Characteristics And Challenges Of Microinsurance Operations In Developing Countries
DOWNLOAD
Download Characteristics And Challenges Of Microinsurance Operations In Developing Countries PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Characteristics And Challenges Of Microinsurance Operations In Developing Countries book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Characteristics And Challenges Of Microinsurance Operations In Developing Countries
DOWNLOAD
Author : Eva Tischer
language : en
Publisher: GRIN Verlag
Release Date : 2013-01-21
Characteristics And Challenges Of Microinsurance Operations In Developing Countries written by Eva Tischer and has been published by GRIN Verlag this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-21 with Business & Economics categories.
Bachelor Thesis from the year 2012 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0, Wiesbaden University of Applied Sciences (Wiesbaden Business School), language: English, abstract: Comparing the last centuries ́ most significant natural disasters worldwide with the most costly insurance losses, we find that practically none of them had a large influence on commercial insurers. The reason is rather simple: most large-scale disasters happened in developing countries where the majority of population has no insurance coverage. Poor households are not only exposed to more risks, they also have fewer options to overcome them. Without access to social security systems and poorly developed private insurance markets it is hoped that microinsurance provides the low-income population with a possibility of reliable formal protection. Ten years ago hardly any commercial insurance company recognized a profitable market in the so-called bottom of the pyramid; the low-income segments of developing countries. Today, many large insurers, such as Zurich and Munich Re have recognized the potential of emerging markets and spot a multibillion market with the possibility of having a first-mover advantage. However, expansion is still largely driven by governmental organizations and key players of development aid enforcing and supporting community-based organizations. The aim of this thesis is to show how the microinsurance sector is currently developing, under what circumstances insurers can realize growth opportunities and what actions must be taken to provide a valuable financial service.[...]
Protecting The Poor A Microinsurance Compendium
DOWNLOAD
Author : Craig Churchill
language : en
Publisher: Academic Foundation
Release Date : 2008
Protecting The Poor A Microinsurance Compendium written by Craig Churchill and has been published by Academic Foundation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with categories.
Health Microinsurance Implementing Universal Health Coverage In The Informal Sector
DOWNLOAD
Author : David M Dror
language : en
Publisher: World Scientific
Release Date : 2020-02-05
Health Microinsurance Implementing Universal Health Coverage In The Informal Sector written by David M Dror and has been published by World Scientific this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-02-05 with Business & Economics categories.
This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
Social Reinsurance
DOWNLOAD
Author : David M. Dror
language : en
Publisher: World Bank Publications
Release Date : 2002-01-01
Social Reinsurance written by David M. Dror and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-01-01 with Business & Economics categories.
Annotation This volume views community-based microinsurance as an incremental first step to improved financial protection and better access to health services for the poor. While community-based financing can be structured in various ways, this volume focuses on reinsurance as a mechanism for improving micro-level health insurance units. It outlines strategies and policies that can be applied by countries and donors to improve access to health care services.
Insurance Distribution Directive
DOWNLOAD
Author : Pierpaolo Marano
language : en
Publisher: Springer Nature
Release Date : 2021
Insurance Distribution Directive written by Pierpaolo Marano and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021 with Bank marketing categories.
This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--
Assessment Of Microinsurance As Emerging Microfinance Service For The Poor
DOWNLOAD
Author : Asian Development Bank
language : en
Publisher: Asian Development Bank
Release Date : 2017-02-01
Assessment Of Microinsurance As Emerging Microfinance Service For The Poor written by Asian Development Bank and has been published by Asian Development Bank this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-02-01 with Business & Economics categories.
The Asian Development Bank (ADB) is an active partner of the Government of the Philippines in developing microfinance---the provision of insurance products that meet the needs of the disadvantaged for risk protection and relief against misfortune. As a result, microfinance activities have increased, and diversified formal financial services were made available to impoverished clients at affordable costs. However, there is still the risk of making poverty-stricken clients worse off because of unexpected events, prompting ADB to create interventions that focus on microinsurance development. This report assesses the expansion of microinsurance activities based on the Philippines' experience, with guidance on next steps forward.
Government Support To Agricultural Insurance
DOWNLOAD
Author : Olivier Mahul
language : en
Publisher: World Bank Publications
Release Date : 2010-03-08
Government Support To Agricultural Insurance written by Olivier Mahul and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-03-08 with Business & Economics categories.
Governments in developing countries have been increasingly involved in the support of agricultural (crop and livestock) insurance programs in recent years. In their attempts to design and implement agricultural insurance, they have sought technical and financial assistance from the international community and particularly from the World Bank. One of the recurrent requests from governments regards international experience with agricultural insurance, not only in developed countries, where in some cases agricultural insurance has been offered for more than a century, but also in middleand low-income countries. Governments are particularly interested in the technical, operational, financial, and institutional aspects of public support to agricultural insurance. 'Government Support to Agricultural Insurance' informs public and private decision makers involved in agricultural insurance about recent developments, with a particular focus on middle- and low-income countries. It presents an updated picture of the spectrum of institutional frameworks and experiences with agricultural insurance, ranging from countries in which the public sector provides no support to those in which governments heavily subsidize agricultural insurance. This analysis is based on a survey conducted by the World Bank s agricultural insurance team in 2008 in 65 developed and developing countries. Drawing on the survey results, the book identifies some key roles governments can play to support the development of sustainable, affordable, and cost-effective agricultural insurance programs.
Barriers To Micro Insurance Outreach For Pastoralists And Crop Farmers In Rural Areas In Kenya
DOWNLOAD
Author : Benard Kilel
language : en
Publisher: diplom.de
Release Date : 2018-06-26
Barriers To Micro Insurance Outreach For Pastoralists And Crop Farmers In Rural Areas In Kenya written by Benard Kilel and has been published by diplom.de this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-06-26 with House & Home categories.
Micro insurance in Kenya is still undeveloped compared to micro credit and micro savings due to the fact that it offers no immediate benefits to the insured. Insurance companies in Kenya have been taking long to compensate their clients in the case of any peril and therefore insurance is seen as a way of stealing the money from the citizens. This study has looked into ways of making micro insurance locally available to both large and small scale crop farmers. It has gone a step further to investigate ways of merging up micro insurance and micro credit by using insurance as collateral to acquire loan. It was realized that there is a possibility of selling an insurance contract to a buyer of produce whereby the farmer can later pay the premium after the harvest of the produce. Moreover, there is a possibility of the harvest being used as collateral when it is in the warehouse of the Kenya National and Cereals Produce Board (NCPB). This increases the creditworthiness of the otherwise not qualifying-for-credit farmer as well as the produce being stored waiting to hit the market highs in order to be sold for profit. To make use of the technology, this paper calls for the development of a mobile application that will enable farmers access information in real time on their mobile phones and thereby being able act accordingly.
Social Health Insurance For Developing Nations
DOWNLOAD
Author : R. Paul Shaw
language : en
Publisher: World Bank Publications
Release Date : 2007-01-01
Social Health Insurance For Developing Nations written by R. Paul Shaw and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-01-01 with Business & Economics categories.
Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.
Health Insurance Handbook
DOWNLOAD
Author : Hong Wang
language : en
Publisher: World Bank Publications
Release Date : 2012-01-18
Health Insurance Handbook written by Hong Wang and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-01-18 with Business & Economics categories.
Many countries that subscribe to the Millennium Development Goals (MDGs) have committed to ensuring access to basic health services for their citizens. Health insurance has been considered and promoted as the major financing mechanism to improve access to health services, as well to provide financial risk protection.