Changes In Commercial Banking Structure And Small Business Lending
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Changes In Commercial Banking Structure And Small Business Lending
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Author : Bernard Shull
language : en
Publisher:
Release Date : 1981
Changes In Commercial Banking Structure And Small Business Lending written by Bernard Shull and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Bank loans categories.
American Commercial Banking Structure And Small Business Lending
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Author : Donald T. Savage
language : en
Publisher:
Release Date : 1981
American Commercial Banking Structure And Small Business Lending written by Donald T. Savage and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Bank loans categories.
Commercial Bank Business Lending By Size Of Loan
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Author : Thomas Francis Brady
language : en
Publisher:
Release Date : 1982
Commercial Bank Business Lending By Size Of Loan written by Thomas Francis Brady and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1982 with Bank loans categories.
Survey Of Commercial Bank Lending To Small Business
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Author : Cynthia A. Glassman
language : en
Publisher:
Release Date : 1982
Survey Of Commercial Bank Lending To Small Business written by Cynthia A. Glassman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1982 with Bank loans categories.
Structural Change In Banking
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Author : Michael Klausner
language : en
Publisher: Irwin Professional Publishing
Release Date : 1993
Structural Change In Banking written by Michael Klausner and has been published by Irwin Professional Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Business & Economics categories.
The thrift crisis and recent weakness in the banking sector has intensified attention toward regulatory reform. But most proposals take as a given the traditional structure of banking, under which a bank holds illiquid loans and liquid liabilities. Structural Change in Banking explores the possibility of more fundamental changes in bank structure, which would reduce the instability that is inherent in the current structure. The major essays in this book, written by leading authors in the field, examine the historical legacy of limitations on bank branching and their consequences on bank structure and stability; how securitization affects the bank structure, risk, and liquidity; the advantages to a bank from having checking account information about its loan customers; and the potential for money market funds and finance companies to become the banks of the future. Structural Change in Banking is an essential tool for bank regulators, legislators, executives, and anyone concerned with rectifying the instability of traditional banking structure. This book not only makes a strong argument for change, it provides an intelligent analysis of alternatives through which credit can be provided.
The Impact Of The Small Business Lending Fund On Community Bank Lending To Small Businesses
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Author : Federal Reserve Federal Reserve Board
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2015-12-14
The Impact Of The Small Business Lending Fund On Community Bank Lending To Small Businesses written by Federal Reserve Federal Reserve Board and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-12-14 with categories.
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks with low-cost funding that they could then lend to their small business customers. As of December 31, 2013, the U.S. Department of the Treasury reports that SBLF participants had increased their small business lending by $12.5 billion over their baseline numbers. The current paper uses Call Report data from community banks and thrift institutions to look at the impact of receiving funds from SBLF on their small business lending. The analysis controls for economic and demographic conditions, market structure and competition. Simple regression estimates indicate that participants in the SBLF program increased their small business lending by about 10 percent more than their non-participating counterparts, in line with numbers reported by Treasury. However, estimates that control for the ongoing growth path in small business lending indicate no statistically significant impact of SBLF participation on small business lending.
The Impact Of The Small Business Lending Fund On Community Bank Lending To Small Businesses
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Author : Federal Reserve Federal Reserve Board
language : en
Publisher: CreateSpace
Release Date : 2015-04-27
The Impact Of The Small Business Lending Fund On Community Bank Lending To Small Businesses written by Federal Reserve Federal Reserve Board and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-04-27 with categories.
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks with low-cost funding that they could then lend to their small business customers. As of December 31, 2013, the U.S. Department of the Treasury reports that SBLF participants had increased their small business lending by $12.5 billion over their baseline numbers. The current paper uses Call Report data from community banks and thrift institutions to look at the impact of receiving funds from SBLF on their small business lending. The analysis controls for economic and demographic conditions, market structure and competition. Simple regression estimates indicate that participants in the SBLF program increased their small business lending by about 10 percent more than their non-participating counterparts, in line with numbers reported by Treasury. However, estimates that control for the ongoing growth path in small business lending indicate no statistically significant impact of SBLF participation on small business lending.
Current Trends In The Financial Services Industry And Their Impact On Small Business Financing
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Author : United States. Congress. House. Committee on Small Business. Subcommittee on Tax, Access to Equity Capital, and Business Opportunities
language : en
Publisher:
Release Date : 1985
Current Trends In The Financial Services Industry And Their Impact On Small Business Financing written by United States. Congress. House. Committee on Small Business. Subcommittee on Tax, Access to Equity Capital, and Business Opportunities and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1985 with Financial institutions categories.
Lending To Business By New York City Banks
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Author : George Budzeika
language : en
Publisher:
Release Date : 1971
Lending To Business By New York City Banks written by George Budzeika and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1971 with Business & Economics categories.
Business Finance And Banking
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Author : Neil Herman Jacoby
language : en
Publisher:
Release Date : 1947
Business Finance And Banking written by Neil Herman Jacoby and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1947 with Business & Economics categories.