete knowledge if, and only if, information is noiseless and costless. If information is noisy, the equilibrium depends on policyholders' prior beliefs and the amount of noise in the information they acquire.

Care Without Coverage

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Author : Institute of Medicine
language : en
Publisher: National Academies Press
Release Date : 2002-06-20

Care Without Coverage written by Institute of Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-06-20 with Medical categories.

Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Law Of Assignments Of Life Policies Classic Reprint

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Author : C. C. Hine
language : en
Publisher:
Release Date : 2015-07-06

Law Of Assignments Of Life Policies Classic Reprint written by C. C. Hine and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-07-06 with Law categories.

Excerpt from Law of Assignments of Life Policies About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.