A Dream Defaulted
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A Dream Defaulted
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Author : Jason N. Houle
language : en
Publisher: Harvard Education Press
Release Date : 2022-08-16
A Dream Defaulted written by Jason N. Houle and has been published by Harvard Education Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-08-16 with Education categories.
A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States. Jason N. Houle and Fenaba R. Addo offer a deft analysis of the growing financial crisis in education, examining its sources and its impacts. Based on more than five years of ongoing qualitative and quantitative research, this incisive work illustrates how the student loan system has not benefited all students equally. The authors tell the story of how first-generation college students, low-income students, and students of color are disadvantaged in two opposing phases of the process: debt accumulation and debt repayment. They further demonstrate that policies intended to mitigate financial burden and prevent default have failed to assist the people who most need help. Houle and Addo present these social and racial disparities within a broader context, tracing how centuries of institutionalized racism have contributed to social and economic inequities, perpetuating the racial wealth gap and leading to intergenerational inequality. Through interviews with borrowers, they illuminate the ways in which racial disparities affect who has college access, how and why people take on debt, and who has the ability to repay student loan debt after leaving college. Recognizing that the affordability crisis cannot be solved by higher education reform alone, Houle and Addo consider solutions. They argue that policy must extend beyond debt reduction and financial aid to address entrenched patterns of racial inequality and racial discrimination, both inside and outside institutions of higher education.
Origins Of The Dream
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Author : W. Jason Miller
language : en
Publisher: University Press of Florida
Release Date : 2015-02-03
Origins Of The Dream written by W. Jason Miller and has been published by University Press of Florida this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-02-03 with Literary Criticism categories.
Since Martin Luther King Jr.’s “I Have a Dream” speech, some scholars have privately suspected that King’s “dream” was connected to Langston Hughes’s poetry. Drawing on archival materials, including notes, correspondence, and marginalia, W. Jason Miller provides a completely original and compelling argument that Hughes’s influence on King’s rhetoric was, in fact, evident in more than just the one famous speech. King’s staff had been wiretapped by J. Edgar Hoover and suffered accusations of communist influence, so quoting or naming the leader of the Harlem Renaissance—who had his own reputation as a communist—would only have intensified the threats against the civil rights activist. Thus, the link was purposefully veiled through careful allusions in King’s orations. In Origins of the Dream, Miller lifts that veil and shows how Hughes’s revolutionary poetry became a measurable inflection in King’s voice. He contends that by employing Hughes’s metaphors in his speeches, King negotiated a political climate that sought to silence the poet’s subversive voice. By separating Hughes’s identity from his poems, King helped the nation unconsciously embrace the incendiary ideas behind his poetry.
Cohabitation And The Evolving Nature Of Intimate And Family Relationships
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Author : Sampson Lee Blair
language : en
Publisher: Emerald Group Publishing
Release Date : 2023-12-08
Cohabitation And The Evolving Nature Of Intimate And Family Relationships written by Sampson Lee Blair and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-12-08 with Family & Relationships categories.
Given the tremendous diversity in cohabiting couples, as well as the increasing prominence of this form of intimate relationships, this volume provides a more thorough comprehension of the structures, effects, and intimate practice of cohabitation around the world.
Degrees Of Risk
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Author : Blake R. Silver
language : en
Publisher: University of Chicago Press
Release Date : 2024-08-12
Degrees Of Risk written by Blake R. Silver and has been published by University of Chicago Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-08-12 with Education categories.
An ethnographic analysis of how insecurity is at the heart of contemporary higher education. Institutions of higher education are often described as “ivory towers,” places of privilege where students exist in a “campus bubble,” insulated from the trials of the outside world. These metaphors reveal a widespread belief that college provides young people with stability and keeps insecurity at bay. But for many students, that’s simply not the case. Degrees of Risk reveals how insecurity permeates every facet of college life for students at public universities. Sociologist Blake Silver dissects how these institutions play a direct role in perpetuating uncertainty, instability, individualism, and anxiety about the future. Silver examined interviews with more than one hundred students who described the risks that surrounded every decision: which major to choose, whether to take online classes, and how to find funding. He expertly identified the ways the college experience played out differently for students from different backgrounds. For students from financially secure families with knowledge of how college works, all the choices and flexibility of college felt like an adventure or a wealth of opportunities. But for many others, especially low-income, first-generation students, their personal and family circumstances meant that that flexibility felt like murkiness and precarity. In addition, he discovered that students managed insecurity in very different ways, intensifying inequality at the intersections of socioeconomic status, race, gender, and other sociodemographic dimensions. Drawing from these firsthand accounts, Degrees of Risk presents a model for a better university, one that fosters success and confidence for a diverse range of students.
Overcoming The Odds
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Author : Jennie E. Brand
language : en
Publisher: Russell Sage Foundation
Release Date : 2023-08-31
Overcoming The Odds written by Jennie E. Brand and has been published by Russell Sage Foundation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-08-31 with Education categories.
Each year, millions of high school students consider whether to continue their schooling and attend and complete college. Despite evidence showing that a college degree yields far-reaching benefits, critics of higher education increasingly argue that college “does not pay off” and some students - namely, disadvantaged prospective college goers - would be better served by forgoing higher education. But debates about the value of college often fail to carefully consider what is required to speak knowledgeably about the benefits –what a person’s life might look like had they not completed college, or their college counterfactual. In Overcoming the Odds sociologist Jennie E. Brand reveals the benefits of completing college by comparing life outcomes of college graduates with their college counterfactuals. Drawing on two cohorts of nationally representative data from the Bureau of Labor Statistics National Longitudinal Surveys program, Brand uses matching and machine learning methods to estimate the effects of college completion across students with varying likelihoods of completing four-year degrees. To illustrate her findings, Brand describes outcomes using matched vignettes of college and non-college graduates. Brand shows that four-year college completion enables graduates to increase wages and household income, while also circumventing unemployment, low-wage work, job instability, poverty, and social assistance. Completing college also increases civic engagement. Most of these benefits are larger for disadvantaged than for more advantaged students, rendering arguments that college has limited benefits for unlikely graduates as flawed. Brand concludes that greater long-term earnings, and less job instability and unemployment, and thus more tax revenue, less reliance on public assistance, and high levels of volunteering indicate that public investment in higher education for students from disadvantaged backgrounds yields far-reaching collective benefits. She asserts that it is better for our society when more people complete college. Overcoming the Odds is an innovative and enlightening exploration of how college can transform lives.
Supporting College Students Of Immigrant Origin
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Author : Blake R. Silver
language : en
Publisher: Cambridge University Press
Release Date : 2024-05-31
Supporting College Students Of Immigrant Origin written by Blake R. Silver and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-05-31 with Education categories.
Explores the higher educational journeys of students of immigrant origin, providing policy, practice, and research implications.
Default
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Author : Gregory Makoff
language : en
Publisher: Georgetown University Press
Release Date : 2024
Default written by Gregory Makoff and has been published by Georgetown University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024 with Business & Economics categories.
"This is the riveting tale of Argentina's sovereign debt drama, a complicated story that unfolds over 15 years and involves a host of characters, institutions, and issues. The country defaulted on its debt in 2001, restructured it in 2005, and was in court for the ensuing decade. The debt restructuring and the lawsuits that followed have had an outsized impact on sovereign debt law, sovereign debt markets, and sovereign debt policy: Argentina's pending default triggered an intense fight in Washington over the role of the IMF in sovereign debt restructurings; Argentina's default and its losses in court triggered the adoption (and enhancement) of a quasi-bankruptcy feature in sovereign bonds called Collective Action Clauses; the Argentina bond cases generated numerous opinions from the courts relating to what creditors can and can't do to try to collect from a country in defau
The Ride Of Your Life
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Author : Mike Howerton
language : en
Publisher: Baker Books
Release Date : 2014-08-12
The Ride Of Your Life written by Mike Howerton and has been published by Baker Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-08-12 with Religion categories.
We can all remember the first time we learned to ride a bike. That terrible thrill when we first realized Dad had let go of the seat and we were on our own. That first crash and the skinned knees. The life of a Christian is a lot like that. We want to experience the freedom we're promised, so we take a risk, a leap of faith--and sometimes we fall. But just like Dad running alongside of us, God is always there, equipping us, encouraging us, and comforting us. Through the powerful analogy of teaching his son to ride a bike, Mike Howerton lays out five essential life lessons that will help readers recapture a childlike faith and embrace a passionate, adventurous life full of possibilities and promise.
Preserving The American Dream
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
language : en
Publisher:
Release Date : 2009
Preserving The American Dream written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Financial services industry categories.
American Dream Deferred
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Author : Frederick W. Gooding
language : en
Publisher: University of Pittsburgh Press
Release Date : 2018-12-04
American Dream Deferred written by Frederick W. Gooding and has been published by University of Pittsburgh Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-12-04 with History categories.
As the largest employer of one of the world’s leading economic and geo-political superpowers, the history of the federal government’s workforce is a rich and essential tool for understanding how the “Great Experiment” truly works. The literal face of federal policy, federal employees enjoy a history as rich as the country itself, while reflecting the country’s evolution towards true democracy within a public space. Nowhere is this progression towards democracy more apparent than with its internal race relations. While World War II was a boon to black workers, little is known about the nuanced, ongoing struggles for dignity and respect that black workers endured while working these “good, government jobs.” American Dream Deferredchallenges postwar narratives of government largess for African Americans by illuminating the neglected stories of these unknown black workers.