Bank Credit Management
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Strategic Credit Management
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Author : Sam N. Basu
language : en
Publisher: John Wiley & Sons
Release Date : 1995-10-13
Strategic Credit Management written by Sam N. Basu and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995-10-13 with Business & Economics categories.
This guide presents bankers with solutions to the problems surrounding credit analysis, credit management, loan workouts and loan structuring. The authors present a picture of the difficulties of maintaining an effective banking credit management policy in
Strategic Credit Management In Banks
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Author : G. S POPLI
language : en
Publisher: PHI Learning Pvt. Ltd.
Release Date : 2013-01-23
Strategic Credit Management In Banks written by G. S POPLI and has been published by PHI Learning Pvt. Ltd. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-23 with Business & Economics categories.
Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding. Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to real estate financing and includes separate chapters devoted to agriculture finance, lending to small-, medium- and large-scale industry, and import and export financing. The book is aimed at postgraduate students of management and commerce. The text will also be of great value to practising credit managers, finance managers and accountants.
Bank Credit Management
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Author : Carl Abruquah
language : en
Publisher: Independently Published
Release Date : 2022-08-25
Bank Credit Management written by Carl Abruquah and has been published by Independently Published this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-08-25 with categories.
The book provides an overview of the Credit Management process outlining the various structures policies principles and procedures involved which gives students a bird's eye view of the whole process. The book also provides an outline of the tools and techniques lenders employ in the appraisal of Credit propositions. These tools include both qualitative tools such as environmental analysis and quantitative tools such as financial ratio analysis. The textbook also covers critical issues in credit risk management such as credit risk rating, capital management and portfolio risk management. Other important areas the book covers includes legal aspects of credit management and management of problem loans. Significantly, the Bank Credit Management Textbook features a number of chapters that focus on the appraisal of credit propositions, first in terms of the different kinds of credit facilities all types of businesses seek. These include working capital finance, asset finance, new ventures and finance for the purchase of an existing business. In addition the book also focuses on appraisal of credit in terms of the businesses according to the sector of the business. These include lending to agriculture and building construction. The book also covers lending to various types of personal customers such as individuals, clubs and societies, personal representatives of deceased customers and trustees, The book also features the different types of personal advances granted to individual customers such as personal loans, consumer loans, mortgage loans, overdraft facilities, revolving facilities and credit cards. An important feature in the book relates to post disbursement credit procedures such as loan documentation, security, monitoring credit collections and recoveries. One chapter focuses on foreign credit and banking services banks avail for their customers. The last chapter looks at alternative sources of finance available to customers when they are unable to access facilities from banks The book also features theoretical questions and outline solution that students may encounter in the examinations. In addition the book features examination type questions and provides an outline showing the right approach to dealing with these questions. The Credit Management textbook has been prepared primarily taking into consideration the syllabus for the Credit Management Paper under the Chartered Institute of Bankers professional examinations. The book would also prove useful for students undertaking undergraduate course in banking and finance at the University level.
Credit Management Handbook
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Author : Burt Edwards
language : en
Publisher: Gower Publishing, Ltd.
Release Date : 2004
Credit Management Handbook written by Burt Edwards and has been published by Gower Publishing, Ltd. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Business & Economics categories.
This handbook provides a comprehensive, down-to-earth guide to every aspect of managing credit. It guides sellers carefully through the Consumer Credit Act and related operating methods.
Credit Management
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Author : Richard M. V. Bass
language : en
Publisher: Nelson Thornes
Release Date : 1991
Credit Management written by Richard M. V. Bass and has been published by Nelson Thornes this book supported file pdf, txt, epub, kindle and other format this book has been release on 1991 with Business & Economics categories.
The difference between success and failure for many companies is the reliability of their cash-flow. Since the first edition of this book, credit managers have seen many changes affecting their profession - new insolvency and company law legislation, changes in the operations of ECGD and other credit insurers, and better access to credit data through the spread of information technology. The book's emphasis is on credit management as a positive force, making a real contribution to profits. Intended for practising credit managers, credit controllers and their staffs, and for students, the book should also be of value to finance directors and accountants.
Consumer And Commercial Credit Management
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Author : Robert Hartzell Cole
language : en
Publisher: McGraw-Hill/Irwin
Release Date : 1976
Consumer And Commercial Credit Management written by Robert Hartzell Cole and has been published by McGraw-Hill/Irwin this book supported file pdf, txt, epub, kindle and other format this book has been release on 1976 with Business & Economics categories.
Iibf X Taxmann S Bankers Handbook On Credit Management Comprehensive Guide For Bankers In Managing Credit Portfolios With Practical Examples Regulatory Guidelines Recent Developments
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Author : Indian Institute of Banking & Finance
language : en
Publisher: Taxmann Publications Private Limited
Release Date : 2023-10-17
Iibf X Taxmann S Bankers Handbook On Credit Management Comprehensive Guide For Bankers In Managing Credit Portfolios With Practical Examples Regulatory Guidelines Recent Developments written by Indian Institute of Banking & Finance and has been published by Taxmann Publications Private Limited this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-10-17 with Law categories.
The 'Bankers' Handbook on Credit Management' is developed to address the unique skill requirements of banking professionals in managing credit portfolios. This book offers insights into the credit function, supplemented by practical examples, a rundown of regulatory guidelines, etc. The focus areas of this handbook revolve around the credit operations of commercial banks and delve into: • An Introduction to and Overview of Credit • Analysis of Financial Statement • Working Capital Management • Other Credits • Monitoring, Supervision/Follow-up, and Management of Impaired Assets Emphasis is placed on real-world applications of credit management concepts and functions. To ensure the reader is well-equipped with the latest knowledge, this book incorporates the recent developments and guidelines in the field. This book is not only the recommended courseware for the IIBF's 'Certified Credit Professional Course', recognized by the Reserve Bank of India & Indian Banks Association for enhancing the skills of banking professionals, but also an invaluable asset for anyone intrigued by the nuances of bank credit functions within India. The Present Publication is the 3rd Edition, updated by P.D. Sankaranarayanan (Former Assistant General Manager – State Bank of India) and vetted by D. Srinivasan (Former Deputy General Manager & Faculty | Training College – Indian Bank). Taxmann exclusively publishes this book for IIBF with the following coverage: • Module A – Introduction & Overview of Credit o Principles of Lending o Credit Policy o Types of Borrowers & Types of Credit Facilities o Credit Delivery o Credit Appraisal o Credit Rating o Capital Adequacy (Credit Risk – Standardized Approach & Advanced Approached) § Probability of Default § Exposure at Default § Loss Given Default o Importance & Application of RAROC (Risk Adjusted Return on Capital) • Module B – Analysis of Financial Statements o Analysis of Financial Statements o Non-financial Risk Analysis & Macroeconomic Factors o Project Appraisal/Term Loan Appraisal o Credit Risk Analytics & Credit Scoring Models • Module C – Working Capital Management o Working Capital Assessment (including Factoring, Bill Financing, etc., as Sub-limits) o Non-Fund-Based Credit Facilities • Module D – Other Credits o Export Finance o Priority Sector Lending/Government Sponsored Schemes/NABARD Schemes o Retail Loans o Forward Exposure Limit & Pre-settlement Risk o Structured Finance Options o Alternative Source of Funding o Digital Finance-P2P Lending via FinTech o Green Finance • Module E – Monitoring, Supervision/Follow-Up & Management of Impaired Assets o Documentation o Types of Charges o Follow-Up, Supervision & Credit Monitoring § Periodic Scrutiny of Exception Reports § AI/ML Based Analytics Tools to Analyze the Transaction to Predict 'Likely to Default' o Resolution of Stressed Assets o Fair Practices Code on Lender's Liability o Insolvency & Bankruptcy Code (IBC), 2016 [including all Amendments & Top Five Judgements] o Fraud Risk Management in Credit § Early Warning Signals [Annexure 16/3 of Current Book] § Red Flagging of Accounts § Identification & Reporting of Fraud § Forensic Audit § Wilful Defaulters § Non-cooperative Borrowers § Fugitive Economic Offender § Look Out Circular § Criminal Offenses and Investigative Agencies
Framework For
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Author : Alastair Graham
language : en
Publisher: Global Professional Publishi
Release Date : 2000-04
Framework For written by Alastair Graham and has been published by Global Professional Publishi this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-04 with Business & Economics categories.
Topics include: � Establishing overall corporate goals for credit worthiness � Credit risk modeling � Integrating credit risk management with operating systems � Sample exercises and case studies
Credit Management
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Author : Glen Bullivant
language : en
Publisher: Routledge
Release Date : 2016-05-13
Credit Management written by Glen Bullivant and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-05-13 with Business & Economics categories.
First Published in 2016. Credit Management provides a comprehensive, down-to-earth guide to every aspect of managing credit. The key message throughout is that cash flow and profits can be much improved by proper planning, motivation and control, without in the least jeopardising sales or alienating customers. All of the key credit control issues are covered including guidance on credit policy and management of the credit function; credit terms; risk assessment, management and modelling; debt collection; credit insurance; export credit; consumer credit; the commercial credit law; and credit services. For over thirty-five years, subsequent editions of this book have provided the best single-volume guide for anyone responsible for managing credit, risk and customers. Previously published as Credit Management Handbook, the new edition, with a new editor has been revised to reflect changes in practice and technology and is the set text for the Institute of Credit Management (ICM) examinations.
Financial Analysis For Credit Management In Banks
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Author : S. P. Singh
language : en
Publisher:
Release Date : 1983-06-01
Financial Analysis For Credit Management In Banks written by S. P. Singh and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983-06-01 with categories.