The False Promise Of Social Security Privatization
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The False Promise Of Social Security Privatization
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Author : Jeffrey A. Miron
language : en
Publisher:
Release Date : 2009
The False Promise Of Social Security Privatization written by Jeffrey A. Miron and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with categories.
Social Security is the single largest transfer program in the world. In 1999, Social Security paid $334.4 billion in benefits to retired workers and their families and collected $396.4 billion in taxes. More than 151 million persons worked in jobs covered by Social Security and paid Social Security taxes, while more than 37.9 million received benefits. In 1998 more than 90 percent of elderly households received social security payments, and such payments provided more than half of total income for 64 percent of individuals aged 65 and older living alone. According to all observers, Social Security faces a long-term financial problem. Although the Social Security Trust Fund currently boasts a substantial balance and collects far more in taxes than it pays out in benefits, this situation will change over the next several decades as the Baby Boom generation hits retirement age. By 2015 Social Security will be paying more in benefits than it collects in taxes, and by 2039 the Trust Fund will be exhausted, given current benefit formulas and tax rates. Partially in response to this problem, but also to address other concerns about Social Security, a growing chorus of politicians, policy analysts, and economists advocates the full or partial privatization of Social Security. Among politicians, President George W. Bush has made partial privatization the center-piece of his solution to the Social Security crisis. Among economists, Harvard University's Martin Feldstein is the most visible advocate of this approach, but many others have endorsed some form of privatization. Similarly, policy analysts at conservative and libertarian think tanks also support privatization. Privatization means creating private, individual accounts in which Social Security participants would put some or all of the monies they would otherwise pay in Social Security taxes. One common argument in support of this approach is that, since stocks have historically paid a higher return than either the government bonds held in the Social Security Trust Fund or Social Security contributions themselves, allowing individuals to purchase stocks rather than paying taxes will improve Social Security's rate of return and thereby alleviate the impending crisis. In this paper we explain that privatization per se does nothing to alleviate Social Security's impending fiscal imbalance or improve Social Security's rate of return. Privatization might have desirable consequences - as well as negative ones - but for reasons independent of the alleged crisis. Our goal is not to advocate for or against privatization; we simply attempt to clarify what privatization can and cannot accomplish in hopes of focusing debate on the real issues.
Social Security Privatization
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Author :
language : en
Publisher:
Release Date : 2002
Social Security Privatization written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Social security categories.
Privatizing Social Security
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Author : Martin Feldstein
language : en
Publisher: University of Chicago Press
Release Date : 2008-04-15
Privatizing Social Security written by Martin Feldstein and has been published by University of Chicago Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-04-15 with Political Science categories.
This volume represents the most important work to date on one of the pressing policy issues of the moment: the privatization of social security. Although social security is facing enormous fiscal pressure in the face of an aging population, there has been relatively little published on the fundamentals of essential reform through privatization. Privatizing Social Security fills this void by studying the methods and problems involved in shifting from the current system to one based on mandatory saving in individual accounts. "Timely and important. . . . [Privatizing Social Security] presents a forceful case for a radical shift from the existing unfunded, pay-as-you-go single national program to a mandatory funded program with individual savings accounts. . . . An extensive analysis of how a privatized plan would work in the United States is supplemented with the experiences of five other countries that have privatized plans." —Library Journal "[A] high-powered collection of essays by top experts in the field."—Timothy Taylor, Public Interest
Challenges Of Aging On U S Families
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Author : Richard K Caputo
language : en
Publisher: Routledge
Release Date : 2012-11-12
Challenges Of Aging On U S Families written by Richard K Caputo and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-11-12 with Family & Relationships categories.
Examine the changing structure of the family as America’s population ages! As the United States’ economy evolves and manufacturing jobs disappear, the prospect of each generation experiencing a standard of living that exceeds that of their parents’ generation also disappears. Challenges of Aging on U.S. Families: Policy and Practice Implications explores this trend, presenting the latest original research on the changing roles of caregivers along with the economic and emotional effects on the family unit. Respected authorities discuss in detail long-term care and the standard of living of families, with a focus on the effects of changing family structures on families themselves and society at large. The coming boom in the population of the aging will impact families at several levels. Challenges of Aging on U.S. Families thoroughly examines the economic demands of aging on families, then focuses on different roles elderly family members are likely to play over the next several decades. Some of the issues explored include “skipped generation parenting” where children are raised in grandparent homes where neither parent is present, the impending economic impact of caregiving on families, the stress on families with fewer siblings to share the caregiving tasks, and the tendency for family members to live in different parts of the country and subsequently become unable to offer caregiver support. Detailed tables provide clarity of thought while comprehensive bibliographies offer further opportunity for study. Challenges of Aging on U.S. Families discusses: the economics of aging the implications of aging economics and emotional stress on the future of families the coming labor shortage of caregivers family-based intervention in residential long-term care shifting relationships between parents and their children caregivers self-esteem issues involving daughter caregivers paying family caregivers—as public policy a proposed policy of requiring adult children to care for their aging parents inheritance and intergenerational transmission of parental care the inherent psychological stress within skipped generation families Challenges of Aging on U.S. Families: Policy and Practice Implications is an eye-opening text for researchers, health professionals, social workers, counselors, caregivers, educators, and students.
Pension Strategies In Europe And The United States
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Author : Robert Fenge
language : en
Publisher: MIT Press
Release Date : 2008
Pension Strategies In Europe And The United States written by Robert Fenge and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Pension trusts categories.
Demographic realities will soon force developed countries to find ways to pay for longer retirements for more people. In Pension Strategies in Europe and the United States, leading economists analyze topical issues in pension policy, with a focus on raising the retirement age, increasing retirement savings, and the political sustainability of reforms that will accomplish these goals. After a substantive and wide-ranging introduction by the editors that weaves together the demographic and economic strands of the story, the chapters present cutting-edge research, offering both theoretical and empirical analyses. Contributors examine such topics as the reform of key structural features of existing pay-as-you-go (PAYG) pension systems, analyzing how benefits should vary with the age of retirement, labor supply elasticity after France's 1993 pension reform, and fiscal response to a demographic shock; the feasibility of PAYG reforms in the United States and the competition among state pension systems that results from labor mobility in Europe; and private, funded systems (increasingly perceived as necessary adjuncts to PAYG systems) in the UK, the US, and the Netherlands, and in terms of individual portfolio management. The editors conclude the volume with a study of recent German and UK reforms and their effects on personal savings.ContributorsTheodore C. Bergstrom, A. Lans Bovenberg, Antoine Bozio, Woojen Chung, Juan C. Conesa, Gabrielle Demange, Richard Disney, Carl Emmerson, Robert Fenge, Luisa Fuster, Carlos Garriga, Christian Gollier, John L. Hartman, Ayse Imrohoroglu, Selahattin Imrohoroglu, Thijs Knaap, Georges de Ménil, Pierre Pestieau, Eytan Sheshinski, Matthew WakefieldRobert Fenge is Senior Research Fellow at the Ifo Institute for Economic Research and Assistant Professor of Economics at the University of Munich. Georges de Ménil is Professor of Economics at École des Hautes Études en Sciences Sociales (EHESS), Paris. Pierre Pestieau is Professor of Economics at the University of Liège. Fenge and Pestieau are coauthors of Social Security and Early Retirement (MIT Press, 2005).
American Culture In The 1930s
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Author : David Eldridge
language : en
Publisher: Edinburgh University Press
Release Date : 2008-10-08
American Culture In The 1930s written by David Eldridge and has been published by Edinburgh University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-10-08 with Social Science categories.
This book provides an insightful overview of the major cultural forms of 1930s America: literature and drama, music and radio, film and photography, art and design, and a chapter on the role of the federal government in the development of the arts. The intellectual context of 1930s American culture is a strong feature, whilst case studies of influential texts and practitioners of the decade - from War of the Worlds to The Grapes of Wrath and from Edward Hopper to the Rockefeller Centre - help to explain the cultural impulses of radicalism, nationalism and escapism that characterize the United States in the 1930s.
Settling For Silver In The Golden Years
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Author : United States. Congress. Senate. Special Committee on Aging
language : en
Publisher:
Release Date : 2002
Settling For Silver In The Golden Years written by United States. Congress. Senate. Special Committee on Aging and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business & Economics categories.
Spousal Bereavement In Late Life
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Author : Deborah S. Carr, PhD
language : en
Publisher: Springer Publishing Company
Release Date : 2005-11-08
Spousal Bereavement In Late Life written by Deborah S. Carr, PhD and has been published by Springer Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-11-08 with Family & Relationships categories.
This volume provides insightful analysis and theoretical interpretation of factors that contribute to a range of adjustment patterns among bereaved persons in late life. It places the experience of widowhood in late life squarely within the context of contemporary society and explores a remarkable range of associated issues. The volume is destined to become a classic; it will set the standard for future empirical investigation of the experience of bereavement among older adults. For Further Information on the CLOC Study, Please Click on CLOC
The Alienation Of Fact
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Author : Kenneth J. Saltman
language : en
Publisher: MIT Press
Release Date : 2022-11-22
The Alienation Of Fact written by Kenneth J. Saltman and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-11-22 with Education categories.
An investigation of the role of educational privatization and technology in the crises of truth and agency. Today, conspiracy theories run rampant, attacks on facts have become commonplace, and systemic inequities are on the rise as individual and collective agency unravels. The Alienation of Fact explains the educational, technological, and ideological preconditions for these contemporary crises of truth and agency and explores the contradictions and competing visions for the future of education that lie at the center of the problem. Schools are increasingly reimagined as businesses, and high-stakes standardized testing and curricula, for-profit charter schools, and the rise of educational AI put capital and technology at the center of education. Yet even as our society demands measure, data, and facts, politicians and news outlets regularly make unfounded assertions. How should we make sense of the contradictions between the demand for radical data-driven empiricism and the flight from evidence, argument, or theoretical justification? In this critical investigation of the new digital directions of educational privatization—AI education, adaptive learning technology, biometrics, the quantification of play and social emotional learning—and the politics of the body, Saltman shows how the false certainty of bodies and numbers replaces deliberative and thoughtful agency in a time of increasing precarity. A distinctive contribution to scholarship on public school privatization and educational technology, politics, policy, pedagogy, and theory, The Alienation of Fact is a spirited call for democratic education that values creating a society of “thinking people” over capitalistic gains.
Social Security
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Author : John Attarian
language : en
Publisher: Routledge
Release Date : 2017-07-05
Social Security written by John Attarian and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-05 with Political Science categories.
One of today's most important national concerns is the projected bankruptcy of Social Security some time in the next few decades and its consequent inability to pay full benefits on time. Yet despite two decades of warnings about this, nothing is being done. The saying that Social Security is the third rail of American politics - touch it and you die - still holds true. In Social Security: False Consciousness and Crisis, John Attarian argues that the major cause of the current impasse is the misleading manner in which the program has been depicted to the public and the beliefs about Social Security which prevail as a result.