Predatory Mortgage Lending Practices
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Predatory Mortgage Lending
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
language : en
Publisher:
Release Date : 2002
Predatory Mortgage Lending written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business & Economics categories.
Predatory Mortgage Lending Practices
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
language : en
Publisher:
Release Date : 2003
Predatory Mortgage Lending Practices written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Mortgage brokers categories.
Predatory Mortgage Lending Practices
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Author : Paul S. Sarbanes
language : en
Publisher: DIANE Publishing
Release Date : 2004-10
Predatory Mortgage Lending Practices written by Paul S. Sarbanes and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-10 with Business & Economics categories.
Predatory Mortgage Lending Practices Abusive Uses Of Yield Spread Hearing S Hrg 107 857 Committee On Banking Housing Urban A
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Author :
language : en
Publisher:
Release Date : 2003*
Predatory Mortgage Lending Practices Abusive Uses Of Yield Spread Hearing S Hrg 107 857 Committee On Banking Housing Urban A written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003* with categories.
Curbing Predatory Home Mortgage Lending
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Author : United States. Department of Housing and Urban Development
language : en
Publisher:
Release Date : 2000
Curbing Predatory Home Mortgage Lending written by United States. Department of Housing and Urban Development and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000 with Discrimination in mortgage loans categories.
Why The Poor Pay More
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Author : Gregory D. Squires
language : en
Publisher: Bloomsbury Publishing USA
Release Date : 2004-10-30
Why The Poor Pay More written by Gregory D. Squires and has been published by Bloomsbury Publishing USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-10-30 with Business & Economics categories.
The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. The most vulnerable segments of our society—including minorities, the elderly, and working families—are being victimized by financiers who lure them into commitments they cannot fulfill. Collectively known as predatory lending, these practices include offering higher interest rates than can be justified by the risk, high pre-payment penalties that lock families into exploitative loans, and monstrous balloon payments that often result in default and the loss of the home. The net result can be disastrous: damage to one's credit rating, bankruptcy, and even the loss of lifelong savings. Why the Poor Pay More is an incisive exposure of these practices: how they have evolved, why they have become so prevalent in recent years, and how their negative effects can be quantified. It features in-depth analysis from prominent scholars, legal experts, and community leaders, who shed new light on the social, political, and economic consequences of predatory lending. Why the Poor Pay More is much more than an indictment of these insidious discriminatory practices. It is a call to arms for anyone concerned about how the financial-political system can be corrupted to serve the needs of the wealthy. Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, Why the Poor Pay More outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend.
Consumer Protection
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Author : United States. General Accounting Office
language : en
Publisher:
Release Date : 2004
Consumer Protection written by United States. General Accounting Office and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Mortgage loan servicing categories.
Predatory Mortgage Lending
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Author : United States. Congress
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-01-08
Predatory Mortgage Lending written by United States. Congress and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-08 with categories.
Predatory mortgage lending : the problem, impact, and responses : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, first session on the examination of the problem, impact, and responses of predatory mortgage lending practices, July 26 and 27, 2001.
Consumer Protection Federal And State Agencies Face Challenges In Combating Predatory Lending Report To The Chairman And Ranking Minority Member Special Committee On Aging U S Senate
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Author :
language : en
Publisher: DIANE Publishing
Release Date :
Consumer Protection Federal And State Agencies Face Challenges In Combating Predatory Lending Report To The Chairman And Ranking Minority Member Special Committee On Aging U S Senate written by and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.
Mortganomics A Critical Examination Of Mortgage Lending Practices Pricing And Predatory Abuses
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Author : Terry L. Donovan
language : en
Publisher: Smart Books LLC
Release Date : 2009-04-20
Mortganomics A Critical Examination Of Mortgage Lending Practices Pricing And Predatory Abuses written by Terry L. Donovan and has been published by Smart Books LLC this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-04-20 with Mortgage loans categories.
Mortganomics teaches readers how to successfully negotiate the terms of a home mortgage with any bank, mortgage lender or broker. It provides detailed examples how lenders price their home loans and how they can subjectively increase a customer's interest rate to create larger commissions and loan costs. It includes samples of lender's rate sheets showing their wholesale costs for the individual interest rates, and explains how to make a lender guarantee that they will charge only their required minimum fees, and nothing extra that would increase force the borrower to take a higher interest rate. It gives readers a step-by-step verifiable method for paying off their mortgage years early, and an easy method to evaluate how competitive their interest rate and terms are in the marketplace. The book sugar coats nothing when it comes to exposing the ways lenders mark up their costs at a borrower's expense, and the ways that they hide important facts from their customers. This book provides dozens of easy to understand loan pricing calculations that readers can use to negotiate their loan terms and detect predatory lending practices.