Comparing Patterns Of Default Among Prime And Subprime Mortgages
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Comparing Patterns Of Default Among Prime And Subprime Mortgages
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Author : Gene Amromin
language : en
Publisher: DIANE Publishing
Release Date : 2010-01
Comparing Patterns Of Default Among Prime And Subprime Mortgages written by Gene Amromin and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01 with categories.
This article compares default patterns among prime and subprime mortgages, analyzes the factors correlated with default, and examines how forecasts of defaults are affected by alternative assumptions about trends in home prices. The authors find that extremely pessimistic forecasts of home price appreciation could have generated predictions of subprime defaults that were closer to the actual default experience for loans originated in 2006 and 2007. However, for prime loans one would have also had to anticipate that defaults would become much more sensitive to home prices. Tables and graphs.
Credit Securitisations And Derivatives
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Author : Daniel Rösch
language : en
Publisher: John Wiley & Sons
Release Date : 2013-04-03
Credit Securitisations And Derivatives written by Daniel Rösch and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-04-03 with Business & Economics categories.
A comprehensive resource providing extensive coverage of the state of the art in credit secruritisations, derivatives, and risk management Credit Securitisations and Derivatives is a one-stop resource presenting the very latest thinking and developments in the field of credit risk. Written by leading thinkers from academia, the industry, and the regulatory environment, the book tackles areas such as business cycles; correlation modelling and interactions between financial markets, institutions, and instruments in relation to securitisations and credit derivatives; credit portfolio risk; credit portfolio risk tranching; credit ratings for securitisations; counterparty credit risk and clearing of derivatives contracts and liquidity risk. As well as a thorough analysis of the existing models used in the industry, the book will also draw on real life cases to illustrate model performance under different parameters and the impact that using the wrong risk measures can have.
The New Faces Of American Poverty
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Author : Lindsey K. Hanson
language : en
Publisher: Bloomsbury Publishing USA
Release Date : 2014-01-15
The New Faces Of American Poverty written by Lindsey K. Hanson and has been published by Bloomsbury Publishing USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-01-15 with Social Science categories.
A timely examination of the effects of the Great Recession on Americans and the resulting federal reforms to healthcare, employment, and housing policies as a means to alleviate poverty. The Great Recession (2007 to 2009) brought the United States—routinely touted as the richest country in the world—to historical levels of poverty. Rising unemployment, government budget crises, and the collapse of the housing market had devastating effects on the poor and middle class. This is one of the first books to focus on the impact of the Great Recession on poverty in America, examining governmental and cultural responses to the economic downturn; the demographics of poverty by gender, age, occupation, education, geographical area, and ethnic identity; and federal and state efforts toward reform and relief. Essays from more than 20 contributing writers explore the history of poverty in America and provide a vision of what lies ahead for the American economy.
The Sustainable Global Marketplace
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Author : Mary Conway Dato-on
language : en
Publisher: Springer
Release Date : 2014-10-27
The Sustainable Global Marketplace written by Mary Conway Dato-on and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-10-27 with Business & Economics categories.
Founded in 1971, the Academy of Marketing Science is an international organization dedicated to promoting timely explorations of phenomena related to the science of marketing in theory, research, and practice. Among its services to members and the community at large, the Academy offers conferences, congresses and symposia that attract delegates from around the world. Presentations from these events are published in this Proceedings series, which offers a comprehensive archive of volumes reflecting the evolution of the field. Volumes deliver cutting-edge research and insights, complimenting the Academy’s flagship journals, the Journal of the Academy of Marketing Science (JAMS) and AMS Review. Volumes are edited by leading scholars and practitioners across a wide range of subject areas in marketing science. This volume includes the full proceedings from the 2011 Academy of Marketing Science (AMS) Annual Conference held in Coral Gables, Florida, entitled The Sustainable Global Marketplace.
Cross Border Banking In Europe
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Author : Franklin Allen
language : en
Publisher: CEPR
Release Date : 2011
Cross Border Banking In Europe written by Franklin Allen and has been published by CEPR this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Banks and banking categories.
This report argues that policy reforms in micro- and macro-prudential regulation and macroeconomic policies are needed for Europe to reap the important diversification and efficiency benefits from cross-border banking, while reducing the risks stemming from large cross-border banks.Available online as pdf at: http: //www.cepr.org/pubs/books/CEPR/cross-border_banking.pd
How Social Forces Impact The Economy
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Author : Steven Pressman
language : en
Publisher: Routledge
Release Date : 2020-06-02
How Social Forces Impact The Economy written by Steven Pressman and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-06-02 with Business & Economics categories.
Social forces are important determinants of how people behave, how economies work at the macroeconomic level, and the effectiveness of economic policies. However, this dimension is generally overlooked in mainstream economics. How Social Forces Impact the Economy demonstrates that a broader conception of social economics provides for a better understanding of how economies work as a whole. This book argues that adopting a truly social approach to economics opens the door to studying how people form preferences, and how they learn by taking cues from others about how to behave and what to consume. Each chapter contributor works to highlight the breadth of new insights and possibilities that emerge from a fuller understanding of social economics. Part I focuses on microeconomics, bringing individual behaviors and individual entrepreneurs into a more social context. Part II focuses on macroeconomic topics, such as how money and quasi-monies (like Bitcoins) are social, how money developed as a social institution, and how social forces matter for economic development. Finally, Part III looks at the consequences of considering social factors when it comes to policy: environmental policy, industrial policy, and policies promoting greater equality. This book is invaluable reading to anyone interested in the relationship between economics and sociology, how social forces affect policy effectiveness, human behavior, and the overall economy.
Globalisation Of Corporate Social Responsibility And Its Impact On Corporate Governance
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Author : Jean J. du Plessis
language : en
Publisher: Springer
Release Date : 2018-02-01
Globalisation Of Corporate Social Responsibility And Its Impact On Corporate Governance written by Jean J. du Plessis and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-02-01 with Law categories.
This book addresses the increasing overlap between Corporate Social Responsibility (CSR) and law with a particular focus on company law and corporate governance. What is the impact of CSR on company law and corporate governance and, vice versa? How do these systems impact on CSR? Do they enable, require or prevent the socially responsible conduct of companies, for example, through corporate theory, directors’ duties or disclosure laws? What is the role of shareholders and directors in the promotion of CSR?The theme of the book ensures a sharing of ideas and experiences globally and internationally for all jurisdictions to consider core legal and social aspects of CSR.
Managing Responsibly
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Author : Venkataraman Nilakant
language : en
Publisher: Routledge
Release Date : 2016-05-13
Managing Responsibly written by Venkataraman Nilakant and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-05-13 with Business & Economics categories.
In the wake of financial meltdown and environmental disaster, employers increasingly demand that managers have an understanding of ethical decision making, corporate social responsibility and values-based management. Business ethics is therefore increasingly being taught in business schools and is a rapidly developing research topic. Managing Responsibly explores the limitations of the thinking that dominates Western corporate and business culture. Contributors then draw on non-Western traditions and experience to suggest workable inter-cultural models to enhance organizational effectiveness in an increasingly globalised environment. With chapters written by specialists in economics, management, ethics, health sciences and history, the editors - one a historian and one a management specialist - ensure a truly interdisciplinary overall approach. Part One highlights the acute need for less self-interested approaches to management if local and global communities and the environment are to escape on-going damage and exploitation. Part Two draws on values from Indian and Maori traditions to propose alternatives to Western models of business ethics. Part Three suggests ways of approaching the challenges of developing sustained ethical leadership in the contemporary globalised economy. This original addition to Gower's Corporate Social Responsibility Series will appeal to a wide range of teachers, researchers and higher level students of management, as well as practitioners participating in executive development programmes. It will also serve the needs of those with a more specialist interest in business ethics and in sustainable and responsible management.
Understanding The Securitization Of Subprime Mortgage Credit Federal Reserve Bank Of New York Staff Report No 318
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Author : Adam B. Ashcraft
language : en
Publisher: Lulu.com
Release Date : 2012-08-04
Understanding The Securitization Of Subprime Mortgage Credit Federal Reserve Bank Of New York Staff Report No 318 written by Adam B. Ashcraft and has been published by Lulu.com this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-08-04 with Business & Economics categories.
This is an overview of the subprime mortgage securitization process and seven key informational frictions that arise. The authors discuss the ways that market participants work to minimize these frictions and speculate on how this process broke down. They offer a complete picture of the subprime borrower and the subprime loan, discussing both predatory borrowing and predatory lending. They present the key structural features of a typical subprime securitization, document how rating agencies assign credit ratings to mortgage-backed securities, and outline how these agencies monitor the performance of mortgage pools over time. (Originally published as a Federal Reserve Bank of New York Staff Report)
Housing And The Financial Crisis
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Author : Edward L. Glaeser
language : en
Publisher: University of Chicago Press
Release Date : 2013-08-19
Housing And The Financial Crisis written by Edward L. Glaeser and has been published by University of Chicago Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-08-19 with Business & Economics categories.
Conventional wisdom held that housing prices couldn’t fall. But the spectacular boom and bust of the housing market during the first decade of the twenty-first century and millions of foreclosed homeowners have made it clear that housing is no different from any other asset in its ability to climb and crash. Housing and the Financial Crisis looks at what happened to prices and construction both during and after the housing boom in different parts of the American housing market, accounting for why certain areas experienced less volatility than others. It then examines the causes of the boom and bust, including the availability of credit, the perceived risk reduction due to the securitization of mortgages, and the increase in lending from foreign sources. Finally, it examines a range of policies that might address some of the sources of recent instability.