Rural Savings Behavior

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Rural Savings Behavior

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Author : Chita Tanchoco-Subido
language : en
Publisher:
Release Date : 1981

Rural Savings Behavior written by Chita Tanchoco-Subido and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Farmers categories.

Rural Financing Markets

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Author : Mokhtar Tamin
language : en
Publisher:
Release Date : 1980

Rural Financing Markets written by Mokhtar Tamin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with Rural development categories.

Aspects Of Savings Behavior In Rural India

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Author : Surjit S. Bhalla
language : en
Publisher:
Release Date : 1976

Aspects Of Savings Behavior In Rural India written by Surjit S. Bhalla and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1976 with Farm income categories.

Urban And Rural Household Savings In China

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Author : International Monetary Fund
language : en
Publisher: International Monetary Fund
Release Date : 1988-03-18

Urban And Rural Household Savings In China written by International Monetary Fund and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988-03-18 with Business & Economics categories.

Household savings behavior in China during the past 30 years has been studied by using econometric models with the time-varying-parameter technique. The rural sector and the urban sector are investigated separately. In comparison to previous studies on the same subject, the estimated models of the current study are more robust, and the results of the models are much more in line with results of similar studies of other countries.

The Analysis Of Saving Behavior

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Author : Jocelyn Alma A. Rodriguez
language : en
Publisher:
Release Date : 1988

The Analysis Of Saving Behavior written by Jocelyn Alma A. Rodriguez and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Home economics, Rural categories.

There is a close link between rural savings mobilization and the process of economic development especially in countries where the agricultural sector holds a key position in the overall economy. Savings can be mobilized through voluntary or involuntary strategies. The former consists mainly of providing opportunities and incentives to encourage savings whereas the latter essentially involves raising taxes.

Linking Savings Behavior Confidence And Individual Feedback

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Author : Alexandra Avdeenko
language : en
Publisher:
Release Date : 2019

Linking Savings Behavior Confidence And Individual Feedback written by Alexandra Avdeenko and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with categories.

In this paper we investigate behavioral constraints to savings among smallholder farmers in rural Ethiopia. Increasing savings by overcoming such behavioral constraints has been documented to have positive effects on various outcomes such as health, education, and agricultural investments. We causally identify a strong increase in savings to a soft commitment device in the form of a moneybox with a regular savings plan. In our randomized field experiment, we also provide personalized feedback consisting of recommendations to self-set saving goals. These recommendations trigger increases in savings of up to 36 percent. In a detailed analysis of the behavioral characteristics driving these results, we find a strong and robust link between financial confidence and savings behavior. In particular, the savings of underconfident individuals are less than 2/3 of the savings of overconfident individuals - an association stronger than other behavioral traits such as risk-lovingness and present-biasedness. Remarkably, the effect of our personalized feedback is particularly strong for underconfident individuals. We discuss possible underlying mechanisms, rule out a set of alternative behavioral explanations, and address crowding-out behavior into other forms of saving.

Precautionary Saving From Different Sources Of Income

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Author : Richard H. Adams
language : en
Publisher: World Bank Publications
Release Date : 2002

Precautionary Saving From Different Sources Of Income written by Richard H. Adams and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Ahorro - Pakistan categories.

Much of past literature has assumed that households in developing countries save at the same marginal rate from all sources of income. But in rural Pakistan households save at very different marginal rates from different sources of income. The marginal propensity to save from those sources of income that are more variable and uncertain --- like external remittances --- is much higher than from those sources of income that are more predictable --- like rental income.

Agricultural Credit And Rural Savings Ii

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Author : Ohio State University. Department of Agricultural Economics and Rural Sociology
language : en
Publisher:
Release Date : 1976

Agricultural Credit And Rural Savings Ii written by Ohio State University. Department of Agricultural Economics and Rural Sociology and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1976 with Agricultural credit categories.

Rural Financial Markets

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Author : Mokhtar Tamin
language : en
Publisher:
Release Date : 1980

Rural Financial Markets written by Mokhtar Tamin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with categories.

Saving For A Rainy Day

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Author : Paul Mpuga
language : de
Publisher:
Release Date : 2008-06-01

Saving For A Rainy Day written by Paul Mpuga and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-06-01 with Business & Economics categories.

We use farm household data from the Uganda household surveys for 1992/93, 1995/96, 1996/97 and 1999/2000 to examine peasant household saving behaviour in the face of shocks. We find that the size of land owned, level of education of household members, educational level of the household head, and variation in rainfall determine household income and savings. Uganda's peasant households are forward looking: they save relatively large proportions of their transitory income. The results suggest that households use savings to buffer consumption, with the implication that temporary shocks to income may not significantly affect household welfare. This is an important consumption smoothing mechanism for the peasant households in the rural areas of Uganda where financial institutions are absent.