Access To Formal And Quasi Formal Credit By Smallholder Farmers And Artisanal Fishermen
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Access To Formal And Quasi Formal Credit By Smallholder Farmers And Artisanal Fishermen
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Author : Khalid Mohamed
language : en
Publisher:
Release Date : 2003
Access To Formal And Quasi Formal Credit By Smallholder Farmers And Artisanal Fishermen written by Khalid Mohamed and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Credit categories.
Access To Formal Financial Credit Services By Smallholder Rural Farmers
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Author : Ramzy Magambo
language : en
Publisher:
Release Date : 2018-03-24
Access To Formal Financial Credit Services By Smallholder Rural Farmers written by Ramzy Magambo and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-03-24 with categories.
Researching Poverty In Tanzania
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Author :
language : en
Publisher:
Release Date : 2005
Researching Poverty In Tanzania written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Social Science categories.
Microfinance In Asia
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Author : Gan Christopher
language : en
Publisher: World Scientific
Release Date : 2017-03-27
Microfinance In Asia written by Gan Christopher and has been published by World Scientific this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-03-27 with Business & Economics categories.
Lack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.
New Growth And Poverty Alleviation Strategies For Africa
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Author : Karl Wohlmuth
language : en
Publisher: LIT Verlag Münster
Release Date : 2009
New Growth And Poverty Alleviation Strategies For Africa written by Karl Wohlmuth and has been published by LIT Verlag Münster this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Africa, Sub-Saharan categories.
This Volume XIV analyses the New Growth and Poverty Alleviation Strategies for Africa. Institutional issues and perspectives in designing new growth and poverty alleviation strategies are considered in various case studies (Cote d'Ivoire, Nigeria, Botswana and Tanzania). Other studies deal with institutional problems of resource-rich countries after conflict (Sudan), and with the institutions to enhance environmental protection parallel with economic growth and poverty reduction (Niger). Further studies deal with institutions to bridge the gap between formal and informal entrepreneurial sectors in Kenya and Tanzania. Local issues and perspectives for designing new growth and poverty alleviation strategies are considered in case studies on rural-urban development gaps in Tanzania, and on microfinance as an instrument for new growth and poverty alleviation strategies (Tanzania and Eritrea). A study on small farmers in Ghana provides information on the role they can play in value chains. Two studies on Nigeria highlight the local and the sub-regional health and poverty alleviation programmes and the relation to growth. Book Reviews and Book Notes on the theme are part of the volume. This Volume builds the foundation for a comprehensive strategy of policy reforms in Africa so as to integrate new growth and poverty alleviation strategies. Complementary to Volume XIV is Volume XIII on New Growth and Poverty Alleviation Strategies for Africa - International and Regional Perspectives. Both Volumes are of importance for all those who work in African countries as officials, executives, managers, researchers, and policy-makers, but also for all those who actively support Africa's development concerns at the international, regional, country, local and project levels. They will experience this Volume XIV and also the complementary Volume XIII as indispensable sources of insight, reference and inspiration.
Smallholder Finance In The Palm Oil Sector
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Author : Sahara
language : en
Publisher: CIFOR
Release Date : 2017-09-07
Smallholder Finance In The Palm Oil Sector written by Sahara and has been published by CIFOR this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-09-07 with categories.
Key messages Smallholder farmers require significant financing to establish, maintain and replant their oil palm plantations, in order to both increase productivity and improve the quality of the fresh fruit bunches (FFB) produced.Smallholders are also limited in their capacity to self-finance their plantation operations.There is a significant gap, both in terms of amount and accessibility, between the demand smallholders in the palm oil sector make for credit and the supply of that credit by banks and financial institutions.The majority of credit approved for smallholders can only be used for working capital and cannot cover the costs of replanting or accommodate the timeframe required for it.A credit maturity gap also exists in the majority of financing schemes, with loan repayment schedules beginning immediately after fund disbursement. Few financing schemes consider oil palm farmers' initial wait for a harvest, and thus provide loans with a grace period adapted to these timescales.Risk sharing gaps are visible when farmers repay their loans, as any variation or volatility in production costs and palm oil prices is borne by producers.Legal gaps are also evident, with many smallholders not holding proper documentation, which prevents them for using their land as collateral to access credit from banks.These gaps reduce the possibility of smallholders accessing formal credit, which in turn drives an informal local lending market with higher interest rates.In order to improve formal credit access for smallholder oil palm farmers, the different gaps (i.e. maturity, risk and legal) must be addressed.
An Analysis Of Farmers Access To Formal Credit In The Rural Areas Of Nigeria
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Author : Saifullahi Sani Ibrahim
language : en
Publisher:
Release Date : 2013-09
An Analysis Of Farmers Access To Formal Credit In The Rural Areas Of Nigeria written by Saifullahi Sani Ibrahim and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-09 with categories.
Scholarly Research Paper from the year 2011 in the subject Economics - Other, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, comment: Saifullahi Sani Ibrahim: Isa Kaita College of Education, Dutsin-ma, abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers' accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers' access to formal credit, while age and sex have insignificant positive influence on the farmers' access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers' access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.
Determinants Of Access To Formal Credit To Small Holder Farmers
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Author : Mebrat Wubante
language : en
Publisher:
Release Date : 2016-08-27
Determinants Of Access To Formal Credit To Small Holder Farmers written by Mebrat Wubante and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-27 with categories.
Smallholder Farmers Access To Formal Credit
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Author : Sisay Yehuala
language : en
Publisher:
Release Date : 2010-01
Smallholder Farmers Access To Formal Credit written by Sisay Yehuala and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01 with Credit categories.
Assessing The Relative Poverty Of Clients And Non Clients Of Non Bank Micro Finance Institutions In Tanzania
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Author : Hugh K. Fraser
language : en
Publisher:
Release Date : 2004
Assessing The Relative Poverty Of Clients And Non Clients Of Non Bank Micro Finance Institutions In Tanzania written by Hugh K. Fraser and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Social Science categories.