Democratizing Finance
DOWNLOAD
Download Democratizing Finance PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Democratizing Finance book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Democratizing Finance
DOWNLOAD
Author : Marion Laboure
language : en
Publisher: Harvard University Press
Release Date : 2022-01-01
Democratizing Finance written by Marion Laboure and has been published by Harvard University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-01 with Business & Economics categories.
We are only in the early stages of a broader revolution that will impact every aspect of the global economy, including commerce and government services. Coming financial technology innovations could improve the quality of life for all people. Over the past few decades, digital technology has transformed finance. Financial technology (fintech) has enabled more people with fewer resources, in more places around the world, to take advantage of banking, insurance, credit, investment, and other financial services. Marion Laboure and Nicolas Deffrennes argue that these changes are only the tip of the iceberg. A much broader revolution is under way that, if steered correctly, will lead to huge and beneficial social change. The authors describe the genesis of recent financial innovations and how they have helped consumers in rich and poor countries alike by reducing costs, increasing accessibility, and improving convenience and efficiency. They connect the dots between early innovations in financial services and the wider revolution unfolding today. Changes may disrupt traditional financial services, especially banking, but they may also help us address major social challenges: opening new career paths for millennials, transforming government services, and expanding the gig economy in developed markets. Fintech could lead to economic infrastructure developments in rural areas and could facilitate emerging social security and healthcare systems in developing countries. The authors make this case with a rich combination of economic theory and case studies, including microanalyses of the effects of fintech innovations on individuals, as well as macroeconomic perspectives on fintech's impact on societies. While celebrating fintech's achievements to date, Laboure and Deffrennes also make recommendations for overcoming the obstacles that remain. The stakes--improved quality of life for all people--could not be higher.
Democratizing Finance
DOWNLOAD
Author : Fred Block
language : en
Publisher: Verso Books
Release Date : 2022-02-08
Democratizing Finance written by Fred Block and has been published by Verso Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-02-08 with Political Science categories.
What if our financial system were organized to the benefit of the many rather than simply empowering the few? Robert Hockett and Fred Block argue that an entirely different financial system is both desirable and possible. They outline concrete steps that could get us there. Financial systems move the worlds savings from investment to investment, chasing the highest rates of return. They run on profit. But what if investment went to the enterprises or institutions that provided things that the majority of people would prioritize? Democratizing Finance includes six responses that seek to amend, elaborate, and challenge the arguments developed by Hockett and Block. Some of the core arguments put forward by other contributors include calls for the rapid elimination of private financial entities, the dilemmas of the politics associated with financial reforms, and the fate of parallel proposals advanced in the US in the 1930s.
Democratizing Finance
DOWNLOAD
Author : Clifford N. Rosenthal
language : en
Publisher: FriesenPress
Release Date : 2018
Democratizing Finance written by Clifford N. Rosenthal and has been published by FriesenPress this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with History categories.
Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.
Crowdfunding And The Democratization Of Finance
DOWNLOAD
Author : Davis, Mark
language : en
Publisher: Policy Press
Release Date : 2021-11
Crowdfunding And The Democratization Of Finance written by Davis, Mark and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-11 with Business & Economics categories.
Do you know where your money is? More importantly, do you know what your money is doing? Most of us feel confident that we know what money is. But few of us feel confident in taking responsibility for what our money does. We hand over the power of money to banks and mainstream finance with real, often damaging, consequences for people and planet. A unique collaboration between an academic and a practitioner, this book tells the story of money, from ancient Athens to the Bitcoin revolution, to explain how crowdfunding is the way for people to reclaim the power of their money in pursuit of a fairer and greener society.
Democratizing Money
DOWNLOAD
Author : Beat Weber
language : en
Publisher:
Release Date : 2018-05-17
Democratizing Money written by Beat Weber and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-05-17 with Business & Economics categories.
Weber provides an economic analysis of current, post-crash monetary reform proposals, including Bitcoin, sovereign money, regional money and modern monetary theory. The book critically examines these reform concepts, exposing their flaws and fallacies, guiding the reader towards a contemporary understanding of what money is and how it works today.
The Citizens Ledger
DOWNLOAD
Author : Robert C. Hockett
language : en
Publisher: Springer Nature
Release Date : 2022-07-05
The Citizens Ledger written by Robert C. Hockett and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-07-05 with Business & Economics categories.
This book is the first of its kind in several overlapping and rapidly developing fields that now dominate news headlines – among them the fields of crypto-currency, digital payments platforms, ‘fintech,’ and central bank digital currencies (‘CBDCs’). With crypto and fintech now threatening to transform finance in destabilizing and anti-democratic ways, and with China and other nations now digitizing their national currencies in the form of CBDCs that make the US dollar and national payments infrastructure look ever more quaint and outmoded, this book shows both why the US and other democratic commercial societies must, and how they can, democratically digitize their currencies, their national payments systems, and the authorities that respectively issue and administer them – in the US, the Federal Reserve System (‘the Fed’).
Building Inclusive Democracies In Asean
DOWNLOAD
Author : Mendoza Ronald U
language : en
Publisher: World Scientific
Release Date : 2018-12-18
Building Inclusive Democracies In Asean written by Mendoza Ronald U and has been published by World Scientific this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-12-18 with Political Science categories.
Containing the latest research and insights of academics and development practitioners pursuing political and economic reforms in the ASEAN region, Building Inclusive Democracies in ASEAN recognizes that a well-functioning democracy is part of what ultimately fosters inclusive growth and development. Inequitable access to democratic processes and mechanisms produce government policies and initiatives that are inconsistent with the needs of the majority.The chapters include empirical research on the symptoms and effects of traditional patron-client politics, experiences, insights, analyses, and policy recommendations, as well as reflections, on reform efforts along the lines of citizens' participation, transparency, and evidence-based policymaking.
Reforming U S Financial Markets
DOWNLOAD
Author : Randall S. Kroszner
language : en
Publisher: MIT Press
Release Date : 2011-01-28
Reforming U S Financial Markets written by Randall S. Kroszner and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-01-28 with Business & Economics categories.
Two top economists outline distinctive approaches to post-crisis financial reform. Over the last few years, the financial sector has experienced its worst crisis since the 1930s. The collapse of major firms, the decline in asset values, the interruption of credit flows, the loss of confidence in firms and credit market instruments, the intervention by governments and central banks: all were extraordinary in scale and scope. In this book, leading economists Randall Kroszner and Robert Shiller discuss what the United States should do to prevent another such financial meltdown. Their discussion goes beyond the nuts and bolts of legislative and regulatory fixes to consider fundamental changes in our financial arrangements. Kroszner and Shiller offer two distinctive approaches to financial reform, with Kroszner providing a systematic analysis of regulatory gaps and Shiller addressing the broader concerns of democratizing and humanizing finance. After brief discussions by four commentators (Benjamin M. Friedman, George G. Kaufman, Robert C. Pozen, and Hal S. Scott), Kroszner and Shiller each offer a response to the other's proposals, creating a fruitful dialogue between two major figures in the field.
Banking On The People
DOWNLOAD
Author : Ellen Brown
language : en
Publisher: Democracy Collaborative
Release Date : 2019-05
Banking On The People written by Ellen Brown and has been published by Democracy Collaborative this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-05 with categories.
Today most of our money is created, not by governments, but by banks when they make loans. This book takes the reader step by step through the sausage factory of modern money creation, explores improvements made possible by advances in digital technology, and proposes upgrades that could transform our outmoded nineteenth century system into one that is democratic, sustainable, and serves the needs of the twenty-first century. Ellen Brown is the founder and chairman of the Public Banking Institute and a Fellow at The Democracy Collaborative.
Funding Democratization
DOWNLOAD
Author : Allan Ware
language : en
Publisher: Routledge
Release Date : 2017-07-12
Funding Democratization written by Allan Ware and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-12 with Political Science categories.
Democracy is a fine political system, but an expensive economic venture. Political parties and election campaigns cost money. Where does the money come from and at what sacrifice? Issues connected with political finance are significant but often neglected aspects of the process of democratization. Funding Democratization examines how money and politics interact in emerging democracies. The contributors investigate the funding of political parties in early North America, financial uncertainties of party formation in European countries, funding of democratization in new democracies, and the influence of funding on contenders for power. They also address the nature of political competition in countries that are seeking to embrace, often for the first time, the rules of democracy. They question in what ways politicians can help make democracy affordable. The volume compares important democratizing countries, such as Russia, Brazil, South Africa, Spain, and the regions of East Asia and East/Central Europe. It also investigates the lessons that emerging democracies can learn from the history of political finance in today's more established democracies. Funding Democratization will be of interest to political scientists and specialists in international social and political development.