Crushing Debt

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Crushing Debt
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Author : David Trahair
language : en
Publisher: John Wiley & Sons
Release Date : 2012-01-06
Crushing Debt written by David Trahair and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-01-06 with Business & Economics categories.
As the majority of Canadians are now spending much more than they make, their debt levels are reaching crisis proportions. Excluding mortgage debt, the average Canadian owes over $25,000 in consumer debt, which poses massive risks not only for the individuals carrying that financial load, but for our entire financial system. In Crushing Debt, bestselling author David Trahair (Enough Bull) warns Canadians that consumer debt is becoming an urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it is for debt to spiral out of control with examples of real-life stories of debt disasters. If you are a Canadian who is already struggling with debt, Crushing Debt will motivate you to face your financial problems and will show you step-by-step the most appropriate solution to getting out of your personal debt hell. Filled with proven advice, Crushing Debt is a call to action on an urgent and debilitating problem for far too many Canadians.
Crushing Debt
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Author : Shawn M Yesner Esq
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-09-18
Crushing Debt written by Shawn M Yesner Esq and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-09-18 with categories.
Do you have credit card companies chasing you for payment? Has a collection company called you or sued you to collect a debt? Are your wages being garnished? Do you get calls at all hours of the day and night from debt collectors? Do you have mounting hospital bills? Or credit card bills? Do you wonder how you're going to make your mortgage payment? Do you have to choose between paying the credit card bill and buying groceries? Are you in foreclosure or is a foreclosure imminent? Is your student loan payment equal to or more than your car payment or your house payment? Does the IRS keep your tax refund? At the end of the month do you have money left over, or at the end of the money do you have month left over? If the answer to any of these questions is "YES" then this book is for you. In November 2015, Shawn started the Crushing Debt Podcast. Shawn has taken the concepts discussed on the Crushing Debt Podcast, the legal issues that he writes about in his blog, and the education that he provides through continuing education seminars for attorneys, Realtors(R) and others, and condensed all of that content into this book. If you feel bullied, know that everything is going to be okay, because there are always options!
Political Forgiveness
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Author : P. E. Digeser
language : en
Publisher: Cornell University Press
Release Date : 2001
Political Forgiveness written by P. E. Digeser and has been published by Cornell University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Law categories.
It centers on the capacity of victims and creditors to release transgressors and debtors from their moral and financial debts. "If justice is a matter of receiving one's due," he says, "then political forgiveness entails releasing one's due." Neverthless, political forgiveness remains connected to justice in important ways.".
Buy The Avocado Toast
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Author : Stephanie Bousley
language : en
Publisher: Abrams
Release Date : 2020-03-31
Buy The Avocado Toast written by Stephanie Bousley and has been published by Abrams this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-03-31 with Business & Economics categories.
What if the solution to student debt was reinvesting in yourself? Are you a smart, hard-working person who always seems to struggle financially? Do you ever second-guess decisions to pursue higher education because of your student loans? Has extreme budgeting eliminated joy and comfort from life, yet you’re still several years away from being debt-free? Conventional wisdom tells us the formula for success is simple: go to school, get a job, work hard, repeat as needed until you retire. It tells us that debt is the result of poor choices and irresponsible spending. Unfortunately, such advice fails to take into account the recent (and not-so-recent) graduates for whom predatory student lending rates have set them back tens or even hundreds of thousands of dollars before they even enter the job market. In Buy the Avocado Toast, Stephanie Bousley shares lessons learned through years of working hard and perpetually undervaluing herself while coming to terms with owing almost $300,000 in student debt. Through a holistic approach to both net worth and self-worth, Bousley offers readers hope for their own financial situations by providing step-by-step instructions on reducing debt, living better, and rooting out the self-defeating beliefs that keep us broke.
Debt S Dominion
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Author : David A. Skeel Jr.
language : en
Publisher: Princeton University Press
Release Date : 2014-04-24
Debt S Dominion written by David A. Skeel Jr. and has been published by Princeton University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-04-24 with Business & Economics categories.
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.
Debt Relief For The Poorest Countries
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Author : Yiagadeesen Samy
language : en
Publisher: Routledge
Release Date : 2018-02-06
Debt Relief For The Poorest Countries written by Yiagadeesen Samy and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-02-06 with Business & Economics categories.
The debt problems of poor countries are receiving unprecedented attention. Both federal and non-governmental organizations alike have been campaigning for debt forgiveness for poor countries. The governments of creditor nations responded to that challenge at a meeting sponsored by the G-7, International Monetary Fund, and World Bank, all of which upgraded debt relief as a policy priority. Their initiatives provided for generous interpretations of these nations' abilities to sustain debt, gave them opportunities to qualify for debt relief more rapidly, and linked debt relief to broader policies of poverty reduction. Despite this, the crisis has only deepened in the first years of the new millennium. This brilliant group of contributions assesses why this has occurred. In plain language, it considers why debt relief has been so long in coming for poor countries. It evaluates the cost of a persistent overhang in debt for those countries. It also examines, head on, whether enhanced debt relief initiatives offer a permanent exit from over-indebtedness, or are merely a short-term respite. Above all, this volume for the first time addresses the issues on the ground: that is, the views and opinions about debt relief on the part of leaders in advanced nations, and the probability of further support for the most impoverished lands. In this approach, the editors and contributors have made an explicit and successful attempt to be inclusive and relevant at all stages of the analysis. This volume covers the full range of the poorest countries, with contributions by John Serieux, Lykke Anderson and Osvaldo Nina, Befekadu Degefe, Ligia Maria Castro-Monge, and Peter B. Mijumbi. Collectively, they offer a sobering scenario: unless measures are put in place now, in anticipation of further crises, the future of the very poorest nations will remain bleak and troublesome.
The Reality And Myth Of Bri S Debt Trap
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Author : Nian Peng
language : en
Publisher: Springer Nature
Release Date : 2024-04-17
The Reality And Myth Of Bri S Debt Trap written by Nian Peng and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-04-17 with Political Science categories.
This edited book aims to present a well-balanced view on the heated debate about BRI’s “debt trap” controversy within the route states by presenting compelling evidence from Asian and African countries. It is contributed by the university scholars, think tank experts, and governmental officials from the concerned parties such as China, USA, South/Southeast Asia, and Africa to discuss this new topic from their perspectives. It not only examines the origins and changes in external debt among the BRI route states before and after the launch of the BRI, but also analyzes the outcomes stemming from BRI projects. The book covers 12 chapters, in which the first chapter briefly introduces the aims and scope of this book. The following 2 chapters look at Chinese and Indian perspectives on the “debt trap”, respectively. The next 9 chapters examine the debt issue and BRI projects in Southeast Asian, South Asian, and African states, which mainly involve Myanmar, Cambodia, Laos, the Philippines, Malaysia, Indonesia, Bangladesh, Nepal, and Nigeria, and give some useful policy suggestions to reduce the debt burden and promote the socioeconomic development in these countries.
Sovereign Debt Diplomacies
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Author : Pierre Penet
language : en
Publisher: Oxford University Press
Release Date : 2021-03-12
Sovereign Debt Diplomacies written by Pierre Penet and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-03-12 with Business & Economics categories.
This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence. It is free to read at Oxford Scholarship Online and offered as a free PDF download from OUP and selected open access locations. Sovereign Debt Diplomacies aims to revisit the meaning of sovereign debt in relation to colonial history and postcolonial developments. It offers three main contributions. The first contribution is historical. The volume historicises a research field that has so far focused primarily on the post-1980 years. A focus on colonial debt from the 19th century building of colonial empires to the decolonisation era in the 1960s-70s fills an important gap in recent debt historiographies. Economic historians have engaged with colonialism only reluctantly or en passant, giving credence to the idea that colonialism is not a development that deserves to be treated on its own. This has led to suboptimal developments in recent scholarship. The second contribution adds a 'law and society' dimension to studies of debt. The analytical payoff of the exercise is to capture the current developments and functional limits of debt contracting and adjudication in relation to the long-term political and sociological dynamics of sovereignty. Finally, Sovereign Debt Diplomacies imports insights from, and contributes to the body of research currently developed in the Humanities under the label 'colonial and postcolonial studies'. The emphasis on 'history from below' and focus on 'subaltern agency' usefully complement the traditional elite-perspective on financial imperialism favoured by the British school of empire history.
Surviving Debt
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Author : National Consumer Law Center
language : en
Publisher:
Release Date : 2025
Surviving Debt written by National Consumer Law Center and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2025 with Consumer credit categories.
Hipc Debt Relief
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Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Domestic and International Monetary Policy, Trade, and Technology
language : en
Publisher:
Release Date : 2004
Hipc Debt Relief written by United States. Congress. House. Committee on Financial Services. Subcommittee on Domestic and International Monetary Policy, Trade, and Technology and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Debt relief categories.