Debtors And Creditors In America


Debtors And Creditors In America
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Debtors And Creditors In America


Debtors And Creditors In America
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Author : Peter J. Coleman
language : en
Publisher: Beard Books
Release Date : 1999

Debtors And Creditors In America written by Peter J. Coleman and has been published by Beard Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.


Americans now depend more heavily upon credit than any other society on Earth, or any other time in history. Borrowing has become a way of life for millions of families, and it is hard to imagine a time when charge accounts did not exist. Nonetheless, it would be a mistake to assume that, because a wallet filled with plastic instead of cash is a relatively new phenomenon, Americans have not been borrowers and lenders since the colonization of the New World. Author Peter J. Coleman proves otherwise. In one Form or another -- notes of hand, book credit, commercial paper, mortgages, land contracts -- settlers borrowed to pay their passage from Europe, to buy and clear land, to build and operate mills, to purchase slaves, and to gamble and drink. Debtors' prison awaited those who could not pay their debts, and a pauper's grave received the unfortunate who lacked the private means to feed and clothe himself in prison. While the debtors' prisons described in this book no longer exist, the author maintains that our credit-oriented society has yet to devise cheap, efficient, equitable, and humane methods of enforcing contracts for debt.



Republic Of Debtors


Republic Of Debtors
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Author : Bruce H. Mann
language : en
Publisher: Harvard University Press
Release Date : 2009-04-15

Republic Of Debtors written by Bruce H. Mann and has been published by Harvard University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-04-15 with History categories.


Debt was an inescapable fact of life in early America. At the beginning of the eighteenth century, its sinfulness was preached by ministers and the right to imprison debtors was unquestioned. By 1800, imprisonment for debt was under attack and insolvency was no longer seen as a moral failure, merely an economic setback. In Republic of Debtors, Bruce H. Mann illuminates this crucial transformation in early American society. From the wealthy merchant to the backwoods farmer, Mann tells the personal stories of men and women struggling to repay their debts and stay ahead of their creditors. He opens a window onto a society undergoing such fundamental changes as the growth of a commercial economy, the emergence of a consumer marketplace, and a revolution for independence. In addressing debt Americans debated complicated questions of commerce and agriculture, nationalism and federalism, dependence and independence, slavery and freedom. And when numerous prominent men—including the richest man in America and a justice of the Supreme Court—found themselves imprisoned for debt or forced to become fugitives from creditors, their fate altered the political dimensions of debtor relief, leading to the highly controversial Bankruptcy Act of 1800. Whether a society forgives its debtors is not just a question of law or economics; it goes to the heart of what a society values. In chronicling attitudes toward debt and bankruptcy in early America, Mann explores the very character of American society.



Bankrupt In America


Bankrupt In America
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Author : Mary Eschelbach Hansen
language : en
Publisher: Markets and Governments in Economic History
Release Date : 2020

Bankrupt In America written by Mary Eschelbach Hansen and has been published by Markets and Governments in Economic History this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020 with Bankruptcy categories.


"In Bankrupt in America, Mary and Brad Hansen show that examination of how Americans have used bankruptcy law and the history of the law itself offers important perspective on the history of bankruptcy in America. Using new statistical and documentary evidence, they illustrate the cycles of interaction between bankruptcy law's use and its own evolution. The authors first offer a broad overview of the laws at various levels governing the collection of debt and position their research in the literature on bankruptcy. They establish the need for a framework that integrates various lines of thought, and introduce of the methods of their approach, which incorporates new institutional economics and cliometrics, that is, the incorporation of econometric data analysis. They then illustrate the general path to bankruptcy by discussing the series of decisions that creditors and debtors make at every stage and how various formal and informal institutions influence these decisions. The core of the book will comprise a generally chronological narrative from 1898, when the first major federal bankruptcy law was enacted to an end point of 2005. Hansen and Hansen reach novel conclusions about causes and consequences of bankruptcy and raise nuances in the relationship between bankruptcy rates and economic growth. For instance, while higher bankruptcy rates are usually considered a negative, the authors show that higher bankruptcy may actually signal economic growth if it is due to an expansion of credit markets. Further, the authors contribute to our understanding of what drives differences in bankruptcy rates among states by illustrating the influence of the broader legal framework. Ultimately, this work find that long-run growth in personal bankruptcy is the result of growth in credit and that the study of legal governance provides useful viewpoints from which to draw out patterns in bankruptcy"--



As We Forgive Our Debtors


As We Forgive Our Debtors
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Author : Teresa A. Sullivan
language : en
Publisher:
Release Date : 1989

As We Forgive Our Debtors written by Teresa A. Sullivan and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with categories.




Examples Explanations For Bankruptcy And Debtor Creditor


Examples Explanations For Bankruptcy And Debtor Creditor
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Author : Brian A. Blum
language : en
Publisher: Aspen Publishing
Release Date : 2023-02-01

Examples Explanations For Bankruptcy And Debtor Creditor written by Brian A. Blum and has been published by Aspen Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-02-01 with Law categories.


Through its previous seven editions, Examples & Explanations: Bankruptcy and Debtor/Creditor has been popular with students and practitioners for its extraordinarily lucid explanations of complex concepts. In this eighth edition, the coauthors, Brian Blum and Samir Parikh, combine their expertise to enhance the book’s treatment of all salient areas of bankruptcy and debtor-creditor law. Although there are many changes in the eighth edition, it maintains the format and approach of previous editions. The textual discussion of the principles, goals, policies, and legal rules of Bankruptcy and Debtor-Creditor law is clear and accessible. The Examples & Explanations pedagogy gives the reader practice interpreting the Bankruptcy Code and applying the rules and principles to factual situations. This book will help law students master fundamental federal bankruptcy and state debtor-creditor concepts and rules, which will help them succeed in upper-level bankruptcy/debtor-creditor courses; and it will also give them a leg up when they encounter bankruptcy in other areas, such as family law, taxation, real estate, business organizations, secured transactions, torts, and others. New to the 8th Edition: New problems addressing current bankruptcy issues, including mass tort bankruptcies like Purdue Pharma and Boy Scouts of America.? New cases throughout and discussion of recent developments in the law, including unique insights into 363 assets sales, fraudulent transfer law, 524(g), small business bankruptcy under Subchapter V, and dischargeability of student loan debt. New overview sections in each chapter, designed to provide a summary of the Bankruptcy Code sections covered. Rewriting of text to enhance clarity, add hypotheticals, and integrate the discussion of?new topics. Professors and students will benefit from: Examples & Explanations are designed to highlight fundamental issues covered in the textual part of the chapter and to allow students to self-test on topics discussed in the text. The Examples set out a factual scenarios which are resolved in the Explanation, with reference back to the textual material. Topics have been arranged within each chapter to allow students to see the interactions between different Code sections, and to move from basic to more complex topics. Each chapter contains cross references to material in other chapters to enable students to link themes in various chapters and to see how the topics fit together to form a comprehensive system. The text is clearly written to be accessible to students, and covers rules and concepts in the depth and breadth that is likely to be required of students in the bankruptcy/debtor-creditor course. One-of-a-kind flowcharts and diagrams aid in understanding by the visual representation of concepts, processes, and relationships. The extensive glossary at the end of the book gives students a ready explanation of the meaning of the many terms of art that they may encounter in this area, both in the book and in other materials.



As We Forgive Our Debtors


As We Forgive Our Debtors
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Author : Teresa A. Sullivan
language : en
Publisher: Beard Books
Release Date : 1999

As We Forgive Our Debtors written by Teresa A. Sullivan and has been published by Beard Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.


Bankruptcy in America is a booming business, with hundreds of thousands of ordinary Americans filing for bankruptcy each year. Is this dramatic growth a result of mushrooming debt or does it reflect a moral decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with hard empirical data drawn from bankruptcy court filings. The authors of this multidisciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journeys have ended in bankruptcy court. Book jacket.



American Commercial Law Series Debtor And Creditor Bankruptcy


American Commercial Law Series Debtor And Creditor Bankruptcy
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Author : Alfred William Bays
language : en
Publisher:
Release Date : 1917

American Commercial Law Series Debtor And Creditor Bankruptcy written by Alfred William Bays and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1917 with Commercial law categories.




Debtor S Dictionary


Debtor S Dictionary
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Author : Sid Moore
language : en
Publisher: Wheatmark, Inc.
Release Date : 2010

Debtor S Dictionary written by Sid Moore and has been published by Wheatmark, Inc. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.


A contract is supposed to be a meeting of the minds: two people of equal understanding putting down a fairly negotiated agreement. In reality, most agreements are dictated by wealthy corporations or individuals-sellers, lenders, landlords-and include terms of art that consumers do not fully understand. We do not find out that some innocuous sounding phrase has a major impact on our rights and responsibilities until it is too late. "Debtor's Dictionary" levels the playing field. Containing definitions of terms commonly used in contractual language, this indispensible book turns you into a savvy consumer. Once you learn the vocabulary, sellers will find it much more difficult to take advantage of you. Don't sign on the bottom line until you have read "Debtor's Dictionary" from cover to cover. About Sid Moore Sidney L. (Sid) Moore Jr. was born in the small town of Montezuma, Georgia, in 1940, son of a lawyer father and a newspaper columnist mother. He worked his way through undergraduate college and Walter F. George Law School as a newspaper reporter and went on to become a widely known lecturer in Continuing Legal Education seminars for attorneys. He has also been lead counsel in criminal or civil litigation in half the states in America. Sid started his law career as a Reginald Heber Smith Community Law Fellow with the University of Pennsylvania, representing the poor in Little Rock, Arkansas. He moved from there to Atlanta where he ran a legal aid program for elderly consumers before returning to school at the University of Wisconsin Law School for a Master of Laws Degree. His thesis was on equal justice for the poor. Returning to Georgia he served as the regional director of a twenty-eight-county middle Georgia section of the Georgia Legal Services Program where his record in defending consumers against predatory creditors earned him a position as litigation coordinator of the National Consumer Law Center in Boston, a national think-tank and back-up center for consumer lawyers throughout the nation. In 1977 he became Georgia's first full-time Consumers' Utility Counsel, representing residential and small business consumers against rate increase requests filed by the major electric, gas, and telephone utilities. He was a charter member of the National Association of State Utility Consumers' Advocates. He remains a member of the National Association of Consumer Advocates (NACA), an association of more than one thousand private and public consumer lawyers from throughout the country, and of the Consumer Law Section of the State Bar of Georgia. In 1979 he began a private consumer practice in Decatur, Georgia, in which he represented thousands of individual consumers who were being sued by creditors or who had been ripped off in some fashion. In class action litigation, Sid has recovered millions of dollars for Georgia consumers and has handled appellate litigation which paved the way for relief for thousands. His cases have made more than $4,000,000 available to local charities through cy pres awards of money illegally taken by creditors. Sid retired in 2007 back to his home town of Montezuma where he resides with his wife, Yvonne, in the 125-year-old home where he was raised. He has continued his interest in class action litigation as well as producing this book and frequently lecturing to other lawyers on the ins and outs of handling credit problems without putting the client into bankruptcy. He is considered a national authority on credit mathematics as applied to both usury and contract compliance, and on the defense of debtors in collection cases. He gives his time freely to spread his knowledge of consumer rights and volunteers as a mentor to younger lawyers seeking to develop their litigation skills. This book is the culmination of forty years of experience in lecturing, writing, and litigation.



The Fragile Middle Class


The Fragile Middle Class
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Author : Teresa A. Sullivan
language : en
Publisher: Yale University Press
Release Date : 2020-02-18

The Fragile Middle Class written by Teresa A. Sullivan and has been published by Yale University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-02-18 with Social Science categories.


Why have so many middle-class Americans encountered so much financial trouble? In this classic analysis of hard-pressed families, the authors discover that financial stability for many middle-class Americans is all too fragile. The authors consider the changing cultural and economic factors that threaten financial security and what they imply for the future vitality of the middle class. A new preface examines the persistent and new threats that have emerged since the original publication. “[A] fascinating, alarming study. . . . [This] chilling diagnosis of middle-class affliction demonstrates that we all may be only a job loss, medical problem or credit card indulgence away from the downward spiral leading to bankruptcy.”—Publishers Weekly "A well-designed and carefully executed study."—Andrew Greeley, University of Chicago "The Fragile Middle Class, a well-written work of social science that is about as gripping as the genre gets, forces us to reevaluate notions about consumerism."—American Prospect



Second Supplement To Arrangements Between Debtors And Creditors Under The Bankruptcy Act 1861


Second Supplement To Arrangements Between Debtors And Creditors Under The Bankruptcy Act 1861
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Author : John Peter De Gex
language : en
Publisher: Wentworth Press
Release Date : 2019-02-27

Second Supplement To Arrangements Between Debtors And Creditors Under The Bankruptcy Act 1861 written by John Peter De Gex and has been published by Wentworth Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-02-27 with History categories.


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