Confessions Of A Microfinance Heretic Large Print 16pt
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Confessions Of A Microfinance Heretic 16pt Large Print Edition
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Author : Hugh Sinclair
language : en
Publisher:
Release Date : 2012-07-09
Confessions Of A Microfinance Heretic 16pt Large Print Edition written by Hugh Sinclair and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-07-09 with Business & Economics categories.
A microfinance Industry insider offers a shocking account of corruption and betrayal of the poor by an industry supposedly dedicated to doing good. Hugh SInclair is one of the rare field workers who has seen microloans at ground level; he concludes that predatory lending and profit pressure are causing most microloans to do far more harm than good. This is the sad tale of a good idea gone horribly bad.
Confessions Of A Microfinance Heretic Large Print 16pt
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Author : Hugh Sinclair
language : en
Publisher: ReadHowYouWant
Release Date : 2012-07
Confessions Of A Microfinance Heretic Large Print 16pt written by Hugh Sinclair and has been published by ReadHowYouWant this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-07 with Business & Economics categories.
Offering inspiring success stories, the microfinance industry depends on the faith of investors that small loans can transform the lives of the poor. But as Hugh Sinclair points out, very little solid evidence exists that microloans make a dent in long - term poverty. Evidence does exist for negligence, corruption, and methods that border on extortion. Part expose, part memoir, and part financial detective story, this is the account of a one - time true believer whose decade in the industry turned him into a heretic.Sinclair worked with several microfinance institutions and funds as he traveled from Mexico to Mongolia, with Nigeria, Holland, and Mozambique in between. He couldn't help but notice that even with a booming 70 billion dollar industry on their side, the poor didn't seem any better off in practice. Exorbitant interest rates led borrowers into never - ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.With characteristic intelligence and biting wit, Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits. The situation worsened when large banks, attracted by the high repayment rates of overpriced loans, hijacked the sector and created a microfinance bubble. Sinclair details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair's objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.Microfinance can work - Sinclair describes moving experiences with several ethical and effective organizations and analyzes what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an ''investment opportunity'' that will leave the poor with hollow promises and empty pockets.
Confessions Of A Microfinance Heretic
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Author : Hugh Sinclair
language : en
Publisher: Berrett-Koehler Publishers
Release Date : 2012-07-09
Confessions Of A Microfinance Heretic written by Hugh Sinclair and has been published by Berrett-Koehler Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-07-09 with Business & Economics categories.
Microfinance insider Hugh Sinclair weaves a shocking tale of an industry focused on maximizing profits and plagued by predatory lending practices, scandals, cover-ups and corruption.
The Judges Of England
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Author : Edward Foss
language : en
Publisher:
Release Date : 1857
The Judges Of England written by Edward Foss and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1857 with Judges categories.
Exploring Christian Heritage
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Author : C. Douglas Weaver
language : en
Publisher:
Release Date : 2017
Exploring Christian Heritage written by C. Douglas Weaver and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with Religion categories.
Exploring Christian Heritage provides students and teachers with a rich and substantial introduction to the texts that have shaped the Christian faith. Including works by Augustine, Aquinas, Martin Luther, John Wesley, John Calvin, and Karl Barth, among others, this collection also highlights essential movements--from the second to the twenty-first centuries--often glossed over in primary source readers. From Pentecostalism and Baptists to feminism and religious liberty movements, Exploring Christian Heritage succinctly joins together the most influential voices of Christian history and theology with those that have been forgotten and sometimes ignored. Now in its second edition, voices ancient and modern have been added to deepen and widen the story of Christianity in varied forms. Exploring Christian Heritage, second edition also contains additional classroom resources, including new textual introductions and over ninety new quizzes.
The Microsoft Sql Server 2000 Performance Optimization And Tuning Handbook
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Author : Ken England
language : en
Publisher: Digital Press
Release Date : 2001-03-27
The Microsoft Sql Server 2000 Performance Optimization And Tuning Handbook written by Ken England and has been published by Digital Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-03-27 with Computers categories.
This new edition of the bestselling guide to a critical SQL server task teaches tools, techniques, and best practices readers can use to tune SQL Server 2000's configuration and operation, and learn how to enhance performance through good physical design, effective internal storage structures, and controlling SQL Server's new query optimizer.
The New Moody Atlas Of The Bible
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Author : Barry J. Beitzel
language : en
Publisher: Moody Publishers
Release Date : 2009
The New Moody Atlas Of The Bible written by Barry J. Beitzel and has been published by Moody Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Religion categories.
This edition integrates the geography of Bible lands with the teachings of the Bible, providing useful commentary for more than 90 detailed maps of Palestine, the Mediterranean, the Near East, the Sinai, and Turkey.
The Microbiological Risk Assessment Of Food
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Author : Stephen J. Forsythe
language : en
Publisher: John Wiley & Sons
Release Date : 2008-04-15
The Microbiological Risk Assessment Of Food written by Stephen J. Forsythe and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-04-15 with Technology & Engineering categories.
The Microbiological Risk Assessment of Food follows on from the author's successful book The Microbiology of Safe Food and provides a detailed analysis of the subject area including cutting-edge information on: foodborne pathogens in world trade; food safety, control and HACCP; risk analysis; the application of microbiological risk assessment (MRA) and likely future developments in the techniques and applications of MRA. This important book focuses on what is an acceptable level of risk to consumers associated with eating food, on a daily basis, which does contain bacteria. An extremely important addition to the available literature, providing a thorough synthesis that will be an essential purchase for all those involved with issues relating to safe food. Copies of the book should be available to practitioners in food companies and academia, including food microbiologists, food scientists and technologists, to consultants and to all those studying or teaching food microbiology. Personnel in government regulatory and public and environmental health capacities will find much of use within the covers of this book. Copies of the book should also be available in the libraries of all research establishments and university departments where food science, food technology and microbiology are studied and taught. Stephen J. Forsythe is Reader in Microbiology at the Department of Life Sciences, Nottingham Trent University, UK. Cover Photograph: Lactobacillus case Shirota by kind permission and courtesy of Yakult UK Ltd.
Read This To Get Smarter
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Author : Blair Imani
language : en
Publisher: Ten Speed Press
Release Date : 2021-10-26
Read This To Get Smarter written by Blair Imani and has been published by Ten Speed Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-10-26 with Social Science categories.
An approachable guide to being an informed, compassionate, and socially conscious person today—from discussions of race, gender, and sexual orientation to disability, class, and beyond—from critically acclaimed historian, educator, and author Blair Imani. “Blair answers the questions that so many of us are asking.”—Layla F. Saad, author of Me and White Supremacy We live in a time where it has never been more important to be knowledgeable about a host of social issues, and to be confident and appropriate in how to talk about them. What’s the best way to ask someone what their pronouns are? How do you talk about racism with someone who doesn’t seem to get it? What is intersectionality, and why do you need to understand it? While it can seem intimidating or overwhelming to learn and talk about such issues, it’s never been easier thanks to educator and historian Blair Imani, creator of the viral sensation Smarter in Seconds videos. Accessible to learners of all levels—from those just getting started on the journey to those already versed in social justice—Read This to Get Smarter covers a range of topics, including race, gender, class, disability, relationships, family, power dynamics, oppression, and beyond. This essential guide is a radical but warm and non-judgmental call to arms, structured in such a way that you can read it cover to cover or start with any topic you want to learn more about. With Blair Imani as your teacher, you’ll “get smarter” in no time, and be equipped to intelligently and empathetically process, discuss, and educate others on the crucial issues we must tackle to achieve a liberated, equitable world.
The Migraine Brain
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Author : Elaine McArdle
language : en
Publisher: Souvenir Press
Release Date : 2011-02-01
The Migraine Brain written by Elaine McArdle and has been published by Souvenir Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-02-01 with Health & Fitness categories.
A migraine isn't just a headache, it is a neurological disease. Affecting one in five women, one in twenty men, and one in twenty children, it's a debilitating, complex, and chronic condition that manifests in a combination of symptoms that can include excruciating head pain as well as other distinctive physical and emotional effects. Yet it is also a disease that you can improve and manage, as Dr. Carolyn Bernstein has discovered in her 17 years as a practicing neurologist. Dr. Bernstein explains why migraines happen, why they are misdiagnosed, and why so few people get the right treatment for them. She reveals the latest research that shows that Migraine Brains share a hypersensitivity to stimuli and are more likely to experience a cascade of neurological reactions that cause common migraine symptoms. This breakthrough medical knowledge makes treatment and recovery possible with new migraine-specific drugs as well as with complementary treatments such as yoga, biofeedback and exercise. The Migraine Brain will equip you with the information you need to understand migraines and to help your family and colleagues understand that a migraine isn't just a headache: it's a serious, yet treatable, condition.