Spend Differently
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Spend Differently
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Author : Tayon Mitchell
language : en
Publisher:
Release Date : 2020-11-11
Spend Differently written by Tayon Mitchell and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-11-11 with categories.
Are you sick and tired of being in the same financial situation year after year? Are you frustrated with trying to figure out your next move? If you answered "YES" to either of these questions, then you're going to love this book! Why? Because if you're like most Americans, you're either using debt to pay for most of your expenses, or you're saving what you can and then draining your savings in order to pay for your major expenses (car, home, vacations, etc.). But what if I could show you a better way? A way to spend differently and achieve a different result? That's exactly what you'll learn in this book! Unlike most personal finance books that talk about saving money and investing in the stock market, this book is not going to focus on those topics. Instead, our primary focus will be on your spending. But not in the traditional sense. You see, rather than focusing on what you should or should not spend your money on, this book will show you a different way to spend your money. A way where you can train your spending dollars to behave like investment dollars - and earn you money every step of the way! Are you ready to finally get ahead? Are you ready to take control of your finances and lift you and your family's financial future to the next level? If so, it's time to spend differently! --- Tayon Mitchell is the Founder and CEO of Engarde Financial Group, a financial services company that focuses on helping clients find the money they are unknowingly and unnecessarily losing. Over the past 8 years, Tayon has been empowering clients and audiences to take back control over their personal finances. He serves as a financial columnist for The Soul Pitt (Pittsburgh's Premier Award-Winning Minority Community Magazine), and his work has been featured on ABC, NBC, CBS, FOX, and affiliates across the nation. When Tayon is not working, he enjoys spending quality time with his wife and children.
The Minimalist Budget
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Author : Simeon Lindstrom
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2017-04-22
The Minimalist Budget written by Simeon Lindstrom and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-04-22 with categories.
In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!", you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. "Budget" - it's a meager little word, one that all too often comes after "tight". Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. "Budget" brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? "This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection." "This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized." "This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally." Grab your copy TODAY of this LIMITED EDITION boxed set!
Minimalist Budget
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Author : A. C. Drexel
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-03-07
Minimalist Budget written by A. C. Drexel and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-03-07 with categories.
Are you living paycheck to paycheck - with no savings to the side? How often do you get a headache thinking about money - and can't set even the simplest of budgets? Do you often feel like money is controlling you - instead of the other way around? In theory, budgeting is a simple task: You don't spend more than what you earn - especially not on things you don't really need. But in practice... ... things have a tendency to work a bit differently. Chances are, you end up mindlessly buying stuff - even though you know you'll feel guilty afterward. If that sounds like you, you're not alone - millions of adults struggle - and fail! - to tame their spending habits. Money is a tool you should use to improve your life - not make it worse. And that is where you may benefit from getting yourself a copy of Minimalist Budget: The Simple Approach to Saving and Spending! Here's what you will learn from this book: - Why having and sticking to a budget matters - learn how to create a sustainable budget for yourself & track every single dollar you spend! - The difference between fixed & flexible expenses - you get to determine what's the best way for you to save money on! - How to tell whether you really need or really want something - say goodbye to impulse spending & the instant gratification factor that puts you into debt! - Simple & effective ways to manage your budget - pick the one that suits you the best without feeling stressed out! - The rules & misconceptions of minimalism - or better yet, how to make minimalism work for you, not the other way around! - How to budget and spend like a true minimalist - and no, you won't have to give up on your most valuable possessions! - Become more responsible for the way you spend your money - you might not even be aware you have some bad spending habits! Here's a catch not many understand: Living on a budget doesn't mean you don't get to spend on anything. Living on a budget means you get to be smart about the way you spend your hard-earned money - so you add some real value to the things you own. Never again blow through your paycheck without even being aware of the money you've spent. Purchase Minimalist Budget: The Simple Approach to Saving and Spending today and get back in control over your finances!
What Are Saving And Spending
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Author : Barbara Gottfried Hollander
language : en
Publisher: Encyclopaedia Britannica
Release Date : 2016-07-15
What Are Saving And Spending written by Barbara Gottfried Hollander and has been published by Encyclopaedia Britannica this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-15 with Juvenile Nonfiction categories.
Saving and spending are building blocks of the economy. Readers will learn about various sources of income as well as concepts such as how saving a little at a time can eventually add up to a lot of money. This informational text explains ideas such as keeping track of expenses, financial goals, budgeting, and investing. Readers will learn about different types of savings plans, such as those for college and retirement. This resource also includes the ideas of donations and philanthropy.
How To Speak Money
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Author : Ali Velshi
language : en
Publisher: John Wiley & Sons
Release Date : 2011-11-08
How To Speak Money written by Ali Velshi and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-11-08 with Business & Economics categories.
Do you speak money? You should. It is the world’s most important language. It’s spoken everywhere. Speaking—or at least understanding—this language allows you to follow the real conversations in politics, business, and at work. Understanding money and speaking the language fluently is critical to preparing for a comfortable retirement, building a small business, planning for college and a career for your children. Everyone speaks it differently, with different dialects. Some are riskier than others. Some want to save their money; others want to see it grow. There is no one accent, but understanding the differences will make couples, business partners, and coworkers happier—and wealthier. Authors and CNN financial experts Ali Velshi and Christine Romans speak the global language of money and translate it every day for hundreds of thousands of viewers. And they are here to teach you, too. It’s easier to learn than you might think. Speaking money affects every area of your life. It’s more than simply your savings or the investments you may have. It involves the way you think about money, the way you teach your children about it, and the way you were taught about it yourself. It’s about the way you spend it, save it, invest it, use it, need it and want it. The book will: Shed light on the male and female spending and investing disparity Discuss emerging international economies Weigh the financial hurdle of student debt culminating in a successful job Explain how to budget wisely and build wealth Show how to plan appropriately for retirement How to Speak Money is an easy-to-read, practical book that helps readers become fluent in the world’s most universal language.
The No Spend Year
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Author : Michelle McGagh
language : en
Publisher: Coronet
Release Date : 2017-01-12
The No Spend Year written by Michelle McGagh and has been published by Coronet this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-01-12 with Finance, Personal categories.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whizz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Something needed to be done but rather than cut back here and there, Michelle's approach was more radical. She set herself a challenge to not spend anything for an entire year. She pays her bills and she has a minimal budget for her weekly groceries and household essentials but otherwise Michelle doesn't spend any money at all. She is finding creative ways to get the things she needs, to travel and to still be able to enjoy her time. Not only has she saved money but she is happier: no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible, unintimidating and often entertaining way and interspersed throughout are really brilliant personal finance tips and life hacks about interest, mortgages, savings , pensions and spending less to help you live a more financially secure life too.
Top Five Regrets Of The Dying
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Author : Bronnie Ware
language : en
Publisher: Hay House, Inc
Release Date : 2019-08-13
Top Five Regrets Of The Dying written by Bronnie Ware and has been published by Hay House, Inc this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-08-13 with Self-Help categories.
Revised edition of the best-selling memoir that has been read by over a million people worldwide with translations in 29 languages. After too many years of unfulfilling work, Bronnie Ware began searching for a job with heart. Despite having no formal qualifications or previous experience in the field, she found herself working in palliative care. During the time she spent tending to those who were dying, Bronnie's life was transformed. Later, she wrote an Internet blog post, outlining the most common regrets that the people she had cared for had expressed. The post gained so much momentum that it was viewed by more than three million readers worldwide in its first year. At the request of many, Bronnie subsequently wrote a book, The Top Five Regrets of the Dying, to share her story. Bronnie has had a colourful and diverse life. By applying the lessons of those nearing their death to her own life, she developed an understanding that it is possible for everyone, if we make the right choices, to die with peace of mind. In this revised edition of the best-selling memoir that has been read by over a million people worldwide, with translations in 29 languages, Bronnie expresses how significant these regrets are and how we can positively address these issues while we still have the time. The Top Five Regrets of the Dying gives hope for a better world. It is a courageous, life-changing book that will leave you feeling more compassionate and inspired to live the life you are truly here to live.
It S Not About The Money
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Author : Brent Kessel
language : en
Publisher: Harper Collins
Release Date : 2008-07-08
It S Not About The Money written by Brent Kessel and has been published by Harper Collins this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-07-08 with Business & Economics categories.
What do the latest financial thinking and ancient spiritual teachings reveal to us about financial freedom? Top financial advisor Brent Kessel insists financial success and security is "not about the money." Rather, it's about what's inside us—first understanding your emotional relationship to money, and only then taking action. It's Not About the Money expertly and compassionately guides you along the path to financial security and true peace of mind. Kessel, founder of two top wealth-management firms, has the inside scoop on the higher wisdom of personal finances, and he wants to share it with you. Through extensive experience as a financial advisor and spiritual seeker, Kessel has discovered that people need to understand their core financial story in order to make meaningful changes. Some of us are savers or caretakers, says Kessel, while others are pleasure seekers and spend like Hollywood stars; some people are idealists who place greater value on creativity or compassion than on financial security; some of us innocently believe our finances will work out without effort; and others obsess about building empires with lasting value. It's Not About the Money will help you identify your money type, providing information and resources as well as exercises and meditations to inspire a fresh approach to your relationship with money that will change your life.
Dating Differently
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Author : Christine Liska
language : en
Publisher: iUniverse
Release Date : 2006-09
Dating Differently written by Christine Liska and has been published by iUniverse this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-09 with Family & Relationships categories.
All women can be successful in love, once learning the skills. If you're a single woman who is frustrated with dating, the answer is Dating Differently! America's divorce rate is increasing, largely because of our present dating process. It has no guidelines, making it confusing and ineffective. Author and dating coach Christine Liska has used the results of her dating survey, along with thirty years of research and work with singles, to help her develop this unique set of principles. Now you have helpful guidelines for greater success. Create your personal Man Plan, Search Plan and Dating Action Plan. Learn how to progress through the five stages of dating. Understand how men think, using it to produce a win-win relationship. Pace your sex, since sex doesn't mean "All or nothing." Evaluate your date, saving time and emotions. Learn how to have all three types of love. Stop giving too much too soon, pacing your giving. Use suggested guidelines for greater success. You will find it much easier to find, meet, date and keep the man of your dreams! Make the change and start Dating Differently. "Dating Differently covers a wide range of dating issues and is overflowing with invaluable, life changing guidelines. I am recommending this book to all my single friends and clients." -Karen Card, Certified Mars/Venus Relationship Coach
The Millionaire Manual
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Author : Randle L. Alford
language : en
Publisher: AuthorHouse
Release Date : 2011-11-04
The Millionaire Manual written by Randle L. Alford and has been published by AuthorHouse this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-11-04 with Business & Economics categories.
This book presents a refreshingly new method for coaching the individual on accumulating one millon dollars or more in the public markets. This uniqueness takes several forms. The first of these is the strucuture of the book itself. It is divided into four components. These components are Tools, Parts, Assembly and Warranty. In other words, it is set up as an Owners Manual for the individual. By analogy to other Owners Manuals which we have all seen and attempted to read, the Tools are generally things that are not included with a new item that we purchase and are required to assemble. We must either already have them or purchase them before we can begin the assembly process. The Tools section of this book is completely unlike other investment books. A reader can gain more from reading this section of the book than from most full texts on the subject. The Parts and Assembly sections of the book are in reality the how to of making money in the market. Although admittedly of little value without the first section,these areas combine academic theories with practical experience. Art and science are merged with real life examples of how you can make your money work for you. As a reader goes through these pages, his or her mind is transformed into new modes of thought. It is as if a light comes on and it all begins to make sense. The delivery is powerful and enlightening. The book concludes with a warranty section. It is of little value to accumulate assets if you are going to lose them. Insights are given on protecting not only your investment portfolio but other assets as well. There are full chapters on how to protect the home and auto as well as methods of getting maximum income while reducing taxes. The other area of uniqueness is the detail regarding how an investor must react to bull and bear markets and why they must act in a certain way. Making millions in the market is as much about being able to refrain from certain innate problems that we all possess as investors and converting our natures and subconscious minds in a way that allows us to be successful. Of particular interest are the stories which relate to everything from astro-physics to world history in teaching the reader about the investment world. This moves a rather bland subject from the area of boredom to very interesting reading. A reader will want to read this book again and again and keep it where it can be referred back to. It will be one Owners Manual that will not be locked away in a drawer.
