Choice Price Competition And Complexity In Markets For Health Insurance
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Choice Price Competition And Complexity In Markets For Health Insurance
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Author : Richard G. Frank
language : en
Publisher:
Release Date : 2008
Choice Price Competition And Complexity In Markets For Health Insurance written by Richard G. Frank and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Health insurance categories.
The United States and other nations rely on consumer choice and price competition among competing health plans to allocate resources in the health sector. A great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer choice. The nation of Switzerland offers a unique opportunity to study price competition in health insurance markets. Switzerland regulates health insurance markets with the aim of minimizing adverse selection and encouraging strong price competition. We examine consumer responses to price differences in local markets and the degree of price variation in local markets. Using both survey data and observations on local markets we obtain evidence suggesting that as the number of choices offered to individuals grow their willingness to switch plans given a set of price dispersion differences declines allowing large price differences for relatively homogeneous products to persist. We consider explanations for this phenomenon from economics and psychology.
Regulated Competition In Health Insurance Markets
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Author : Rudy C. Douven
language : en
Publisher:
Release Date : 2000
Regulated Competition In Health Insurance Markets written by Rudy C. Douven and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000 with Competition categories.
How Adverse Selection Affects The Health Insurance Market
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Author : Paolo Belli
language : en
Publisher: World Bank Publications
Release Date : 2001
How Adverse Selection Affects The Health Insurance Market written by Paolo Belli and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Adverse selection (Insurance) categories.
There may be a price to pay (in terms of inefficient coverage) if competition among health insurers is encouraged as a way to give patients greater choice and to achieve better control over insurance providers.
Paying For Health Insurance
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Author : David M. Cutler
language : en
Publisher:
Release Date : 1996
Paying For Health Insurance written by David M. Cutler and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Health insurance categories.
This paper uses data on health insurance choices by employees of Harvard University to examine the effect of alternative pricing rules on market equilibrium. In the mid-1990s, Harvard moved from a system of subsidizing more expensive insurance to a system of contributing an equal amount to each plan. We estimate a substantial demand response to the policy change, with a short-run elasticity of about -2. The reform also induced substantial" adverse selection. Because of this selection, the long-run demand response is three times the short-run response. Price variation induced by adverse selection is inefficient; we estimate the magnitude of the welfare loss from adverse selection at 2 percent of baseline health spending. Finally, as insurance choice was made more competitive, premiums to Harvard fell relative to premiums in the Boston area by nearly 10 percent. This savings was large enough to compensate for the inefficiency induced by adverse selection, so that reform overall was welfare enhancing
Theory And Practice Of Managed Competition In Health Care Finance
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Author : A.C. Enthoven
language : en
Publisher: Elsevier
Release Date : 2014-04-23
Theory And Practice Of Managed Competition In Health Care Finance written by A.C. Enthoven and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-04-23 with Medical categories.
These lectures review the research and experience on the subject of health care economy. The author also sets down a moderately rigorous statement of the economic concepts underlying the kind of competition that he regards as the most promising way to achieve a reasonable degree of equity and efficiency in health care. The first lecture is on the public policy goals of health care financing and delivery and discusses efficiency in health care. The second presents an economic analysis of the systems for organizing and financing medical care systems in the United States. The third lecture is about ``managed competition'', and the fourth reviews American experience with efforts to convert from the traditional system to a competitive system.The book is addressed primarily to economists, health policy makers and health services researchers. It explains how market forces may be managed in pursuit of equity and efficiency in health care. It addresses systematically many of the causes of market failure and proposes a strategy (``managed competition'') for overcoming them. It should be of interest to policy makers in any country interested in incentives for more efficient health care delivery. It should also be very useful supplemental reading for courses in health care economics.
Risk Adjustment Risk Sharing And Premium Regulation In Health Insurance Markets
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Author : Thomas G. McGuire
language : en
Publisher: Academic Press
Release Date : 2018-08-06
Risk Adjustment Risk Sharing And Premium Regulation In Health Insurance Markets written by Thomas G. McGuire and has been published by Academic Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-06 with Business & Economics categories.
Risk Adjustment, Risk Sharing and Premium Regulation in Health Insurance Markets: Theory and Practice describes the goals, design and evaluation of health plan payment systems. Part I contains 5 chapters discussing the role of health plan payment in regulated health insurance markets, key aspects of payment design (i.e. risk adjustment, risk sharing and premium regulation), and evaluation methods using administrative data on medical spending. Part II contains 14 chapters describing the health plan payment system in 14 countries and sectors around the world, including Australia, Belgium, Chile, China, Columbia, Germany, Ireland, Israel, the Netherlands, Russia, Switzerland and the United States. Authors discuss the evolution of these payment schemes, along with ongoing reforms and key lessons on the design of health plan payment. Provides a conceptual toolkit that describes the goals, design and evaluation of health plan payment systems in the context of policy paradigms, such as efficiency, affordability, fairness and avoidance of risk selection Brings together international experience from many different countries that apply regulated competition in different ways Delivers a practical toolkit for the evaluation of health plan payment modalities from the standpoint of efficiency and fairness
Market Structure Of The Health Insurance Industry
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Author : D. Andrew Austin
language : en
Publisher: DIANE Publishing
Release Date : 2010-04
Market Structure Of The Health Insurance Industry written by D. Andrew Austin and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-04 with Business & Economics categories.
Health Plan Pricing Behaviour And Managed Competition
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Author : Rudy C. Douven
language : en
Publisher:
Release Date : 2006
Health Plan Pricing Behaviour And Managed Competition written by Rudy C. Douven and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Competition categories.
Competition In Health Insurance
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Author : American Medical Association
language : en
Publisher:
Release Date : 2013
Competition In Health Insurance written by American Medical Association and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Health insurance categories.
Competition And Monopoly In Medical Care
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Author : Harry Edward Frech (III)
language : en
Publisher: A E I Press
Release Date : 1996
Competition And Monopoly In Medical Care written by Harry Edward Frech (III) and has been published by A E I Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Business & Economics categories.
Frech analyzes the changing nature of competition in this market, with a specific focus on competition among physicians, hospitals, and insurance companies.