Retirement And Economic Behavior
DOWNLOAD
Download Retirement And Economic Behavior PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Retirement And Economic Behavior book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Retirement And Economic Behavior
DOWNLOAD
Author : Henry J. Aaron
language : en
Publisher: Washington, D.C. : Brookings Institution
Release Date : 1984
Retirement And Economic Behavior written by Henry J. Aaron and has been published by Washington, D.C. : Brookings Institution this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with Business & Economics categories.
Conference papers on economic implications and aspects of retirement in the USA - examines the effects of private pension schemes and maintenance of acquired rightss, the correlation between early retirement and health, social security, and unemployment, the labour force participation of retired workers, standard of living and housing of older people, effect of population dynamics on old age benefit policy, saving behaviour, and retirement income projections to 2020. References. Conference held in Washington 1982 Oct 21 and 22.
To Pr To Kai To Deutero Biblio T S Lezar
DOWNLOAD
Author : Lézard
language : en
Publisher:
Release Date : 1978
To Pr To Kai To Deutero Biblio T S Lezar written by Lézard and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1978 with categories.
Behavioral Dimensions Of Retirement Economics
DOWNLOAD
Author : Henry Aaron
language : en
Publisher: Brookings Institution Press
Release Date : 2010-12-01
Behavioral Dimensions Of Retirement Economics written by Henry Aaron and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-12-01 with Business & Economics categories.
Deciding when and how to retire are among the most important decisions most people make. Can they be depended on to plan with foresight and make sound decisions? According to standard economic analysis the answer is a qualified "yes." But studies by psychologists, sociologists, and economists themselves raise doubts about this comforting appraisal. This volume by analysts trained in economics and other disciplines suggests that retirement planning and decisions fall far short of the rational ideal. Gary Burtless explains what economic research has to say about retirement behavior. Annamaria Lusardi reports that many people in their fifties and older say they have not even thought about retirement. Mathey Rabin and Ted O'Donoghue show that procrastination can cause huge economic losses. Robert Axtell and Joshua Epstein show that herd behavior explains observed patterns of retirement behavior better than does the assumption of rational decisionmaking. George Loewenstein, Drazen Prelec, and Roberto Weber report that many people incorrectly anticipate what retirement will be like and rationalize whatever decision they have made. David Fetherstonhaugh and Lee Ross report experimental evidence that the effect of Social Security provisions may depend on how these policies are "framed" as well as on the specific content of those policies. These and other authors also explore the broader implications of these behavioral patterns. Copublished with Russell Sage Foundation
Pension Design And Structure
DOWNLOAD
Author : Olivia S. Mitchell
language : en
Publisher: OUP Oxford
Release Date : 2004-07-15
Pension Design And Structure written by Olivia S. Mitchell and has been published by OUP Oxford this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-07-15 with Business & Economics categories.
Employees are increasingly asked to make sophisticated decisions about their pension and healthcare plans. Yet recent research shows that the decisions 'real' people make are often not those of the careful and well-informed economic agent conventionally portrayed in economic research. Rather, decision-makers tend to operate with flawed information and make some of the most critical financial decisions of their lives lacking a full understanding of the options before them and the implications of their decisions. Pension Design and Structure explores the assumptions behind commonly-held theories of retirement decision-making, in order to draw out the consequences of frontier research in behavioral finance and economics for those interested in better design and structure of retirement pensions. Using large datasets newly provided by financial service firms and real-world experiments, this volume tests the hypotheses of this research. This is the first book to explore the implications of behavioral finance research for pensions and retirement studies. The authors blend cutting-edge research from several fields including Finance, Economics, Management, Sociology, and Psychology. The book will be of interest to pension plan participants and sponsors, financial service groups responsible for pensions, and retirement system regulators.
Assessing Knowledge Of Retirement Behavior
DOWNLOAD
Author : Panel on Retirement Income Modeling
language : en
Publisher: National Academies Press
Release Date : 1996-08-13
Assessing Knowledge Of Retirement Behavior written by Panel on Retirement Income Modeling and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-08-13 with Social Science categories.
This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.
Behavioral Dimensions Of Retirement Economics
DOWNLOAD
Author : Henry J. Aaron
language : en
Publisher: Brookings Inst Press
Release Date : 1999
Behavioral Dimensions Of Retirement Economics written by Henry J. Aaron and has been published by Brookings Inst Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.
Deciding when and how to retire are among the most important decisions most people make. This volume by analysts trained in economics and other disciplines suggests that retirement planning and decisions fall far short of the rational ideal.
Competing Risks Models Of Economic Behavior
DOWNLOAD
Author : Glenn Tetsumi Sueyoshi
language : en
Publisher:
Release Date : 1987
Competing Risks Models Of Economic Behavior written by Glenn Tetsumi Sueyoshi and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1987 with categories.
Saving For Retirement
DOWNLOAD
Author : Gordon L. Clark
language : en
Publisher: OUP Oxford
Release Date : 2012-01-05
Saving For Retirement written by Gordon L. Clark and has been published by OUP Oxford this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-01-05 with Business & Economics categories.
Understanding the ways in which people save for their retirement is an urgent issue. So much has changed in the last 10 to 15 years, especially in the area of the provision of pensions and retirement income. Around the world, greater and greater responsibility is being allocated to individuals while governments discount their contributions to social security and employers retreat from the provision of supplementary retirement income. This book explores the behavioral revolution and its implications for understanding financial decision-making and saving for the future. Recognizing the profound implications of this research program, it goes beyond issues of risk aversion, framing, and decision-making to consider how social identity and the resources due to people by virtue of their place in society figure in savings behavior. It gives considerable attention to the context of the environment in which people make financial decisions, arguing that this allows a better understanding of the coexistence of sophistication and naivety apparent in patterns of retirement saving. Utilizing databases from the UK, the book provides an empirical foundation to its theoretical arguments, demonstrating how an integrated approach to individual financial decision-making is necessary if we are to address the apparent shortfall in many people's planning for the future. The book concludes by setting the agenda for the design, governance, and regulation of pension savings schemes consistent with delivering cost-effective solutions to pension adequacy. In these ways, it sets forth a strategy for rethinking individual behavior as well as the design of retirement income systems.
The Economics Of Retirement
DOWNLOAD
Author : Michael Victor Leonesio
language : en
Publisher:
Release Date : 1995
The Economics Of Retirement written by Michael Victor Leonesio and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995 with Aging categories.
Economic Effects Of Social Security
DOWNLOAD
Author : Henry Aaron
language : en
Publisher: Brookings Institution Press
Release Date : 2010-12-01
Economic Effects Of Social Security written by Henry Aaron and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-12-01 with Business & Economics categories.
The social security system affects people throughout most of their lives, at work and in retirement. The supposed effects of social security on saving, labor supply, and the distribution of income figure prominently in current debates about whether and how to change the system. Theorists have developed alternative analytical frameworks for studying social security, but all involve extreme assumptions introduced for the sake of analytical tractability. Each study seems to describe the behavior of some, but not all or even most people. The shortcomings of available data have created additional roadblocks. As a result, the effects of social security on saving and labor supply are difficult to measure, and how such a complex system influences behavior is not at all well understood. Yet decisions on social security cannot be avoided. If analysts cannot agree, policymakers are likely to increase the weight they attach to perceptions of equity, adequacy of benefits, fairness of taxes, and similar qualitative considerations. Hence it is desirable for lay observers to understand the framework that analysts use and the reasons why there is so much uncertainty. This book sheds light on social security issues by examining evidence from economic studies about how the system affects saving, labor supply, and income distribution. It shows that these studies provide little evidence to support or refute assertions that social security has reduced saving, but they do indicate that it has contributed to the trend toward early retirement. The author finds that the aged are now about as well off on the average as the general population and that social security has played a considerable role in bringing about this equality. This volume is the sixteenth in the second series of Brookings Studies of Government Finance.