An Inside View Of Latin American Microfinance
DOWNLOAD
Download An Inside View Of Latin American Microfinance PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get An Inside View Of Latin American Microfinance book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
An Inside View Of Latin American Microfinance
DOWNLOAD
Author : Marguerite Berger
language : en
Publisher: IDB
Release Date : 2006
An Inside View Of Latin American Microfinance written by Marguerite Berger and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Business & Economics categories.
The book describes the evolving Latin American microfinance model. In a region of great inequality and economic instability, microfinance is a capitalist paradox.
Microfinance In Latin America
DOWNLOAD
Author : Lion Hirth
language : de
Publisher:
Release Date : 2007
Microfinance In Latin America written by Lion Hirth and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with categories.
Seminar paper from the year 2006 in the subject Economics - Finance, grade: 1,0, University of Massachusetts - Amherst (Department of Economics), course: Wirtschaftliche Entwicklung - Economic Development, 31 entries in the bibliography, language: English, abstract: Rewarding the Nobel Peace Prize to Muhammad Yunus, the committee acknowledged that microfinance is the latest fashion of both development policy and development economics, some call it even a "popular mass movement" (Woller et al. 1998). Indeed, the development over the last 30 years is impressive: Today, more than 100 million poor have access to small loans. While the formal financial sector perceived financial services to the poor "unimportant for the economy, unprofitable for financial institutions, and unnecessary for the poor", modern microfinance institutions (MFIs) have proven that high recovery rates do not depend mainly on circumstances and the characteristics of the borrower, but on the design of the credit program: "repayment depends fundamentally on factors within the control of the lending institutions" (Robinson 2001). This paper gives a short overview about the roots of modern microfinance and its global history. Some central theoretical aspects of financial markets are discussed and the main innovations of modern microfinance are presented. Focusing on Latin America, the paper shows that microfinance is booming on the continent. While Village Banks, focused on the poor, are still growing, a larger trend goes towards commercialization, including the entrance of established banks to the market. It seems quite clear that these banks reach even less of the poorest than not for profit NGOs do. More disturbing, there is little empirical evidence that microfinance can help many poor people in Latin America. The role of microfinance in the overall development progress is small at best.
New Approaches To Microfinance Client Assessment In Latin America
DOWNLOAD
Author : Carter Garber
language : en
Publisher:
Release Date : 2003
New Approaches To Microfinance Client Assessment In Latin America written by Carter Garber and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Microfinance categories.
Examines the recent progress of Latin American microfinance institutions (MFIs) in assessing their effects upon clients.
El Norte Or Bust
DOWNLOAD
Author : David Stoll
language : en
Publisher: Rowman & Littlefield Publishers
Release Date : 2012-12-13
El Norte Or Bust written by David Stoll and has been published by Rowman & Littlefield Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-13 with Social Science categories.
Debt is the hidden engine driving undocumented migration to the United States. So argues David Stoll in this powerful chronicle of migrants, moneylenders, and swindlers in the Guatemalan highlands, one of the locales that, collectively, are sending millions of Latin Americans north in search of higher wages. As an anthropologist, Stoll has witnessed the Ixil Mayas of Nebaj grow in numbers, run out of land, and struggle to find employment. Aid agencies have provided microcredits to turn the Nebajenses into entrepreneurs, but credit alone cannot boost productivity in crowded mountain valleys, which is why many recipients have invested the loans in smuggling themselves to the United States. Back home, their remittances have inflated the price of land so high that only migrants can afford to buy it. Thus, more Nebajenses have felt obliged to borrow the large sums needed to go north. So many have done so that, even before the Great Recession hit the U.S. in 2008, many were unable to find enough work to pay back their loans, triggering a financial crash back home. Now migrants and their families are losing the land and homes they have pledged as collateral. Chain migration, moneylending, and large families, Stoll proposes, have turned into pyramid schemes in which the poor transfer risk and loss to their near and dear.
Access To Justice In Microfinance
DOWNLOAD
Author : Yasmin Olteanu
language : en
Publisher: Springer
Release Date : 2018-07-28
Access To Justice In Microfinance written by Yasmin Olteanu and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-07-28 with Business & Economics categories.
This book analyzes the whole path to justice: from the decision to enter the path to justice until justice is achieved and applies a mixed-methods approach using quantitative and qualitative data. It deliberately takes the consumer’s perspective and, beyond the scope of existing studies, does not only take into account the existence of mechanisms and forums to claim justice, but their appropriateness for vulnerable target groups. The book sheds more light on microfinance and other vulnerable clients who, due to existing barriers, cannot access grievance, redress or complaint mechanisms. Eliminating these access barriers would cater to the achievement of the 16th Sustainable Development Goal by increasing vulnerable consumers’ Access to Justice. This book will be of interest to academics researching access to justice, researchers focusing on consumer protection issues in developing countries, and practitioners working in financial inclusion.
Financial Inclusion
DOWNLOAD
Author : Ms.Era Dabla-Norris
language : en
Publisher: International Monetary Fund
Release Date : 2015-09-28
Financial Inclusion written by Ms.Era Dabla-Norris and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-09-28 with Business & Economics categories.
Countries in Latin America and the Caribbean (LAC) have made important strides in promoting financial inclusion of firms and households. However, while the region is broadly at par with its peers on financial inclusion of firms, household inclusion lags behind. Nonetheless, there is substantial heterogeneity across LAC countries. Reducing borrowing costs and strengthening further the regulatory environment, while taking steps to protect efficiency and stability of the financial system, could help close financial inclusion gaps. Reducing financial participation and monitoring costs and relaxing collateral constraints will help spur growth and reduce inequality though trade-offs are likely, as illustrated in the case of Guatemala, El Salvador, and Peru.
Establishing An Effective Interest Rate In Latin America S Microfinance Sector
DOWNLOAD
Author : Dylan Kevin Frawley
language : en
Publisher:
Release Date : 2019
Establishing An Effective Interest Rate In Latin America S Microfinance Sector written by Dylan Kevin Frawley and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with Banks and banking categories.
Microfinance is defined as small scale loans designed for less fortunate citizens. Ever since its creation, an economic development tactic that was hoped to greatly benefit developing economies, has been under much scrutiny. Why is this supposed poverty alleviating lending tool under such scrutiny? Well a quick outlook on Compartamos Banco profit statistics along with knowing that their loan default rate is near one percent is a good place to start. Latin America has taken Yunus's social welfare Microfinance model and turned it into a profit generating giant with an interest income of 74.7% in the Mexican Microfinance sector. Although profits are good for some, they usually come at a cost for others. The others in this case have been the public Microfinance institutions in Mexico. Compartamos has dominated the Microfinance competition in Mexico and been able to charge interest rates of up to 120%. Due to this competitive advantage, other Microfinance institutions have been forced to adopt this dangerously high microcredit lending rate. Unlike the country of Peru, Mexico's Microfinance institutions have stood out for their high profit business models. In Peru, the country has been able to establish a complétive microcredit rate that changes with the relative price of good in the market. The competitive rate has allowed for balanced competition along with a national commitment to Microfinance. Commercial banks have started to purchase Microfinance institutions in the country of Peru and this has had a large impact on the success of the sector. With the backing of a large corporate structure, Microfinance institutions have had the ability to expand operations to the rural sector of the economy which has a high demand for microcredit. Peru's has been the pioneer for Microfinance in Latin America and Mexico should learn from their success story.
Commercialization Of Microfinance
DOWNLOAD
Author : Stephanie Charitonenko
language : en
Publisher:
Release Date : 2003
Commercialization Of Microfinance written by Stephanie Charitonenko and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Financial institutions categories.
This study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia. This report: analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry; explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis; recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.
Access For All
DOWNLOAD
Author : Brigit Helms
language : en
Publisher: World Bank Publications
Release Date : 2006
Access For All written by Brigit Helms and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Business & Economics categories.
Microfinance has proven to be an effective tool for reducing poverty and helping poor people to improve their lives.
Business Development Opportunities And Market Entry Challenges In Latin America
DOWNLOAD
Author : Garita, Mauricio
language : en
Publisher: IGI Global
Release Date : 2015-09-30
Business Development Opportunities And Market Entry Challenges In Latin America written by Garita, Mauricio and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-09-30 with Business & Economics categories.
Latin America has long held an important role in international economics and continues to attract attention as the region faces restructuration and implements new business conceptions. As a result, Latin America continues to experience economic growth, which further affirms the region’s great potential for future business endeavors. Business Development Opportunities and Market Entry Challenges in Latin America provides a practical, in-depth look at the different challenges and opportunities present in the Latin American economy. This text is of use to policymakers, managers, academicians, researchers, advanced-level students, technology developers, and government officials in furthering their research exposure to pertinent topics in market entry and business development in the region. This publication guides the reader to an understanding of the Latin American region both theoretically and practically through a collection of chapters concerning microfinance, political trust, opportunities and challenges for entrepreneurial activity, public-private academic cooperation, and poverty in Latin America.