When I Was A Loan Shark
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When I Was A Loan Shark
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Author : , Zhenyinfang
language : en
Publisher: Funstory
Release Date : 2020-03-10
When I Was A Loan Shark written by , Zhenyinfang and has been published by Funstory this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-03-10 with Fiction categories.
The years I lent
When I Was A Loan Shark
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Author : , Zhenyinfang
language : en
Publisher: Funstory
Release Date : 2020-03-14
When I Was A Loan Shark written by , Zhenyinfang and has been published by Funstory this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-03-14 with Fiction categories.
The years I lent
When I Was A Loan Shark
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Author : , Zhenyinfang
language : en
Publisher: Funstory
Release Date : 2020-03-18
When I Was A Loan Shark written by , Zhenyinfang and has been published by Funstory this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-03-18 with Fiction categories.
The years I lent
Loan Sharks
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Author : Charles R. Geisst
language : en
Publisher: Brookings Institution Press
Release Date : 2017-04-04
Loan Sharks written by Charles R. Geisst and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-04-04 with Business & Economics categories.
Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Working For Debt
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Author : Simon Bittmann
language : en
Publisher: Columbia University Press
Release Date : 2024-08-06
Working For Debt written by Simon Bittmann and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-08-06 with Business & Economics categories.
In the early twentieth century, wage loans became a major source of cash for workers all over the United States. From Black washerwomen to white foremen, Illinois roomers to Georgia railroad men, workers turned to labor income as collateral for borrowing capital. Networks of companies started profiting from payday and property advances, exposing debtors to the grim prospects of garnishments of their wages and possessions in order to mitigate the risk of default. Progressive and later New Deal reformers sought to eradicate these practices, denouncing “loan sharks” and “financial slavery” as major threats to a new credit democracy. They proposed fair credit as a universal solution to move past industrial poverty and boost consumer freedom—but in doing so, reformers, lenders, and bankers limited credit access to the white middle-class constituencies seen as worthy of protection against extortion. Working for Debt explores how the fight against wage loans divided the American credit market along class, race, and gender lines. Simon Bittmann argues that the moral and political crusades of Progressive Era reformers helped create the exclusionary credit markets that favored white male breadwinners. The politics of credit expansion served to obscure the failures of U.S. capitalism, using the “loan shark” as a scapegoat for larger, deeper depredations. As credit became a core feature of U.S. capitalism, the association of legitimate borrowing with white middle-class households and the financial exclusion of others was entrenched. Blending economic sociology with business, labor, and social history, this book shows how social stratification shaped credit markets, with enduring consequences for class, race, and gender inequalities.
Seduced By The Loan Shark
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Author : Roxie Rivera
language : en
Publisher:
Release Date : 2016-03-28
Seduced By The Loan Shark written by Roxie Rivera and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-03-28 with categories.
Report Of The Loan Shark Crusade 1928 To The Attorney General
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Author : New York (State). Attorney General's Office. Committee of Experts on Loan Shark Problems
language : en
Publisher:
Release Date : 1928
Report Of The Loan Shark Crusade 1928 To The Attorney General written by New York (State). Attorney General's Office. Committee of Experts on Loan Shark Problems and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1928 with Loans categories.
Quick Cash
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Author : Robert Mayer
language : en
Publisher:
Release Date : 2010
Quick Cash written by Robert Mayer and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
In this intriguing and accessible book, Mayer presents the history of payday lending using the colorful (and sometimes criminal) city of Chicago as a case in point. With an eye to the future, Mayer also aptly assesses the consequences of high-interest lending - both for the people who borrow at such steep prices and for society as a whole.-publisher description.
Loan Sharks The Rise And Rise Of Payday Lending
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Author : Carl Packman
language : en
Publisher:
Release Date : 2014-08-03
Loan Sharks The Rise And Rise Of Payday Lending written by Carl Packman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-08-03 with Business & Economics categories.
Before the publication of the first edition of my book Loan Sharks I heard some very well meaning criticisms of my work, along the lines of the following: we realise that payday lending is bad but it is only a symptom, not a cause, of the economic crisis we find ourselves in today - therefore should we not focus our attention on taking down the whole system which has allowed this type of industry to proliferate? However we still need to account for why it is that predatory lenders have profited so much off the back of the financially vulnerable, and hold companies to account for their codes of conduct... Banks fall over themselves to lend to rich customers who promise large glittering deposits and low risks. They tempt them with sweet deals and low rates. The less well-off are treated very differently. Many at the bottom are denied credit from mainstream lenders, or forced to pay higher premiums. In the wake of the financial crisis, more of us are slipping into this category. We are compelled to find credit elsewhere. Payday loans are therefore on the rise.
The Loan Shark Problem Today
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Author :
language : en
Publisher:
Release Date : 1954
The Loan Shark Problem Today written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1954 with categories.