A Proposed Agricultural Credit Program For Nigeria
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A Proposed Agricultural Credit Program For Nigeria
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Author : Ohio State University. Agricultural Finance Center
language : en
Publisher:
Release Date : 1966
A Proposed Agricultural Credit Program For Nigeria written by Ohio State University. Agricultural Finance Center and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1966 with Agricultural credit categories.
A Proposed Agricultural Credit Program For Nigeria
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Author :
language : en
Publisher:
Release Date : 1966
A Proposed Agricultural Credit Program For Nigeria written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1966 with Agricultural credit categories.
The Development Of An Agricultural Credit Program In Western Nigeria
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Author : Samuel W. Kerr
language : en
Publisher:
Release Date : 1962
The Development Of An Agricultural Credit Program In Western Nigeria written by Samuel W. Kerr and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1962 with Agricultural credit categories.
Report Of The National Agricultural Study Team Macro Economic Analysis And Recommendations
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Author : Nigeria. National Agricultural Credit Study Team
language : en
Publisher:
Release Date : 1986
Report Of The National Agricultural Study Team Macro Economic Analysis And Recommendations written by Nigeria. National Agricultural Credit Study Team and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with Agricultural credit categories.
Report Of The Agricultural Credit Committee And Government Statement
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Author : Western Nigeria (Nigeria). Agricultural Credit Committee
language : en
Publisher:
Release Date : 1963
Report Of The Agricultural Credit Committee And Government Statement written by Western Nigeria (Nigeria). Agricultural Credit Committee and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1963 with Agricultural credit categories.
Presenting A Plan For An Agricultural Credit Service For Eastern Nigeria
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Author : John R. McClung
language : en
Publisher:
Release Date : 1962
Presenting A Plan For An Agricultural Credit Service For Eastern Nigeria written by John R. McClung and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1962 with Agricultural credit categories.
A Situation Report Of Agricultural Credit In Nigeria
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Author : Harold Bauman
language : en
Publisher:
Release Date : 1966
A Situation Report Of Agricultural Credit In Nigeria written by Harold Bauman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1966 with Agricultural credit categories.
Financing Agricultural Development In Nigeria
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Author : C. Adeniyi Osuntogun
language : en
Publisher:
Release Date : 1986
Financing Agricultural Development In Nigeria written by C. Adeniyi Osuntogun and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with Agricultural credit categories.
Credit Constraints And Agricultural Technology Adoption Evidence From Nigeria
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Author : Balana, Bedru
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2020-08-19
Credit Constraints And Agricultural Technology Adoption Evidence From Nigeria written by Balana, Bedru and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-08-19 with Political Science categories.
The agricultural sector in Nigeria is characterized by low productivity that is driven by low use of modern agricultural technologies, such as improved seed, chemical fertilizer, agrochemicals, and agricultural machinery. Poor access to credit is claimed to be one of the key barriers to adoption of these technologies. This study examines the nature of credit constraints among smallholder farmers – whether smallholders are credit constrained or not and the extent to which credit constraints emanate from supply-side or demand-side factors. Using multinomial probit and seeming unrelated simultaneous equations econometric models with data from the 2018/19 Living Standards Measurement Study-Integrated Surveys on Agriculture (LSMS-ISA) for Nigeria, the study investigates the factors affecting credit access and the effects of these credit constraints on adoption of four agricultural technologies – inorganic fertilizer, improved seed, agrochemicals, and mechanization. The results show that about 27 percent of survey households were found to be credit constrained – 12.8 percent due to supply-side factors and 14.2 percent due to demand-side factors. Lack of access to information and communication technology, extension services, and insurance coverage are the major demand-side factors negatively affecting smallholder’s access to credit. Registered land tiles and livestock ownership enhance credit access. Credit constraints manifests themselves differentially on the adoption of different agricultural technologies. While adoption of inorganic fertilizer and improved seed are significantly affected by credit constraints from both the supply and the demand-sides; use of agricultural machinery is affected only by demand-side factors, while use of agrochemicals is not affected from either supply or demand-side credit factors. From a policy perspective, our findings indicate that improving credit access via supply-side interventions alone may not necessarily boost use of modern agricultural technologies by smallholder farmers in Nigeria. Demand-side factors, such as access to information, extension services, and insurance cover, should equally be addressed to mitigate the credit constraints faced by smallholders and increase their adoption of modern agricultural technologies and improve their productivity.
Do Credit Constraints Affect Agricultural Technology Adoption Evidence From Nigeria
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Author : Balana, Bedru
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2020-09-08
Do Credit Constraints Affect Agricultural Technology Adoption Evidence From Nigeria written by Balana, Bedru and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-09-08 with Political Science categories.
The agricultural sector in Nigeria is characterized by low productivity that is driven in part by low use of modern agricultural technologies. Poor access to credit is seen by many observers to be one of the key barriers to adoption of these technologies. Literature suggests that credit constraints impede individuals from investing in productivity enhancing agricultural technologies and, thus, poor farmers are unable to engage in high-return agricultural activities. Much policy discourse and research literature associates agricultural credit constraints with supply-side factors, such as farmers not having access to credit sources or high costs of borrowing, and, thus, recommend that such supply-side constraints be addressed to improve smallholders’ access to credit. However, demand-side factors, such as borrower’s risk-averse behavior, financial illiteracy, collateral requirements, or perceived high transactions costs, can also play important roles in credit-rationing for smallholder farmers.