A Credit Crunch A Case Study Of Finland In The Aftermath Of The Banking Crisis
DOWNLOAD
Download A Credit Crunch A Case Study Of Finland In The Aftermath Of The Banking Crisis PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get A Credit Crunch A Case Study Of Finland In The Aftermath Of The Banking Crisis book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
A Credit Crunch A Case Study Of Finland In The Aftermath Of The Banking Crisis
DOWNLOAD
Author : Ceyla Pazarbasioglu
language : en
Publisher: International Monetary Fund
Release Date : 1996-12-01
A Credit Crunch A Case Study Of Finland In The Aftermath Of The Banking Crisis written by Ceyla Pazarbasioglu and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-12-01 with Business & Economics categories.
This paper estimates a disequilibrium model of credit supply and demand to evaluate whether there was a credit crunch in Finland following the banking crisis of 1991-92. Empirical analysis suggests that the marked reduction in bank lending was mainly in reaction to a cyclical decline in credit demand, likely exacerbated by the high level of indebtedness of the borrowers. It also appears that banks became less willing to supply credit during periods associated with a deterioration in asset quality, and reduced profits due to declining regulatory protection from competition, and a need to increase capital adequacy levels.
The Finnish Banking Crisis And Its Handling
DOWNLOAD
Author : Peter Nyberg
language : en
Publisher:
Release Date : 1993
The Finnish Banking Crisis And Its Handling written by Peter Nyberg and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with categories.
Basel Capital Requirements And Credit Crunch In The Mena Region
DOWNLOAD
Author : Mr.Sami Ben Naceur
language : en
Publisher: International Monetary Fund
Release Date : 2013-07-03
Basel Capital Requirements And Credit Crunch In The Mena Region written by Mr.Sami Ben Naceur and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-07-03 with Business & Economics categories.
The 1988 Basel I Accord set the common requirements of bank capital to promote the soundness and stability of the international banking system. The agreement required banks to hold capital in proportion to their perceived credit risks, and this requirement may have caused a “credit crunch,” a significant reduction in the supply of credit. We investigate the direct link between the implementation of the Basel I Accord and lending activities, using a data set spanning annual observations covering 1989–2004 for banks in Egypt, Jordan, Lebanon, Morocco, and Tunisia. The results provide clear support for a significant increase in credit growth following the implementation of capital regulations, in general. Despite higher capital adequacy ratios, banks expanded credit and asset growth. Credit growth appears to be driven by demand fluctuations attributed to real growth, cost of borrowing, and exchange rate risk. Overall, the effects of macroeconomic variables, in contrast to capital adequacy, appear to be more dominant in determining credit growth, regardless of the capital adequacy ratio, and regardless of variation across banks by nationality, ownership, and listing.
Inside The Crisis
DOWNLOAD
Author : Ms.Enrica Detragiache
language : en
Publisher: International Monetary Fund
Release Date : 2000-08-01
Inside The Crisis written by Ms.Enrica Detragiache and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-08-01 with Business & Economics categories.
Using aggregate and bank level data for several countries, the paper studies what happens to the banking system in the aftermath of a banking crisis. Contemporary crises are not accompanied by declines in aggregate bank deposits, and credit does not fall relative to output, although the growth of both deposits and credit slows down substantially. Output recovery begins in the second year after the crisis and is not led by a resumption in credit growth. Banks, including the stronger ones, reallocate their asset portfolio away from loans.
Economia Fall 2004 Journal Of The Latin American And Caribbean Economic Association
DOWNLOAD
Author : Andres Velasco
language : en
Publisher: Brookings Institution Press
Release Date : 2005-01-01
Economia Fall 2004 Journal Of The Latin American And Caribbean Economic Association written by Andres Velasco and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-01-01 with Business & Economics categories.
This semiannual journal from the Latin American and Caribbean Economic Association (LACEA) provides a forum for influential economists and policymakers to share high-quality research directly applied to policy issues within and among those countries.Contents Include: The Impact of the Basel Accord on Bank Credit Growth: A Cross-Country Study Ralph Chami and Adolfo Barajas (IMF) and Thomas Cosimano (University of Notre DameDistributional Effects of Crises: The Financial Channel Marina Halac and Sergio L. Schmukler (World Bank)Growth and Adjustment in East Asia and Latin America José De Gregorio (Banco Central de Chile) and Jong-Wha Lee (Korea University) Labor Market Adjustment in Chile Kevin Cowan, Alejandro Micco, and Carmen Pages (IADB)A Menu of Minimum Wage Variables for Evaluating Wage and Employment Effects: Evidence from Brazil Sara Lemos (University of Leicester)
Oecd Economic Surveys Finland 1998
DOWNLOAD
Author : OECD
language : en
Publisher: OECD Publishing
Release Date : 1998-08-03
Oecd Economic Surveys Finland 1998 written by OECD and has been published by OECD Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998-08-03 with categories.
This 1998 edition of OECD's periodic review of Finland's economy examines recent economic developments, policies and prospects. It includes special features on structural policies and health care reform.
Domestic Resource Mobilization And Financial Development
DOWNLOAD
Author : G. Mavrotas
language : en
Publisher: Springer
Release Date : 2008-03-27
Domestic Resource Mobilization And Financial Development written by G. Mavrotas and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-03-27 with Business & Economics categories.
This book provides insights into the evolving debate regarding the mobilization of domestic resources and the crucial role that financial development can and should play in this regard, exploring aspects of the financial development–domestic resource mobilization nexus, including country case studies.
Imf Staff Papers
DOWNLOAD
Author : International Monetary Fund. Research Dept.
language : en
Publisher: International Monetary Fund
Release Date : 1997-01-01
Imf Staff Papers written by International Monetary Fund. Research Dept. and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997-01-01 with Business & Economics categories.
This paper argues that an important group of labor market policies are complementary in the sense that the effect of each policy is greater when implemented in conjunction with the other policies than in isolation. This may explain why the diverse, piecemeal labor market reforms in many European countries in recent years have had so little success in reducing unemployment. What is required instead is deeper labor market reforms across a broader range of complementary policies and institutions. To be politically feasible, these reforms must be combined with measures to address distributional issues.
The Nordic Banking Crisis
DOWNLOAD
Author : Mr.Burkhard Drees
language : en
Publisher: International Monetary Fund
Release Date : 1998-04-20
The Nordic Banking Crisis written by Mr.Burkhard Drees and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998-04-20 with Business & Economics categories.
This study examines the banking crises in Finland, Norway and Sweden, which took place in the early 1990s, and draws some policy conclusions from their experiences. One key conclusion is that factors in addition to business cycle effects explain the Nordic countries financial problems. Although the timing of the deregulation in all three countries coincided with a strongly expansionary macroeconomic momentum, the main reasons for the banking crises were the delayed policy responses, the structural characteristics of the financial systems, and the banks inadequate internal risk-management controls.
Financial Crisis Bank Behaviour And Credit Crunch
DOWNLOAD
Author : Stefania P. S. Rossi
language : en
Publisher:
Release Date : 2016
Financial Crisis Bank Behaviour And Credit Crunch written by Stefania P. S. Rossi and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with Banks and banking categories.
This book presents original contributions assessing the effects the 2008 financial crisis has had on bank behaviour, regulation and credit access. After describing some of the economic aspects behind the outbreak and later developments in the recent financial turmoil, it examines the strategic responses of banks, firms and institutions, at both the macro and micro level. In this regard, the book discusses the extent to which policies implemented by governments and monetary authorities encouraged opportunistic behaviour and produced distorted incentives and market failures. Subsequently, it presents various viewpoints on how changes in bank regulations influenced bank lending, bank risk and bank funding sources. Lastly, the book evaluates the impact of the financial crisis on the cost of funding and the shrinking credit supply, examining specific cases at the regional level in Italy.