Understanding Mortgages And Home Equity Loans
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Understanding Mortgages And Home Equity Loans
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Author : Phyllis C. Kaufman
language : en
Publisher:
Release Date : 1988
Understanding Mortgages And Home Equity Loans written by Phyllis C. Kaufman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Home equity conversion categories.
The Home Equity Lending Industry
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Author : John C. Weicher
language : en
Publisher:
Release Date : 1997
The Home Equity Lending Industry written by John C. Weicher and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
The Home Equity Lending Industry is the first public policy analysis of a rapidly growing sector of the housing finance system. It describes the homeowners who - despite impaired credit - have refinanced their mortgages in increasing numbers, outlines the terms on which they have been able to obtain loans, and summarizes the experience of lenders and borrowers after the mortgages have been issued. The study draws on new data sources to illuminate a market that has been ignored or discussed only in anecdotes.
Mortgage Management For Dummies
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Author : Eric Tyson
language : en
Publisher: John Wiley & Sons
Release Date : 2017-06-12
Mortgage Management For Dummies written by Eric Tyson and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-06-12 with Business & Economics categories.
Quickly make sense of mortgages Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster—shortening your payment schedule and saving your hard-earned cash. Fine-tune your finances Qualify for a mortgage Secure the best loan Find your best lender Refinance your mortgage Pay down your loan quicker Must-knows about foreclosure Top mortgage no-nos
Mortgages For Dummies
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Author : Eric Tyson
language : en
Publisher: John Wiley & Sons
Release Date : 2008-11-17
Mortgages For Dummies written by Eric Tyson and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-11-17 with Business & Economics categories.
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
The Insider S Guide To Home Equity Borrowing
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Author : Pete Hitesman
language : en
Publisher: Relentless Press
Release Date : 2004-04
The Insider S Guide To Home Equity Borrowing written by Pete Hitesman and has been published by Relentless Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-04 with Business & Economics categories.
Understanding Mortgages And Home Equity Loans
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Author : Phyllis C. Kaufman
language : en
Publisher:
Release Date : 1988
Understanding Mortgages And Home Equity Loans written by Phyllis C. Kaufman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Home equity conversion categories.
The Everything Guide To Mortgages Book
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Author : Lisa Holton
language : en
Publisher: Simon and Schuster
Release Date : 2008-07-01
The Everything Guide To Mortgages Book written by Lisa Holton and has been published by Simon and Schuster this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-07-01 with Business & Economics categories.
Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside. Learn how to: Save for a down payment and prepare to borrow Understand credit reports and credit scores Deal with banks, mortgage brokers, and online lenders Refinance a mortgage The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home. Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.
Home Equity Loans And Private Mortgage Insurance
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Author : David P. Bernstein
language : en
Publisher:
Release Date : 2008
Home Equity Loans And Private Mortgage Insurance written by David P. Bernstein and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
This paper uses data from the 2001 and 2007 American Housing Surveys (AHS) and the 2004 Survey of Consumer Finances (SCF) to document and assess the impact of increased use of home equity lines and decreased private mortgage insurance (PMI) on mortgage markets. The data confirms that in the years leading up to the mortgage crisis home buyers and lenders have aggressively used piggyback loans to avoid taking out PMI on first mortgages. Multiple-mortgage financing packages as a percent of newly originated mortgages (mortgages originated within the previous five years) went from 14.8% in survey year 2001 to 21.5% in survey year 2007. The multiple-mortgage percentage for seasoned mortgages (mortgages originated more than five years prior to the origination date) also increased by a modest amount. Further comparisons reveal a large decrease in the proportion of mortgages with PMI with the largest decreases in PMI coverage occurring among newly originated multiple-lien packages. Data from the SCF was used to compare five financial characteristics (credit card debt, installment loans, consumer credit, home-owners equity, and liquid assets) for multiple-lien versus single-lien households. The comparisons suggest single-lien households tend to have slightly stronger financial variables than multiple-lien households. The data does not support the view that homeowners with multiple liens are less risky and should therefore be allowed to avoid PMI. The reduced use of PMI and the increased use of home equity loans increased mortgage holder risk in several different ways and was a contributing factor to the 2008 mortgage and financial crisis. This change in lending and borrowing behavior is not a subprime market problem.
Reverse Mortgages For Dummies
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Author : Sarah Glendon Lyons
language : en
Publisher: John Wiley & Sons
Release Date : 2011-01-11
Reverse Mortgages For Dummies written by Sarah Glendon Lyons and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-11 with Business & Economics categories.
For seniors who live on a fixed income, owning a home—and keeping it—can be financially challenging. Rather than face the choice of selling your home and moving or becoming a home-owning pauper, reverse mortgage products let seniors convert part of their equity into tax-free income that can be used for anything—even mortgage payments, living expenses, or medical costs. Reverse Mortgages For Dummies covers all the basics of reverse mortgage products so you and your adult children can understand and take full advantage of these handy loans—and keep the home you love. Covering a full range of reverse mortgage options and topics, you’ll discover how to: Decide if a reverse mortgage is right for you Shop for the best reverse mortgage products Find out if your home is eligible Find a counselor who can help you Written by Sarah Lyons, an Assistant Editor at Mortgage Originator magazine, and John Lucas, an experienced reverse mortgage specialist, Reverse Mortgages For Dummies explains these helpful loan products in simple, easy-to-understand language free of all the jargon. Once you understand how reverse mortgages differ from other loans—and what you could do with your reverse mortgage—the book covers the specifics you need to find the right loan for you, including: Special advice for adult children helping their senior parents secure a loan How to get a reverse mortgage and keep your second home legally Property requirements and financing fees Selecting among a multitude of lenders Spending and estimating leftover equity Sharing the decision-making process with family and loved ones If you’re a senior wondering whether a reverse mortgage can help you keep your home, this book gives you the information you need to make smart, informed decisions that are vital to you, and your family’s, security. Reverse Mortgages For Dummies will help you keep your home and live the life you want.
Consumer Problems With Home Equity Scams Second Mortgages And Homes Equity Lines Of Credit
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Author : Robert J. Hobbs
language : en
Publisher:
Release Date : 1989
Consumer Problems With Home Equity Scams Second Mortgages And Homes Equity Lines Of Credit written by Robert J. Hobbs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with Consumer protection categories.