Why Do I Overspend
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Why Do I Overspend
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Author : Thomas Miller
language : en
Publisher: Independently Published
Release Date : 2023-03-04
Why Do I Overspend written by Thomas Miller and has been published by Independently Published this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-03-04 with categories.
Finding better habits that might help you stay focused and spend money with intention is a necessary part of achieving any financial goal. Although spending money isn't always a terrible thing, if you do it too often, it can have a negative impact on your finances. Instead, figuring out ways to conserve money could be exactly what you need to return to achieving your financial objectives. Finding ways to save money can be challenging, but it's not impossible. Here are some of the best ways to stop overspending and save instead.
Overcoming Overspending
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Author : Olivia Mellan
language : en
Publisher: Walker
Release Date : 1997-10-01
Overcoming Overspending written by Olivia Mellan and has been published by Walker this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997-10-01 with Business & Economics categories.
Do you or someone you love have trouble saying "No" when the urge to spend strikes? Are you always living on the edge financially because your intention to save money is never as strong as your compulsion to spend it? In Overcoming Overspending, acclaimed money therapist Olivia Mellan offers a dynamic, compassionate program that will help spenders understand why they overspend and how they can stop, and will empower their partners or family to provide the support so critical to this process. Mellan has been helping couples and individuals adjust their attitudes toward money for more than twenty years, and she presents here the positive exercises, dialogues, and other communication strategies that are the focus of her private practice and nationwide workshops: •self-assessment quizzes that pinpoint the deep-seated causes of overspending; •innovative exercises to help control the impulse to spend; •communication exercises and dialogues to help spenders and their partners heal a relationship distressed by money conflicts. In addition, Mellan provides real-life stories of individuals and couples facing and triumphing over harmful spending habits. If overspending is a central problem in your life, Overcoming Overspending is a win/win solution.
Financial Therapy
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Author : Bradley T. Klontz
language : en
Publisher: Springer
Release Date : 2014-09-10
Financial Therapy written by Bradley T. Klontz and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-09-10 with Psychology categories.
Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs ("money scripts") that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy.
The No Spend Year
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Author : Michelle McGagh
language : en
Publisher: Hachette UK
Release Date : 2017-01-12
The No Spend Year written by Michelle McGagh and has been published by Hachette UK this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-01-12 with Business & Economics categories.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
Stop Overspending
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Author : Bugra Bakan
language : en
Publisher:
Release Date : 2020-12
Stop Overspending written by Bugra Bakan and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-12 with Business & Economics categories.
Stop Overspending is a book about improving one's personal finances through better understanding the roadblocks to saving and investing, and introducing methods to overcome them. By introducing Integrated Wealth Theory, (TM) the author invites experts in seemingly different disciplines such as neurology, psychology, theology, philosophy, political science and finance, to a discussion on empowering the individual and providing the tools to take control of one's destiny by circumventing these roadblocks.
Mind Over Money
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Author : Brad Klontz
language : en
Publisher: Currency
Release Date : 2009-12-29
Mind Over Money written by Brad Klontz and has been published by Currency this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-12-29 with Business & Economics categories.
Do you overspend? Undersave? Keep secrets about money from a spouse or family member? Are you anxious about dealing with your finances? If so, you are not alone. Let's face it–just about all of have complicated, if not downright dysfunctional, relationships with money. As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money aren’t our fault. They don’t stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives. But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones. Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common “money disorders” - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more — and explain how we can learn to identify them, understand their root causes, and ultimately overcome them. So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life.
Born To Spend
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Author : Gloria Arenson
language : en
Publisher:
Release Date : 2000-09
Born To Spend written by Gloria Arenson and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-09 with Psychology categories.
Gloria Arenson, recognized expert in this field, explores the psychology of overspending and debting. She shows that the typical shopaholic abuses money the same way that alcoholics abuse alcohol and overeaters abuse food. Born To Spend provides a complete self-help program to stop spending sprees. Learn the Stop-Look-Listen plan to control compulsions to overspend. Get on the Fast Track and use Meridian Therapy (EFT) to eliminate the urge to splurge in minutes. Experience Mall Therapy. Discover your spending style: Rebel, Status Seeker, Indulger, Needy-Greedy Child, Dummy, Daredevil, Second Hand Rose, Cinderella, or Undeserving Poor.
The 21 Day Financial Fast
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Author : Michelle Singletary
language : en
Publisher: Zondervan
Release Date : 2014-01-07
The 21 Day Financial Fast written by Michelle Singletary and has been published by Zondervan this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-01-07 with Business & Economics categories.
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
Spent
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Author : Sally Palaian
language : en
Publisher: Simon and Schuster
Release Date : 2011-04-07
Spent written by Sally Palaian and has been published by Simon and Schuster this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-04-07 with Self-Help categories.
Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford. The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors. Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through: - easy-to-use assessment tools designed to pinpoint the severity of a problem - questionnaires that facilitate the exploration of the root causes of unhealthy financial behaviors - user-friendly exercises created to influence change from within Palaian's system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one's true value in life. Palaian has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.
Not Buying It
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Author : Brett Graff
language : en
Publisher: Seal Press
Release Date : 2016-03-29
Not Buying It written by Brett Graff and has been published by Seal Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-03-29 with Family & Relationships categories.
Most parents will do just about anything to secure happy lives and bright futures for their kids. Add in competition with other parents and near-constant pressure, their drive to give their kids the best of everything can backfire, setting back the child and the household finances. Brett Graff, "The Home Economist," exposes how overspending can harm children by setting back intellect and encouraging narcissism, depression and unhealthy or unsafe habits. By unearthing research on pricey baby gear, oversized houses, so-called "educational" toys and after-school lessons, expensive sports equipment and private coaching, even certain organic products and unregulated "natural" medicines—she even has eye-opening findings on private schools versus public schools—Graff proves that we can spend too much getting our kids ahead and wind up instead setting them back. Not Buying It proves that sound, rational decision-making about spending is far more beneficial for our kids than purchases made out of fear, pressure and confusion. With Graff's guidance, you'll confidently create the financial strategy that's best for your family, not the one pushed by marketers or practiced by your neighbors. Not Buying It is your blueprint for emotional and financial freedom, and the stability your children deserve.