The Informal Sector And Microfinance Institutions In West Africa
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The Informal Sector And Microfinance Institutions In West Africa
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Author : Leila Webster
language : en
Publisher: Washington, D.C. : World Bank
Release Date : 1996
The Informal Sector And Microfinance Institutions In West Africa written by Leila Webster and has been published by Washington, D.C. : World Bank this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Banks and banking, Cooperative categories.
Microfinance In Africa
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Author : Mr.Rodolphe Blavy
language : en
Publisher: International Monetary Fund
Release Date : 2004-09-01
Microfinance In Africa written by Mr.Rodolphe Blavy and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-09-01 with Business & Economics categories.
Based on the experience of selected countries, this paper offers a critical presentation of the development of the microfinance sector in Africa. The paper supports the view that microfinance institutions, especially those engaged in full financial intermediation, complement effectively the banking sector in extending financial services and successfully draw on the rich experience of community-based development and preexisting informal methods of financial intermediation in Africa. Growing linkages between microfinance institutions and the banking system and the dissemination of good practices by nongovernment organizations contribute to the sound development of the sector, supported by regulation and supervision by local authorities.
Savings In Africa
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Author : Graham Wright
language : en
Publisher:
Release Date : 2002-01-01
Savings In Africa written by Graham Wright and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-01-01 with categories.
This book brings together a series of papers by leading microfinance practitioners and researchers to examine the need of poor people for savings exercises and how the lack of suitable savings programmes drives large-scale "drop-out" or "exit" of MFI clients. By examining how and why poor people currently save money - predominantly in the informal financial sector, the experts go on to make recommendations on how MFIs might offer savings services for poor people. This book is a timely attempt to bring together some of the "state of the art" research and thinking on this emerging issue for the microfinance industry. Chapters include: "Client Drop-outs from East African Microfinance Institutions," "Drop-outs from Ugandan Microfinance Institutions," Savings and the Poor: The methods, use and impact of savings by the poor of East Africa," "Use and Impact of Savings Services among the Poor in Uganda," "Savings Products and Service in the Informal Sector and Microfinance Institutions in West Africa: The Case of Mali and Benin," "Savings and Needs in East Africa: An Infinite Variety," and "A Critical Reivew of Savings Services in Africa and Elsewhere."
Le Secteur Informel Et Les Institutions De Microfinancement En Afrique De L Ouest
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Author : Leila M. Webster
language : fr
Publisher: World Bank Publications
Release Date : 1996
Le Secteur Informel Et Les Institutions De Microfinancement En Afrique De L Ouest written by Leila M. Webster and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Banks and banking, Cooperative categories.
Presents summaries of the tariff liberalization agreed at the Uruguay Round negotiations of the General Agreement on Tariffs and Trade. The tables provide measures of the reductions, bindings, and levels of most-favored-nation customs tariff rates. Table groupings show the tariff concessions that each country gave to and received from its trading partners.
The Informal Sector In Francophone Africa
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Author : Nancy Benjamin
language : en
Publisher: World Bank Publications
Release Date : 2012-06-18
The Informal Sector In Francophone Africa written by Nancy Benjamin and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-06-18 with Business & Economics categories.
Outline: Characteristics of informal businesses in West Africa -- Institutional, regulatory and socio-culturalenvironment -- Costs and benefits of informality: productivity, living standards, and tax revenue -- Main onclusions and recommendations -- Chapter 1. The informal sector in West Africa: definition -- Chapter 2. Data sources and methods -- Chapter 3. The informal sector in west Africa: overview of economic significance and welfare effects -- Chapter 4. Large informal firms in West Africa -- Chapter 5. Characteristics of the informal sector: findings from our surveys -- Chapter 6. The institutional environment of the informal sector in West Africa -- Chapter 7. Informality and productivity -- Chapter 8. Informal trading networks in West Africa: the Mourides of Senegal/Gambia and the Yoruba of Benin/Nigeria -- Chapter 9. Government policies, smuggling and the informal sector.
Informal Financial Circuits In West Africa
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Author : Sonia Hammam
language : en
Publisher:
Release Date : 1984
Informal Financial Circuits In West Africa written by Sonia Hammam and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with Cities and towns categories.
Microfinance In Africa
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Author : S. Rajagopalan
language : en
Publisher:
Release Date : 2009
Microfinance In Africa written by S. Rajagopalan and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Africa categories.
Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
Informal Finance And Formal Microfinance
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Author : Pierre-Germain UMUHIRE
language : en
Publisher: Presses universitaires de Louvain
Release Date : 2013-05-22
Informal Finance And Formal Microfinance written by Pierre-Germain UMUHIRE and has been published by Presses universitaires de Louvain this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-05-22 with Business & Economics categories.
This dissertation endeavours to shed light on the paradox of the persistence of informal finance in urban African markets despite the emergence of a vibrant microfinance sector. To do so, it analyses the rationale of the financial choices of the micro-entrepreneurs operating in the markets of Ouagadougou (Burkina Faso). In particular, a careful examination of the motives driving the combinative use of informal and formal microfinance is carried. In order to lay deep theoretical foundations to this analysis, this thesis develops a model describing the financial behaviour of the micro-entrepreneurs in the presence of hyperbolic preferences and social influences. The solution of this model shows, inter alia, that the financial choices are not solely driven by economic motivations but also by social motivations. This result is confirmed by empirical observations which show, among other things, that social relations play an important role in explaining the persistence of informal finance. Besides, it appeared also that the combinative use of informal finance and microfinance can be explained, on the one side, by the fact that the motives driving the demand for informal and for formal finance are not always the same and, on the other side, by the fact that these two types of financial mechanisms are more likely to be used as complements than as substitutes. Ultimately, this thesis unfolds a new perspective for apprehending the coexistence of informal and formal microfinance. Informal finance is no longer considered as a makeshift, but as an integral part of the financial landscape of the Sub-Saharan urban financial markets. Therefore, microfinance institutions and policy makers ought to adopt a more positive and pro-active attitude vis-à-vis informal finance.
The Impact Of Microfinance Institutions On The Informal Economy In Nigeria
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Author : Eze Simpson Osuagwu
language : en
Publisher:
Release Date : 2022
The Impact Of Microfinance Institutions On The Informal Economy In Nigeria written by Eze Simpson Osuagwu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022 with categories.
This paper investigates the impact of microfinance institutions on the informal sector of the Nigerian economy drawing from a cross-sectional data of 14,189 customers from two major microfinance clusters - the Self-Reliance Economic Advancement Programme (SEAP) and ASHA Microfinance Bank Limited with a combined membership of over 700,000 clients. The study applies a descriptive and ordinary least square (OLS) model to evaluate the statistical relationship of average monthly borrowing amount and explanatory variables of factors that could affect the ability of clients to seek support from the various microfinance institutions. Empirical evidence suggests that the amount of money borrowed by clients significantly affects the nature of business; gender of the entrepreneur, and monthly household income of entrepreneurs. The paper therefore concludes that microfinance institutions show a preference for lending to participants in the informal economy based on gender and the nature of business that the participants engage in but seeks a policy redirection for government to take steps to formalize the large stream of informal borrowers in order to improve domestic resource mobilization and actualize sustainable development of the Nigerian economy.
The Development Of The Informal Sector Through Micro Financial Institutions In Africa
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Author : Lidia T. Belay
language : en
Publisher:
Release Date : 2001
The Development Of The Informal Sector Through Micro Financial Institutions In Africa written by Lidia T. Belay and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Informal sector (Economics) categories.