Credit Discrimination
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Credit Discrimination
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Author : Alys I. Cohen
language : en
Publisher:
Release Date : 2009
Credit Discrimination written by Alys I. Cohen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Discrimination in consumer credit categories.
Credit Discrimination
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Author : Jeremiah Battle
language : en
Publisher:
Release Date : 2013
Credit Discrimination written by Jeremiah Battle and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Law categories.
Credit Discrimination
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Author : Deanne Loonin
language : en
Publisher:
Release Date : 2005
Credit Discrimination written by Deanne Loonin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Discrimination in consumer credit categories.
The Color Of Credit
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Author : Stephen L. Ross
language : en
Publisher: MIT Press
Release Date : 2002-11-08
The Color Of Credit written by Stephen L. Ross and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-11-08 with Business & Economics categories.
An analysis of current findings on mortgage-lending discrimination and suggestions for new procedures to improve its detection. In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership is the most common method for wealth accumulation and is viewed as critical for access to the most desirable communities and most comprehensive public services. Homeownership and mortgage lending are linked, of course, as the vast majority of home purchases are made with the help of a mortgage loan. Barriers to obtaining a mortgage represent obstacles to attaining the American dream of owning one's own home. These barriers take on added urgency when they are related to race or ethnicity. In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They re-analyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds. Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination (disparate impact), misses many cases of the other main type (disparate treatment), and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied to discrimination in loan-pricing and credit-scoring.
Discrimination In Consumer Credit
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Author : Felix Chin
language : en
Publisher:
Release Date : 1981
Discrimination In Consumer Credit written by Felix Chin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Social Science categories.
Credit Discrimination
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Author : United States Congress. House. Banking and Currency Committee
language : en
Publisher:
Release Date : 1974
Credit Discrimination written by United States Congress. House. Banking and Currency Committee and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1974 with categories.
Credit Discrimination
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Author : Deanne Loonin
language : en
Publisher:
Release Date : 2005
Credit Discrimination written by Deanne Loonin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Discrimination in mortgage loans categories.
Problems Of Credit Discrimination In New Hampshire
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Author : New Hampshire Commission on the Status of Women
language : en
Publisher:
Release Date : 1974
Problems Of Credit Discrimination In New Hampshire written by New Hampshire Commission on the Status of Women and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1974 with Consumer credit categories.
Credit Discrimination
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Author : Deanne Loonin
language : en
Publisher:
Release Date : 2002
Credit Discrimination written by Deanne Loonin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Consumer credit categories.
Equal Credit Opportunity Act
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Author : Gerry Azzata
language : en
Publisher:
Release Date : 1988
Equal Credit Opportunity Act written by Gerry Azzata and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Business & Economics categories.