What Are The Headwaters Of Formal Saving
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What Are The Headwaters Of Formal Savings
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Author : Michael Callen
language : en
Publisher:
Release Date : 2014
What Are The Headwaters Of Formal Savings written by Michael Callen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Economics categories.
When households increase their deposits in formal bank savings accounts, what is the source of the money? We combine high-frequency surveys with an experiment in which a Sri Lankan bank used mobile Point-of-Service (POS) terminals to collect deposits directly from households each week. In this context, the headwaters of formal savings are to be found in sacrificed leisure time: households work more, and work more on the wage market when savings options improve. These results suggest that the labor allocation channel is an important mechanism linking savings opportunities to income.
What Are The Headwaters Of Formal Saving
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Author :
language : en
Publisher:
Release Date : 2014
What Are The Headwaters Of Formal Saving written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with categories.
Handbook Of Microfinance Financial Inclusion And Development
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Author : Valentina Hartarska
language : en
Publisher: Edward Elgar Publishing
Release Date : 2023-02-14
Handbook Of Microfinance Financial Inclusion And Development written by Valentina Hartarska and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-02-14 with Business & Economics categories.
This timely Handbook collates a range of evidence from top scholars in the field to help readers understand who microfinance reaches, how it helps, and why clients come back. It offers updated views on important concepts that enable a broader framework for understanding poverty and the corresponding financial needs of poor households.
Escalation Management In International Crises
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Author : Jonathan Wilkenfeld
language : en
Publisher: Edward Elgar Publishing
Release Date : 2023-02-14
Escalation Management In International Crises written by Jonathan Wilkenfeld and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-02-14 with Political Science categories.
Based on cutting-edge research by an interdisciplinary team of academics and policy analysts, this insightful and timely book considers the role of great power competition in what has come to be known as gray zone conflict. Taking the 2022 Russian invasion of Ukraine as a backdrop for some of its critical evaluation, it also examines US and NATO approaches to the management of escalation in asymmetric conflicts, and proposes innovative tools for managing crises in the future.
Handbook Of Cultural Psychology Second Edition
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Author : Dov Cohen
language : en
Publisher: Guilford Publications
Release Date : 2019-02-27
Handbook Of Cultural Psychology Second Edition written by Dov Cohen and has been published by Guilford Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-02-27 with Medical categories.
Bringing together leading authorities, this definitive handbook provides a comprehensive review of the field of cultural psychology.
Save More Tomorrow
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Author : Shlomo Benartzi
language : en
Publisher: Penguin
Release Date : 2012-04-12
Save More Tomorrow written by Shlomo Benartzi and has been published by Penguin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-04-12 with Business & Economics categories.
One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
Returns To Capital In Microenterprises Evidence From A Field Experiment
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Author : Christopher Woodruff, David McKenzie, Suresh de Mel
language : en
Publisher: World Bank Publications
Release Date : 2007
Returns To Capital In Microenterprises Evidence From A Field Experiment written by Christopher Woodruff, David McKenzie, Suresh de Mel and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with categories.
Abstract: Small and informal firms account for a large share of employment in developing countries. The rapid expansion of microfinance services is based on the belief that these firms have productive investment opportunities and can enjoy high returns to capital if given the opportunity. However, measuring the return to capital is complicated by unobserved factors such as entrepreneurial ability and demand shocks, which are likely to be correlated with capital stock. The authors use a randomized experiment to overcome this problem and to measure the return to capital for the average microenterprise in their sample, regardless of whether they apply for credit. They accomplish this by providing cash and equipment grants to small firms in Sri Lanka, and measuring the increase in profits arising from this exogenous (positive) shock to capital stock. After controlling for possible spillover effects, the authors find the average real return to capital to be 5.7 percent a month, substantially higher than the market interest rate. They then examine the heterogeneity of treatment effects to explore whether missing credit markets or missing insurance markets are the most likely cause of the high returns. Returns are found to vary with entrepreneurial ability and with measures of other sources of cash within the household, but not to vary with risk aversion or uncertainty.
Flooding And Management Of Large Fluvial Lowlands
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Author : Paul F. Hudson
language : en
Publisher: Cambridge University Press
Release Date : 2021-11-25
Flooding And Management Of Large Fluvial Lowlands written by Paul F. Hudson and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-11-25 with Medical categories.
Examines interrelations between flood management, flooding, and environmental change, for advanced students, researchers, and practitioners.
River Dynamics
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Author : Bruce L. Rhoads
language : en
Publisher: Cambridge University Press
Release Date : 2020-04-29
River Dynamics written by Bruce L. Rhoads and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-04-29 with Science categories.
Rivers are important agents of change that shape the Earth's surface and evolve through time in response to fluctuations in climate and other environmental conditions. They are fundamental in landscape development, and essential for water supply, irrigation, and transportation. This book provides a comprehensive overview of the geomorphological processes that shape rivers and that produce change in the form of rivers. It explores how the dynamics of rivers are being affected by anthropogenic change, including climate change, dam construction, and modification of rivers for flood control and land drainage. It discusses how concern about environmental degradation of rivers has led to the emergence of management strategies to restore and naturalize these systems, and how river management techniques work best when coordinated with the natural dynamics of rivers. This textbook provides an excellent resource for students, researchers, and professionals in fluvial geomorphology, hydrology, river science, and environmental policy.
How The U S Cavalry Saved Our National Parks
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Author : H. Duane Hampton
language : en
Publisher:
Release Date : 1971
How The U S Cavalry Saved Our National Parks written by H. Duane Hampton and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1971 with History categories.