The Personal Cost And Affordability Of Auto Insurance In Canada
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The Personal Cost And Affordability Of Auto Insurance In Canada
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Author : Neil Mohindra
language : en
Publisher:
Release Date : 2011
The Personal Cost And Affordability Of Auto Insurance In Canada written by Neil Mohindra and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Automobile insurance categories.
This study compares the average cost and affordability of personal passenger automobile insurance premiums in each of the 10 Canadian provinces from 2007 to 2009.
The Personal Cost And Affordablity Of Automobile Insurance In Canada
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Author :
language : en
Publisher: The Fraser Institute
Release Date :
The Personal Cost And Affordablity Of Automobile Insurance In Canada written by and has been published by The Fraser Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.
The Personal Cost And Affordability Of Automobile Insurance In Canada 2008 Edition
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Author : Brett J. Skinner
language : en
Publisher:
Release Date : 2008
The Personal Cost And Affordability Of Automobile Insurance In Canada 2008 Edition written by Brett J. Skinner and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Automobile insurance categories.
It is important to compare the cost of auto insurance among the provinces to verify the validity of published claims that provinces with government auto insurers produce lower premiums for drivers than provinces that rely on private sector compe- tition for the delivery of auto insurance (CAC, 2003). [...] In order to estimate and fairly compare the average cost of auto insurance in every province, this study applies (by estimation) the same data definitions that government regulators require from private sector insurers in six provinces to the published data of the government auto insurance monopolies in four provinces. [...] The main research question of this study is: Assuming that the actual number of annualized risk exposures per total provincial population in the provinces with government auto insurance monopolies is roughly proportional to the average of the provinces for which appropriate standardized comparable data is provided, what is the estimated average cost of auto insurance premiums in each province? [...] These in- clude the number of drivers insured under the policy, the risk profile of drivers insured under the policy, the number of vehicles insured under the policy, the type and quality of vehicles insured under the policy, the scope of the insurance benefits payable, the frequency of claims and collision rates, prices for auto repair or insured medical care, rates of auto theft and vandalism, a [...] All data on government insurers are taken directly from the annual re- ports of the government auto insurers themselves: in British Columbia this is the In- surance Corporation of British Columbia (ICBC); in Saskatchewan it is the Saskatchewan Government Insurance (SGI) Auto Fund; in Manitoba it is the Mani- toba Public Insurance (MPI); and in Quebec it is the Société de l'assurance automobile du.
The Personal Cost And Affordability Of Auto Insurance In Canada
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Author :
language : en
Publisher:
Release Date : 2011
The Personal Cost And Affordability Of Auto Insurance In Canada written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with categories.
This study compares the average cost and affordability of personal passenger automobile insurance premiums in each of the 10 Canadian provinces from 2007 to 2009.
The Personal Cost And Affordability Of Automobile Insurance In Canada
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Author : Neil Mohindra
language : en
Publisher:
Release Date : 2011
The Personal Cost And Affordability Of Automobile Insurance In Canada written by Neil Mohindra and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with categories.
Automobile Insurance Affordability Plan For Ontario Next Steps
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Author :
language : en
Publisher:
Release Date : 2003
Automobile Insurance Affordability Plan For Ontario Next Steps written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with categories.
Like most Canadian provinces, Ontario is experiencing rising auto insurance premiums. This paper shows what Ontario has already done to address auto insurance cost pressures; describes additional initiatives it is undertaking (including establishing competitive and affordable health care provider fees and reviewing the driving risk rules used by insurers); and seeks input on further potential actions (including tort reform and reviewing the threshold at which an injured person can sue for pain and suffering).
Final Report On Public Automobile Insurance In New Brunswick
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Author : New Brunswick. Legislative Assembly. Select Committee on Public Automobile Insurance
language : en
Publisher: [Fredericton, N.B. : Legislative Assembly], Select Committee on Public Automobile Insurance
Release Date : 2004
Final Report On Public Automobile Insurance In New Brunswick written by New Brunswick. Legislative Assembly. Select Committee on Public Automobile Insurance and has been published by [Fredericton, N.B. : Legislative Assembly], Select Committee on Public Automobile Insurance this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Automobile insurance categories.
Affordability In Auto Injury Insurance
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Author :
language : en
Publisher:
Release Date : 2016
Affordability In Auto Injury Insurance written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with Automobile insurance categories.
The Impact Of Regulation On The Availability And Profitability Of Auto Insurance In Canada
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Author : Mary Kelly
language : en
Publisher:
Release Date : 2014
The Impact Of Regulation On The Availability And Profitability Of Auto Insurance In Canada written by Mary Kelly and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with categories.
This article investigates the impact of automobile insurance regulation on the size of the involuntary insurance market as well as the level and volatility of auto insurance loss ratios in Canada. We find that rate reduction orders, product reform and a pricing “Grid” that establishes maximum premiums increase the size of the involuntary market, while prior approval does not have any significant effect. In addition, unlike U.S. studies, we find that prior approval does not significantly impact loss ratio volatility. Our models also incorporate the impact of macroeconomic variables that proxy for the underwriting cycle and investment returns. The results suggest that the insurance underwriting cycle and stock market returns appears to be as important in determining insurers' usage of the involuntary market as regulation. Taken together, our results suggests that regulatory interventions aimed at addressing affordability issues may have the unintended consequence of aggravating availability issues, and underlying market conditions may exacerbate this effect.
Handbook Of International Insurance
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Author : J. David Cummins
language : en
Publisher: Springer Science & Business Media
Release Date : 2007-12-23
Handbook Of International Insurance written by J. David Cummins and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-12-23 with Business & Economics categories.
Handbook of International Insurance: Between Global Dynamics and Local Contingencies analyzes key trends in the insurance industry in more than 15 important national insurance markets that represent over 90 percent of world insurance premiums. Well-known academics from Europe, the Americas and Asia examine their own national insurance markets, including the competitive structure, product and service innovations, and regulatory developments. The book provides academics and executives with an unprecedented range of information about today’s insurance markets. This book also provides important 'new' information on the evolution of the financial sector worldwide and comprehensive chapters on reinsurance, Lloyd’s of London, alternative risk transfer, South and East Asian insurance markets, and European insurance markets. Setting the stage is an overview chapter by the editors focusing on overall conclusions on globalization.