Banking The Poor
DOWNLOAD
Download Banking The Poor PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Banking The Poor book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Banking The Poor
DOWNLOAD
Author :
language : en
Publisher: World Bank Publications
Release Date : 2009-01-01
Banking The Poor written by and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-01-01 with Business & Economics categories.
Banking the Poor explores level and determinants of financial access in 54 countries, mostly in Africa. It collects information from two sources: central banks and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices and their levels of financial access, measured in terms of the numbers of bank account per thousand adults. It builds on the previous work measuring financial access through information from regulators, from banks, and also from users' perspectives in household surveys.
Banking On The Poor
DOWNLOAD
Author : Robert L. Ayres
language : en
Publisher:
Release Date : 1983
Banking On The Poor written by Robert L. Ayres and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with categories.
Microfinance An Economic Analysis Of Banking To The Poor
DOWNLOAD
Author : Samuel Wahlen
language : en
Publisher: Archway Publishing
Release Date : 2017-07-05
Microfinance An Economic Analysis Of Banking To The Poor written by Samuel Wahlen and has been published by Archway Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-05 with Business & Economics categories.
Great strides are being made in technology, medicine, and other fields, but with these advances, many people are still being left behind in poverty. The poor struggle to feed their families, work long hours for little pay, and face obstacles in educating themselves and their children. They see no end to the nightmareand they feel trapped. World leaders have responded by offering a handout rather than a hand up, which does nothing to fix the problem. In this book, youll learn why: Foreign aid to developing countries weakens democratic institutions and empowers leaders to make bad policy decisions. Small businesses serve an important role in strengthening economies in developing countries. Small business owners opt out of legal environments and choose to operate in informal sectors. Microfinance institutions offer the poor greater flexibility and opportunity than larger financial institutions. When helping the poor, the goal does not need to be unanimous economic equality, but we must provide opportunities to escape the clutches of poverty. Find out how it can be done, step by step, with Microfinance.
Insufficient Funds
DOWNLOAD
Author : Rebecca M. Blank
language : en
Publisher: Russell Sage Foundation
Release Date : 2009-03-26
Insufficient Funds written by Rebecca M. Blank and has been published by Russell Sage Foundation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-03-26 with Business & Economics categories.
One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr reports the results of an in-depth study of financial behavior in 1,000 low- and moderate-income families in metropolitan Detroit. He finds that most poor households have bank accounts, but combine use of mainstream services with alternative options such as money orders, pawnshops, and payday lenders. Barr suggests that a tax credit for banks serving primarily disadvantaged customers could facilitate greater equality in the private financial sector. Drawing on evidence from behavioral economics, Sendhil Mullainathan and Eldar Shafir show that low-income individuals exhibit many of the same patterns and weaknesses in financial decision making as middle-class individuals and could benefit from many of the same financial aids. They argue that savings programs that automatically enroll participants and require them to actively opt out in order to leave the program could drastically increase savings ability. Ronald Mann demonstrates that significant changes in the credit market over the past fifteen years have allowed companies to expand credit to a larger share of low-income families. Mann calls for regulations on credit card companies that would require greater disclosure of actual interest rates and fees. Raphael Bostic and Kwan Lee find that while home ownership has risen dramatically over the past twenty years, elevated risks for low-income families—such as foreclosure—may well outweigh the benefits of owning a home. The authors ultimately argue that if we want to demand financial responsibility from low-income households, we have an obligation to assure that these families have access to the banking, credit, and savings institutions that are readily available to higher-income families. Insufficient Funds highlights where and how access is blocked and shows how government policy and individual decisions could combine to eliminate many of these barriers in the future.
Banking On Poverty
DOWNLOAD
Author : Jill Torrie
language : en
Publisher:
Release Date : 1983
Banking On Poverty written by Jill Torrie and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1983 with Banks and banking, International categories.
Defying The Odds
DOWNLOAD
Author : Eugene Versluysen
language : en
Publisher:
Release Date : 1999
Defying The Odds written by Eugene Versluysen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Banks and banking categories.
Focuses on the growth of microfinance in the context of social and economic changes and upheavals in developing countries. Presesnts the experiences and achievements of microfinance institutions and their clients in the form of country-based case studies.
Banker To The Poor
DOWNLOAD
Author : Muhammad Yunus
language : en
Publisher: Aurum
Release Date : 2003-07-11
Banker To The Poor written by Muhammad Yunus and has been published by Aurum this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-07-11 with Biography & Autobiography categories.
Muhammad Yunus set up the Grameen Bank in his home country of Bangladesh with a loan of just £17, to lend tiny amounts of money to the poorest of the poor - those to whom no ordinary bank would lend. Most of his customers - as they still are - were illiterate women, wanting to set up the smallest imaginable village enterprises. It was his conviction that this new system of 'micro-credit', lending even such small sums, would give such people the spark of initiative needed to pull themselves out of poverty. Today, Yunus's system of micro-credit is practised around the world in some 60 countries, including the US, Canada and France. His Grameen Bank is now a billion-pound business. It is acknowledged by world leaders and by the World Bank to be a fundamental weapon in the fight against poverty. Banker to the Poor is Yunus's enthralling story of how he did it: how the terrible famine in Bangladesh in 1974 focused his ideas on the need to enable its victims to grow more food; how he overcame the sceptics in many governments and among traditional economic thinking; and how he saw his micro-credit extended even outside the Third World into credit unions in the West. Such is the importance of his book that HRH the Prince of Wales has contributed a Foreword in which he hails 'a remarkable man [who] spoke the greatest good sense'.
Financial Inclusion For Poverty Alleviation
DOWNLOAD
Author : Essam Yassin Mohammed
language : en
Publisher: Routledge
Release Date : 2017-12-12
Financial Inclusion For Poverty Alleviation written by Essam Yassin Mohammed and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-12 with Business & Economics categories.
More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.
Financial Sector Policy And The Poor
DOWNLOAD
Author : Patrick Honohan
language : en
Publisher: World Bank Publications
Release Date : 2004-01-01
Financial Sector Policy And The Poor written by Patrick Honohan and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-01-01 with Business & Economics categories.
This publication contains new empirical evidence on how financial sector policy can help in promoting pro-poor development and tackling poverty. It argues that microfinance and mainstream finance schemes should be regarded as complementary and overlapping rather than as competing alternatives, with the essential similarities between the two becoming more evident as individual microfinance firms, or associations of firms, grow to the scale needed for sustainability.
Banker To The Poor
DOWNLOAD
Author : Muhammad Yunus
language : en
Publisher:
Release Date : 1998
Banker To The Poor written by Muhammad Yunus and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Bank loans categories.
Muhammad Yunus has launched one of the most spectacular revolutions in the world of finance and banking, bringing not only economic hope to the rural poor, but a so cial revolution in how the poor are treated by society. This book tells the story. '